60-day limit: For a 60-day rollover, you have 60 days from the date you receive the distribution to deposit the funds into another eligible retirement account. If you miss this deadline, the distribution could be considered taxable income, subject to early withdrawal penalties if applicable. Reporting requirement: If you complete a 60-day rollover, you need to report it on your tax return. You’ll receive a Form 1099-R from the distributing custodian, indicating the distribution. You’ll need to include this information on your tax return and indicate that you completed a rollover within the 60-day window.
原工作单位突然给我开了Integrity IRA 账户,存进一笔钱,惊喜!接着收到 Form 1099-R,该表中 7 列举:Code G: Direct Rollover to a qualified plan IRA。 请问这笔钱需要报税 或 能抵税么,算收入部分还是减税部分?
另:我没有取用该笔IRA钱。谢谢!
从公司退休账户转Rollover IRA, 里面的投资怎么办? - 博客 | 文学城 (wenxuecity.com)
60-day limit: For a 60-day rollover, you have 60 days from the date you receive the distribution to deposit the funds into another eligible retirement account. If you miss this deadline, the distribution could be considered taxable income, subject to early withdrawal penalties if applicable. Reporting requirement: If you complete a 60-day rollover, you need to report it on your tax return. You’ll receive a Form 1099-R from the distributing custodian, indicating the distribution. You’ll need to include this information on your tax return and indicate that you completed a rollover within the 60-day window.