depreciation base = 250,000, annual depreciation: $ 9090
repair $1000.
Total deduction = 16,000. taxable income = 5000
If you have a loan of 400,000 @ 4%, annual interest = 16000. That would cancel out your taxable income of 5000. You'll get a passive loss of -$8000 that you can carry over for future deduction.
Every Landlord's Tax Deduction Guide,by Stephen Fishman Tax-Free Wealth: How to Build Massive Wealth by Permanently Lowering Your Taxes, by Tom Wheelwright The Book on Advanced Tax Strategies: Cracking the Code for Savvy Real Estate Investors by Amanda Han
对吗? 要上今年房客维修少(敲桌子), 还有什么方法?
hhtt_文学城博客 (wenxuecity.com)
似乎矛盾了吧?
我的汤耗子维修很少的,只是平时HD/Lowes的发票我都留着逃税用。
for example
500,000 house,
income: 2000 x 12 = 24000 a year
tax + insurance = 6000,
depreciation base = 250,000, annual depreciation: $ 9090
repair $1000.
Total deduction = 16,000. taxable income = 5000
If you have a loan of 400,000 @ 4%, annual interest = 16000. That would cancel out your taxable income of 5000. You'll get a passive loss of -$8000 that you can carry over for future deduction.
买个好点有增值机会的房子,没有现金流也没关系,用每年的亏损,冲掉其它投资房的净利润,然后可以如法炮制,只要每年所有投资房累计一有净利润,就继续购买新的投资房,买好的投资房,好货一般都会前几年亏损的,所以,这样,你手上积累的投资房都是上好品质的投资房,不是烂房,不用带着手枪去收租。而且长期增值更多,租金更好,属于正循环。
Every Landlord's Tax Deduction Guide,by Stephen Fishman
Tax-Free Wealth: How to Build Massive Wealth by Permanently Lowering Your Taxes, by Tom Wheelwright
The Book on Advanced Tax Strategies: Cracking the Code for Savvy Real Estate Investors by Amanda Han
就是买一个米房,一个一米的房一般有2-3万的折旧,买几个米房你的balance sheet就摆平了,不需要交税。当然一般升值盈利会比较显著,找升值快的地方。
房地产说到底是靠折旧在吃饭。