In 1922, Mari? received the Nobel Prize money that she was promised in her divorce agreement to Einstein. Under the terms of the agreement, the money was to be held in trust for their two boys, while she was able to draw on the interest.[40] Based on newly released letters [sealed by Einstein's step-daughter (Elsa's daughter), Margot Einstein, until 20 years after her death], Walter Isaacson reported that Mari? eventually invested the Nobel Prize money in three apartment buildings in Zurich to produce income.[41][42] Mari? lived in one, a five-story house at Huttenstrasse 62; the other two were investments.
In 1930, at around age 20, her son Eduard had a breakdown and was diagnosed with schizophrenia. By the late 1930s, the costs of his care at the University of Zürich's psychiatric clinic "Burghölzli" overwhelmed Mari?. She sold the two houses to raise funds for his care and maintenance.[43] In 1939, Mari? agreed to transfer ownership of the Huttenstrasse house where she was living to Einstein to prevent its loss, with Mari? retaining power of attorney.
爱因斯坦是继牛顿之后唯一的超级天才物理学家，他的狭义相对论和广义相对论改变了人们对宇宙的认知。这么伟大的物理学家，我们很难想象他（更严格的说是和前妻一起）也在地产领域投资业绩颇佳。回头一想爱因斯坦夫妻也也是肉体凡胎，也要食人间烟火，用房地产挣点儿外快以补家用完全合理。但和任何投资一样，第一桶金从哪来？
故事要从爱因斯坦的第一次婚姻开始。爱因斯坦17岁考入苏黎世理工学院，主攻物理和数学那届有五个学生一起学完了这一课程，四个男生一个女生。这位女生名叫米莉娃（Mileva Maric) 来自塞尔维亚. 米莉娃也是一个超级学霸，她的物理和数学极好，和爱因斯坦成绩不相上下（米莉娃物理考试成绩5.5分和爱因斯坦一样）. 爱因斯坦和米莉娃在入学后很快双双落入情网，两人一起共同学习，在物理和数学的学海中漫游。 1899年米莉娃通过了考试准备继续读研究生。但是她的科学生涯出现了波折。1901年她和爱因斯坦在意大利度假时暗结珠胎，只好回到塞尔维亚家中将孩子生下。不幸的是生下的女儿未能成活。1903爱因斯坦和米莉娃正式结婚1904年米莉娃和爱因斯坦的第一个儿子出生。
婚后的生活并不是很幸福，爱因斯坦很快又喜欢上了他的表妹。 1913年爱因斯坦接受了在柏林的教授职位，但是米莉娃并不想离开苏黎世。 1914年一战爆发，米莉娃带孩子回了苏黎世，爱因斯坦留在了柏林。 1919年在两人分居五年之后，两人正式离婚。在离婚协议书上，爱因斯坦同意，今后如果得到了诺贝尔奖，奖金将全部给米莉娃和俩个儿子。
1922年，爱因斯坦如愿以偿，荣获诺贝尔物理奖。当爱因斯坦在日本听到了他得到诺贝尔奖的消息，立即写信告诉米莉娃。爱因斯坦在信中说“你真的要得到奖金了，赶快开始找房子吧，其他的钱会存到你的名下账户里，你会变得如此富有。上帝呀，也许今后我要到你那去要钱了“。
1924年米莉娃找到了第一个合意的房产，这是一个五层的单元楼，位于苏黎世繁华地段（Huttenstrasse 62) . 这个房产花了45K 瑞士法郎，是爱因斯坦诺贝尔奖的1/3 。爱因斯坦把剩下的2/3 诺贝尔奖金买了在米莉娃名下的美国的国债。1924年夏天米莉娃带着两个孩子搬入了该楼三层的六个房间的公寓。其它单元出租。
凭借着租金的收入，米莉娃和孩子们过了近六年的衣食无忧的平静生活。 1930年在米利娃名下的美国国债到期，爱因斯坦目睹了1929年美国股票市场崩盘，不愿再投金融市场，决定把到期的国债再次投到房产。
1930年，俩人将决定将米莉娃和孩子名下到期美国国债变现，投资买了苏黎世另外两个公寓楼。至此，爱因斯坦的物理学奖金基本上都转成了三座苏黎世的出租公寓楼。
后来的十五年是世界上无比动荡的十五年，二战导致欧州无数的财和产生命损失。
但借助爱因斯坦夫妻聪明的投资策略，爱因斯坦夫妻财产没有受到战争的摧毁，三个出租楼的地产租金确保了米莉娃和两个孩子二战时的生活无忧。如果他们把钱投在股市上或欧洲其它国家的房产上，故事大概率是不一样的。
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瑞士的地缘安全性那个时代应该是常识，不然不会有很多犹太人把钱存那里。能买地产也许跟他们瑞士生活很久，有合法身份有关。大学光教学生爱因斯坦是物理天才了，却不说其实人家搞理财也是一把好手，真是误人子弟，呵呵
In 1922, Mari? received the Nobel Prize money that she was promised in her divorce agreement to Einstein. Under the terms of the agreement, the money was to be held in trust for their two boys, while she was able to draw on the interest.[40] Based on newly released letters [sealed by Einstein's step-daughter (Elsa's daughter), Margot Einstein, until 20 years after her death], Walter Isaacson reported that Mari? eventually invested the Nobel Prize money in three apartment buildings in Zurich to produce income.[41][42] Mari? lived in one, a five-story house at Huttenstrasse 62; the other two were investments.
In 1930, at around age 20, her son Eduard had a breakdown and was diagnosed with schizophrenia. By the late 1930s, the costs of his care at the University of Zürich's psychiatric clinic "Burghölzli" overwhelmed Mari?. She sold the two houses to raise funds for his care and maintenance.[43] In 1939, Mari? agreed to transfer ownership of the Huttenstrasse house where she was living to Einstein to prevent its loss, with Mari? retaining power of attorney.