WASHINGTON — Today, the Internal Revenue Service announced an administrative transition period that extends until 2026 the new requirement that any catch-up contributions made by higher?income participants in 401(k) and similar retirement plans must be designated as after-tax Roth contributions.
At the same time, the IRS also clarified that plan participants who are age 50 and over can continue to make catch?up contributions after 2023, regardless of income.
看见有讨论说，从2026年开始，social security wage 必需达到$145，000才可以make 401k或者rothIRA catch up的contribution。这是真的吗？
那要是低于$145k的话，就是没有限制的？
不管怎样，2026才开始，所以米奇你是没事的。
WASHINGTON — Today, the Internal Revenue Service announced an administrative transition period that extends until 2026 the new requirement that any catch-up contributions made by higher?income participants in 401(k) and similar retirement plans must be designated as after-tax Roth contributions.
At the same time, the IRS also clarified that plan participants who are age 50 and over can continue to make catch?up contributions after 2023, regardless of income.