DD, from a liability point of view, I never put both of our names (husband and me) on the title. If something went wrong, such as lawsuits, they can only go after one person. This will avoid the risk of losing all the household assets. Just my 2 cents.
I have never heard such legal advice (I am also investing in PA ) but it is good to know. The challenge is how to prove you are the ONLY one who manages the property unless there is an agreement between you and hubby to specify the responsibilities. This can be done in the ownership LLC's operating agreement and keeping good tenant communication records. Another idea could be to set up an LLC owned by you solely (no hubby) and to sign a management agreement between ownership and management LLC.
的政策是Director needs to provide personal guarantee for buy to let mortgages under the limited company name. 你老公 risk avserve, 当然不喜欢给公司贷款提供personal guarantee. 不加他的名字，房子债务和他彻底没关系，只管花钱就是了
抱怨的一方，说到底还是自己能力不够。如果足够，贷款不需要老公的W2，不需要老公签字，老公也不会成为沉重的包袱啊。看到投资成功，老公再傻也会不反对了吧。
命里没有莫强求
我家是寻求基本理念一致的情况下分工协作。我是助手加秘书。但有一票否决权。当然他也有一票否决权。当然我们在做决定时，都会考虑对方的想法。
1）我的W2比我老公的高多了。但是，还是要带着他一起签呀。没有他签我一样可以贷款。带着他，为的就是尊重，信任，和家庭和谐。
2）天天看脸色的日子，虽然把事情办成了，但是也是UNNECESSARY STRESS/BURDON呀。天天工作，TF，带孩子做饭，已经够累了。还要照顾不干活只会抱怨的人的心情。有时候也是够够的。
3)看的的成功。。首先，你看到的成功和他看到的两码事。比如，我空手套白狼弄了几套房子。我看到的PORTFOLIO增加了，equity build。 他看到的就是我家银行账户总是空的。他看到的是，又多了几个房子，万一租不出去怎么办。。。。视角不一样，没办法。要是OPEN MINDED，可以换个角度看问题。要是固执己见的，那不是过不下去。换个视角看问题，说的是一心向前赶的女地主，也是固执的老公们。。他看到的那些risk也是很VALID的。
4）就算看到成功，再傻也不会反对吧。。人还有ego和其他非理性的考虑，让这些因素来做决定。我想，那是让女地主抓狂的地方吧。即便看到成功，他不愿意看，或者嫌麻烦，选择转过头不去看成功。
我对这个话题比较敏感。因为感同身受。但是还在耐性work it out.并且，通过几年的努力。我老公已经慢慢接受。即便是这样，这个心路历程，想想还是很累的。
人和人还不一样。我老公属于reasonable的人。要是不reasonable呢。。
就是“傻子“
DD, from a liability point of view, I never put both of our names (husband and me) on the title. If something went wrong, such as lawsuits, they can only go after one person. This will avoid the risk of losing all the household assets. Just my 2 cents.
我的房子名下。因为，我老公名字也在那个上面。老公没有责任，所以，那个房产就是安全的。
我当时和我老公讨论了一下。他Challenge了我，说为啥责任是我一个人的。。。我当时没想明白。。
现在的房子是在LLC名下，我老公是LLC owner。
I have never heard such legal advice (I am also investing in PA ) but it is good to know. The challenge is how to prove you are the ONLY one who manages the property unless there is an agreement between you and hubby to specify the responsibilities. This can be done in the ownership LLC's operating agreement and keeping good tenant communication records. Another idea could be to set up an LLC owned by you solely (no hubby) and to sign a management agreement between ownership and management LLC.
的政策是Director needs to provide personal guarantee for buy to let mortgages under the limited company name. 你老公 risk avserve, 当然不喜欢给公司贷款提供personal guarantee. 不加他的名字，房子债务和他彻底没关系，只管花钱就是了
除非一妻多夫制度。。。
很普遍有大大小小几栋房子，可以保证后代陆续上私立大学，特别是在学区买投资房的双职工。当然双职工都是比较高收入的家庭不多，很多双职工家庭收入也是一高一低，比如码工配财务员工辅助职业，或医生配中小学老师等等，一高一低收入，但一忙一闲的家庭。
我就不能当白骨精。
少时夫妻老来伴。你们这么多年彼此的优点弱点都已经很了解了，继续磨合吧。你就安慰自己是能者多劳，同时学会用管理手下的方法管理老公。相信你这么聪明，会悟出一套方法的。
自己变得更强大，拿钱砸他。比如给他四分之一net cash flow私房钱，他应该开心。亲妈也不过如此
我对他比他妈对他好。
其实我老公比我更加懂得LEVERAGE。他都懂，就是懒得弄，有点怕risk。他不是财迷。挺好的一个人。就是慢性子。和我正好相反。