If you file a joint return, you may be able to contribute to an IRA even if you didn’t have taxable compensation as long as your spouse did. Each spouse can make a contribution up to the current limit; however, the total of your combined contributions can’t be more than the taxable compensation reported on your joint return. See the Kay Bailey Hutchison Spousal IRA Limit in Publication 590-A.
I want to make a contribution to ROTH,
好像必须有earned income 才行. 我的问题是
我最少一年需要赚多少就可以放ROTH了? 是不是两个人
一共赚$7K就可以每个人放7千?还是只需要一个人就够了?
当然, 两人投入Roth IRA的总额不能超过工作收入。 不工作的一方是 spouse IRA.
还有必须夫妻共同报税。
下面是税务局网站上抄来的:
Spousal IRAsIf you file a joint return, you may be able to contribute to an IRA even if you didn’t have taxable compensation as long as your spouse did. Each spouse can make a contribution up to the current limit; however, the total of your combined contributions can’t be more than the taxable compensation reported on your joint return. See the Kay Bailey Hutchison Spousal IRA Limit in Publication 590-A.
的收入为 7000-4000=3000, 王太太可以存3000 ROTH IRA到自己的账户。 前提是必须联合报税
我做了几单房子买卖, 他工作到三月份
今年到现在两人一分钱都没赚.
但我算如果做$20 a hour 的工作,要花好长时间
才赚到一万多... 我在动脑筋想想在下雨天
找个啥工作满足这个条件后再开始下一个旅行.
我曾经网上稍微学习了一下,所有投资退休金账户设置好beneficiary, 银行用joint, 除了房子,其它似乎没有法院什么事儿。