Keep in mind a few rules for this special exclusion:
It only applies to a home if it is your primary residence. It doesn’t apply to rental properties.
You must have lived in the home for at least two of the past five years. However, you don’t need to have lived in the home for two consecutive years.
You can only take advantage of this exclusion once every two years.
https://www.empower.com/the-currency/money/how-to-avoid-capital-gains-tax#:~:text=An%20easy%20and%20impactful%20way,the%20assets%20in%20the%20account
并不需要连续住两年。。。
另外问了chatgpt, 说是ira contribution 也能抵税。如果是,我可以用这个抵掉一些,毕竟房子便宜。
哪怕你们家分开住打离婚,离婚前报税上算只有一个自住屋。很多人两地分居,但是税务上只能一个屋子算自住屋。这个没有办法。
楼主太纠结了
给你设置一个账户,你卖房的款进这个账户。你在45天之内specify要买的房子。1031公司用你那个账户里的钱来买新的房子。房子需要在180天之内过户(通常不会那么久)。这个的挑战在于你在指定的时间内(45天)找到合适的房子,但想起要交那么多的税,对投资房来说也不会不合适到哪里去。
具体操作1031公司会帮你完成。过程并不复杂。你了解一下1031 Exchange。
注意卖房的钱一定不能进自己personal 账户,所以卖房前找1031 公司至关重要。他们会work with the Title Company共同完成这个sale's transaction.
Keep in mind a few rules for this special exclusion:
It only applies to a home if it is your primary residence. It doesn’t apply to rental properties.
You must have lived in the home for at least two of the past five years. However, you don’t need to have lived in the home for two consecutive years.
You can only take advantage of this exclusion once every two years.
https://www.empower.com/the-currency/money/how-to-avoid-capital-gains-tax#:~:text=An%20easy%20and%20impactful%20way,the%20assets%20in%20the%20account
并不需要连续住两年。。。
另外问了chatgpt, 说是ira contribution 也能抵税。如果是,我可以用这个抵掉一些,毕竟房子便宜。
哪怕你们家分开住打离婚,离婚前报税上算只有一个自住屋。很多人两地分居,但是税务上只能一个屋子算自住屋。这个没有办法。
楼主太纠结了
给你设置一个账户,你卖房的款进这个账户。你在45天之内specify要买的房子。1031公司用你那个账户里的钱来买新的房子。房子需要在180天之内过户(通常不会那么久)。这个的挑战在于你在指定的时间内(45天)找到合适的房子,但想起要交那么多的税,对投资房来说也不会不合适到哪里去。
具体操作1031公司会帮你完成。过程并不复杂。你了解一下1031 Exchange。
注意卖房的钱一定不能进自己personal 账户,所以卖房前找1031 公司至关重要。他们会work with the Title Company共同完成这个sale's transaction.