IMHO, one can make money on real estate in 4 ways.
1. cash flow, as we all know, in any real estate business, cash flow is the #1 key to sustain a long-term real estate portfolio, it is also my main and only focus when comes to RE investments, as I currently collect little over 8.5 million in rent per annum, it gives me roughly 2-2.5 million in net operating incomes, normally a mom and pop operation is the most efficient way, but that is at the expense of sweat labor, from experience I found that between 60-80 is almost the perfect size for the small investors, itself can afford and hire an onsite manager and/or onsite maintenance, thus can further enhance your operation while you can be near hands-free.
2. operation efficiency, generally speaking, multi-family dwellings are more efficient than SFH operations, the reason being they are all in a single centralized location and with a similar setup, which can reduce inventory and overhead, in the bank's eye, a polished Pnl and balance sheet, can worth millions.
3. market appreciations, this is at God's will, but if you can push your operations beyond market CAP, it then translates into higher market value.
4. force appreciations, this is referring to value-add, by substantially improving the property, which will translate into higher rent collections, meaning at a higher CAP and market value.
撬动的是100%的房产总值
所以房价涨10%
这个投入回报40%???(25万买了100万房子 涨了10%的情况下)
房价大跌万一发生。只要房租不下调。
那貌似也没问题。只是账面暂时变少一些而已。要是房租下调或者出租屋因为经济不好空置时间多周转不过来。最多卖出一两栋。过渡一下。
板上大牛都是2位数,3位数Door,房产每年增值可以米起。
这样看。是不是房市比股市大盘定投更好呢?(会炒股的除外。因为我只会买大盘指数)
但是你说的杠杆倍数只在第一年成立,以后随着equity增加,复利回报是下降的,除非不停做重贷。
股市一般没有随资产增加复利降低的问题,除非你到了百亿的级别
请九爷不吝赐教。
25%的启动资金买100%的房子,用的是3:1的杠杆。假如15年拿下房子,投资回报 300%。 如果房子涨1倍, 投资回报就是600% 。我的自住房不到十五年涨2倍, 投资回报1200%。 QQQ最近十年回报十倍, 低于我自住房子,但高于涨一倍的那房子。
投资总有不确定性。买房回报确定性高。股市有可能高回报,但不确定性高。
1. cash flow, as we all know, in any real estate business, cash flow is the #1 key to sustain a long-term real estate portfolio, it is also my main and only focus when comes to RE investments, as I currently collect little over 8.5 million in rent per annum, it gives me roughly 2-2.5 million in net operating incomes, normally a mom and pop operation is the most efficient way, but that is at the expense of sweat labor, from experience I found that between 60-80 is almost the perfect size for the small investors, itself can afford and hire an onsite manager and/or onsite maintenance, thus can further enhance your operation while you can be near hands-free.
2. operation efficiency, generally speaking, multi-family dwellings are more efficient than SFH operations, the reason being they are all in a single centralized location and with a similar setup, which can reduce inventory and overhead, in the bank's eye, a polished Pnl and balance sheet, can worth millions.
3. market appreciations, this is at God's will, but if you can push your operations beyond market CAP, it then translates into higher market value.
4. force appreciations, this is referring to value-add, by substantially improving the property, which will translate into higher rent collections, meaning at a higher CAP and market value.
” I found that between 60-80 is almost the perfect size for the small investors“, 这里说的60-80说的是60-80个units吧?
股票可以玩大的,比如在175进特斯拉,两年半2500%。投房子怎么也达不到。