住满两年后可以享受50万增值免税吗?
税上应该怎么做, 是不是找一个CPA
比较保险?
我有个比较大的想法, 看看可不可以实施..
Let's say you rented out the house for 8 years, and lived as primary resident for 2 years before sale. and You made 500K capital gain.
8/10 of the gain is taxable (400K taxable gain). only 2/10 of the gain qualifies for primary residency exclusion. (100K exclusion)
我以前住过4年. 现在这房在出租.
我准备2032年卖. 那么我一共住了6年
是不是 6/28 (28 year will be the total year that
i've owned the house by 2032) 可以享受$500k 的免税?
卖房时这50万的增值免税只能算一个自住房?还是2个房卖时都有50万的增值免税额?
Requirement, you can claim primary residence exclusion only if you lived at the property 2 years out of 5 years before the sale.
In your case:
Total years of ownership: 2032-2004 = 28
Total years of primary residence: 2008-2004 + 2032-2030 = 6
Total years of rental: 28-6=22
Therefore, for your capital gain at 2032, 22/28 has to be taxed. and 6/28 can claim primary residence exclusion.
For example, if your capital gain is 280K, you have to pay CGT for 220K.
But if your capital gain is a huge number, and if 6/28 x capital gain > 500K, you can only claim 500K.
住满两年后可以享受50万增值免税吗?
税上应该怎么做, 是不是找一个CPA
比较保险?
我有个比较大的想法, 看看可不可以实施..
Let's say you rented out the house for 8 years, and lived as primary resident for 2 years before sale. and You made 500K capital gain.
8/10 of the gain is taxable (400K taxable gain). only 2/10 of the gain qualifies for primary residency exclusion. (100K exclusion)
我以前住过4年. 现在这房在出租.
我准备2032年卖. 那么我一共住了6年
是不是 6/28 (28 year will be the total year that
i've owned the house by 2032) 可以享受$500k 的免税?
卖房时这50万的增值免税只能算一个自住房?还是2个房卖时都有50万的增值免税额?
Requirement, you can claim primary residence exclusion only if you lived at the property 2 years out of 5 years before the sale.
In your case:
Total years of ownership: 2032-2004 = 28
Total years of primary residence: 2008-2004 + 2032-2030 = 6
Total years of rental: 28-6=22
Therefore, for your capital gain at 2032, 22/28 has to be taxed. and 6/28 can claim primary residence exclusion.
For example, if your capital gain is 280K, you have to pay CGT for 220K.
But if your capital gain is a huge number, and if 6/28 x capital gain > 500K, you can only claim 500K.