To feel wealthy, Americans say you need a net worth of at least $2.2 million on average, according to financial services company Charles Schwab's annual Modern Wealth Survey.
But even if you have that much in the bank, it might not be enough to be considered rich in certain places, the survey found.
In San Francisco, you need a net worth of $4.7 million to be considered wealthy. That's down from $5.2 million since last year's survey, but still well above the U.S. median household net worth of $121,700, according to the Federal Reserve's most recent data.
San Francisco had the highest total in the survey, which examined 12 of the biggest metropolitan areas in the country, covering 13 major cities. Here's the net worth you need to be considered wealthy in various places across the U.S.
San Francisco: $4.7 million New York City: $3.3 million Southern California (includes Los Angeles and San Diego): $3.5 million Seattle: $3.1 million Washington, D.C.: $3 million Chicago: $2.3 million Houston: $2.1 million Boston: $2.9 million Dallas: $2.3 million Atlanta: $2.3 million Phoenix: $2.4 million Denver: $2.5 million
Net worth is a measure of the value of the assets a person or corporation owns, minus the liabilities they owe.
Despite these lofty numbers, 48% of Americans say they feel wealthy. However, of those that do, their average net worth is $560,000.
我记得见过一种说法，光有多少米（这里就是4.7米）而这些asset不具备产生收入的能力，充其量只是rich。Wealthy 应当是这4.7米asset能够源源不断创造和带入收益，相信地主们追求的是有这个功能的asset，而不仅仅是4.7米标的。如果set up 好了，哪怕眼下asset低于一米，假以时日，成为wealthy是必然的。
Jacobs Stock Photography Ltd | GettyTo feel wealthy, Americans say you need a net worth of at least $2.2 million on average, according to financial services company Charles Schwab's annual Modern Wealth Survey.
But even if you have that much in the bank, it might not be enough to be considered rich in certain places, the survey found.
In San Francisco, you need a net worth of $4.7 million to be considered wealthy. That's down from $5.2 million since last year's survey, but still well above the U.S. median household net worth of $121,700, according to the Federal Reserve's most recent data.
San Francisco had the highest total in the survey, which examined 12 of the biggest metropolitan areas in the country, covering 13 major cities. Here's the net worth you need to be considered wealthy in various places across the U.S.
San Francisco: $4.7 million New York City: $3.3 million Southern California (includes Los Angeles and San Diego): $3.5 million Seattle: $3.1 million Washington, D.C.: $3 million Chicago: $2.3 million Houston: $2.1 million Boston: $2.9 million Dallas: $2.3 million Atlanta: $2.3 million Phoenix: $2.4 million Denver: $2.5 millionNet worth is a measure of the value of the assets a person or corporation owns, minus the liabilities they owe.
Despite these lofty numbers, 48% of Americans say they feel wealthy. However, of those that do, their average net worth is $560,000.
Perhaps relatedly, 7 out of 10 Americans polled say wealth is more about not stressing over money, rather than net worth.
没在表里，要求更低！
能不爽吗？
幸福是什么？
就是觉得爽了！
啊哈哈哈。。。。。。。。。。。。。
我有2个房子，可依然觉得自己是穷人。什么净值都看不到啊，除非卖了套现。那不是杀鸡取．．
你卖了套现放银行里，也是看不到的，跟房子一样都是一堆数字。
除非你拿现金堆在家里玩！
啊哈哈哈。。。。。。。。。。。。。。。。。
你被忽悠了！
啊哈哈哈。。。。。。。。。。。
我见过不少这样的，比我富有，但花钱没我爽快！
消费习惯很难改，有的一辈子就那样了。
啊哈哈哈。。。。。。。。。。。。。。。
或者说，富人们都很谦虚！
啊哈哈哈。。。。。。。。。
我记得见过一种说法，光有多少米（这里就是4.7米）而这些asset不具备产生收入的能力，充其量只是rich。Wealthy 应当是这4.7米asset能够源源不断创造和带入收益，相信地主们追求的是有这个功能的asset，而不仅仅是4.7米标的。如果set up 好了，哪怕眼下asset低于一米，假以时日，成为wealthy是必然的。
不知道我理解的“财富论”对不对 哈哈
有2个房子出租,30万左右可产生 2千到3千房租收入.
最近看了一个12万左右房子,半亩地还可养鸡.出租有1千多.美国己见不到1千元以下的出租房
就好花了。
变相现金流（cashout)在高利率时代，代价比较高，花起来可能会心疼。
加上1.5M的401K，可能就达到4.7M的标准了。如果基本上这就是你的财富，银行存款和现金流都不大，你是不会感到富有的。
至少，回国乘飞机不会自己花钱买商务舱头等舱。
每次7-8千旺季上万美刀，你会不会花这钱？这个标准很简单。花了钱，在飞机上就能好好睡觉，对中老年人是很重要的。
其他开豪车吃大餐啥的，都是扯蛋。
而且多花几百上千块钱而已
坐商务舱头等舱，两个人的话，至少6-7万美金。这是加州年薪20万的小年轻码工绝对不可能愿意花的钱，除非股市上发了一把。
在香港年薪得有250+万港币，还是不愿花十万+港币坐头等舱。
很不错的安排。倒过来说，家里仍不是真正的富豪。
老巴的子孙们就不一样了，爱吃牛排！
富人们不愿意花7万坐飞机。
但孩子们不愿做经济仓，肯定会给他们买头等仓的！
啊哈哈哈。。。。。。。。。。。。。。。。