After an accident, the primary payer for your medical bills in Virginia is usually your health insurance. While it may seem logical for the at-fault driver’s insurance to cover costs immediately, their insurance typically pays only after a settlement is reached, which could take months or even years. This makes using your health insurance crucial in the short term.
车祸发生了,先通知lawyer,还是车保?
亲戚先报了车保,医院帐单不合理收费巨大,怎么办?再通知lawyer office,不晚吗?
lawyer可谈降医院收费?增车保多付医疗费吗?
多谢!
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help you to bargain down the bill.
如果是你亲戚的过错,找律师也没有用。律师只管索赔,不管和医院、医保讨价还价。
车保如果买了全保,说不定付医疗费用。
你的案件说不清楚,无法直接建议。
侄女上大学,路上撞了别人车(我们错)
我方保已付对方车,也付我方车9000元,就是侄女air bag打开后,被送hospital emergency,4小时,bill 24000元,我保说只付10000,剩下的14000,谁付?我们吗?
我们有健保,他们会帮我们付14000吗?还是我们得付?
找谁帮忙呢?
谢谢!
“我方保已付对方车,也付我方车9000元,就是侄女air bag打开后,被送hospital emergency,4小时,bill 24000元,我保说只付10000,剩下的14000,谁付?我们吗?我们有健保,他们会帮我们付14000吗?还是我们得付?”
所以,你的车辆保险保了对方车的损失,也付了你们车的损失(9000元)也付了你侄女医疗费10000?都是医疗保险付的?
剩下的14000,可以找你侄女的医疗保险报销。但是要细读你侄女的医保条款,一般头几千要付deductible,deductible付满后,医疗费可能报80%,直到out of pocket maximum,再以后就是全报。
比如,一个医疗保险是五千元deductible,两万元out of pocket maximum, 那么可能(具体看医保条款)你们要付头五千,五千到一万四这个部分,可能医保报销80%,如果是out of network可能报销50%?(具体看医保条款)
这个事情和律师没有很大关系。如果付不起医疗费,和医院哭穷,他们可能减免一些。
the car insurance?
医账24000,故还有14000,没人付。
车保state farm 付完了,该医保CIGNA付二轮吗?他们会付车保不付的14000吗?还是我们付?
1. Your Health Insurance Coverage
After an accident, the primary payer for your medical bills in Virginia is usually your health insurance. While it may seem logical for the at-fault driver’s insurance to cover costs immediately, their insurance typically pays only after a settlement is reached, which could take months or even years. This makes using your health insurance crucial in the short term.
https://www.benglasslaw.com/blog/how-are-my-medical-bills-paid-after-a-car-accident-in-virginia/