住在一个房地税全国数一数二的地方， 每年交10K 多的房钱。 Now just retired and found some silver lining in this high property tax state: no retirement tax for pension, ss, IRA. We converted some pretax Ira money to Roth, and paid no state tax on it. So here's our plan: downside to a smaller house in the current state and buy another property at a different state such as CA or FL, but keep the main residence in the present state for tax purposes. Does this sound like a good idea?
住在一个房地税全国数一数二的地方， 每年交10K 多的房钱。 Now just retired and found some silver lining in this high property tax state: no retirement tax for pension, ss, IRA. We converted some pretax Ira money to Roth, and paid no state tax on it. So here's our plan: downside to a smaller house in the current state and buy another property at a different state such as CA or FL, but keep the main residence in the present state for tax purposes. Does this sound like a good idea?
worthwhile to live in a high income tax state, because you will find that you still have to pay a lot for your part of income that is not pension.
Many states give tax exemptions to pensions earned in other states.
在其他州住多少天， 强制要有当地的驾照？
是不是所有的收入都不交州税了？
比如， 现金账户的股票盈利， 俺一直没有兑现， 等退休了去FL，TX了再卖掉，就不用交州税了？
但是，没有州收入税的地方，房产税比较高，因为地方财政毕竟是羊毛出在羊身上。你需要综合评估。
知道佛州有的村地税是这城头传说中的几倍
我知道有雪鸟的地税近两万的
我们田纳西没州税，房产税低的一塌糊涂
但是你住的时间长短有关系。比如FL认为你住6个月零一天就是FL resident 了。 假如说你在你原来州只住3个月， 然后file resident tax return， 我不知道你的这个州怎样定义“居民”，会不会查。
But FL has no imcome tax, what's the harm to become FL resident, if you plan to stay there longer?