Greater profits in the lower-priced area, of course
However, it's important to note that not everyone has the option to invest in low-cost areas. Individuals residing in high-priced housing markets may find it challenging to engage in scaled investments in lower-cost regions. Housing investment is predominantly localized.
假设25%首付能打平，30年还完，房价不涨，用25%挣了75%，收益300%，除以30年，年收益10%
如果30年后房价翻一倍，用25%挣了175%，175/25=7,收益700%，除以30年，年收益23%
如果25%首付不能打平，假设50%能打平，30年房价不涨，50%挣50%，收益100%，年收益3%
如果30年后房价涨3倍，用50%涨了350%, 350/50=7, 收益700%，除以30年，年收益23%
可以看出，高房价地区需要涨到现在房价的4倍，才能和低房价地区涨到现在2倍的情况一样收益
那么高房价地区真的还能比比低房价地区多涨那么多？
还是说现在买25%能打平的是最优选择？无脑入？30年涨一倍没问题吧，23%收益非常好了
请大佬帮忙算算
谢谢
However, it's important to note that not everyone has the option to invest in low-cost areas. Individuals residing in high-priced housing markets may find it challenging to engage in scaled investments in lower-cost regions. Housing investment is predominantly localized.
Sorry, can't type Chinese at work.
一百万的房产,首付25万, 30年后变成二百万, equation is like this
25 (X)^30 =200
X=1.07177
投资年回报率 7.177% 指打平的情况下,比SPY 略差
如楼主所说,年回报率=23%, 那么房产价值应该是
房价= 25(1.23)^30=12447万 约1.2 亿
2023 增长15%,是以12/31/2022 为基准,
2022 的增长是以 12/31/2021 为基准,
这个基准是越来越大的,假如每年都增长.
假如你从2000年算起,算增长率不是都以
2000年为基准,是以前一年底的市值为基准,
这就是复利.
用这个模型：高房价区也用25% downplay，现在打不平，每月贴点钱，过几年打平
低房价区用25% downplay，现在打平；以后有现金流。
这么比较更符合实际。
送你一个计算出租房回报率的网站你玩玩看：https://www.calculator.net/rental-property-calculator.html