otherwise, you need to pay estimated tax if you owe more than $1k to IRS. The best is withholding as it is considered to be paid throughout the year. If you did not start to pay estimated tax on previous quater, you might still owe panelty (but better than without), so the tax planning needs to be started early in the year rather than later. Also, if you already paid enough tax within safe habor (norally 100% of last year liability or 90% this year), you should avoid pay IRS panelty. Similar requirement for state tax as well if any.
You may avoid the Underpayment of Estimated Tax by Individuals Penalty if:
Your filed tax return shows you owe less than $1,000 or You paid at least 90% of the tax shown on the return for the taxable year or 100% of the tax shown on the return for the prior year, whichever amount is less.
我知道转换的金额是要算做当年收入，需要交税的。我也知道不要转多，避免税率提高。我想确认一下实际操作起来，自己的理解是否正确。
假如我今年转5万，是不是就把这5万算到我年收入里，到时候一起算总账就行了。还有其他注意事项吗？
具体情况，需要具体计算，才知道是否需要多扣税。
otherwise, you need to pay estimated tax if you owe more than $1k to IRS. The best is withholding as it is considered to be paid throughout the year. If you did not start to pay estimated tax on previous quater, you might still owe panelty (but better than without), so the tax planning needs to be started early in the year rather than later. Also, if you already paid enough tax within safe habor (norally 100% of last year liability or 90% this year), you should avoid pay IRS panelty. Similar requirement for state tax as well if any.
去 IRS site 看 Estimate Tax 的萛法
有两个”救命稻草“的条件可以避免罚款
https://www.irs.gov/payments/underpayment-of-estimated-tax-by-individuals-penalty
1）欠税少於$1000。
2）符合二者之一，没有按时交 Estimated Tax 也不用被罚
A) 一月最后一期 Estimate tax 交了后，令全年已交的有当年税债 （Tax Liability) 的90%
B) 一月最后一期 Estimate tax 交了后，全年已交的有去年税债的100%
我家每年都做这个萛术的。
Avoid a Penalty
To avoid a penalty, pay your correct estimated taxes on time. Find how to figure and pay estimated taxes.
You may avoid the Underpayment of Estimated Tax by Individuals Penalty if:
Your filed tax return shows you owe less than $1,000 or You paid at least 90% of the tax shown on the return for the taxable year or 100% of the tax shown on the return for the prior year, whichever amount is less.below certain $$. 110% of prior year tax if AGI > certain $$.
尤其现在利率高 罚款是要連欠税的利息的