认真请教

小猪蹄妈
楼主 (文学城)

几年前听朋友说要做will 和Trust, 跑去做好了,拿回家一丢忘记了。 这几天收拾柜子发现它们,上网一查才知道作好后还有一些事做,但我们的律师没说,我们也没有做研究。总之就像傻瓜一样。现在的问题是:

1)在本地有两家银行的户头,是不是都要改成family trust? 过几个月可能要搬去其它州,当地找不到同样的银行,这样是搬后再做还是现在就去换了?

2)有三个出租房,看到律师寄来的“quit-claim deed", 做什么用?房子是不是也都要改成trust的名字?买卖和税表有变化吗?这几年还是按原来的报税,不会违法吧?

3)有一个房子估计会搬家后卖,剩下的也许几年内陆续卖,这种情况还需要换title吗?

很小白的问题,对不起大家了。谢谢。

柠檬椰子汁
Reply

1)在本地有两家银行的户头,是不是都要改成family trust? 过几个月可能要搬去其它州,当地找不到同样的银行,这样是搬后再做还是现在就去换了?

You can wait until you move.  But don't wait too long.  I don't know your definition of "可能" is how much probability.  You might forget it if it drags on too long. 

2)有三个出租房,看到律师寄来的“quit-claim deed", 做什么用?房子是不是也都要改成trust的名字?买卖和税表有变化吗?这几年还是按原来的报税,不会违法吧?

房子要改成trust的名字, 买卖和税表 no change.  A revocable living trust is treated as if owned by the trustee.  When you die, the revocable living trust will automaticaly become a irrevocable trust and that trust will be controlling the property by itself. 

3)有一个房子估计会搬家后卖,剩下的也许几年内陆续卖,这种情况还需要换title吗?

It is best that you change all the titles.  You never know you might have accidents so it is best to be prepared.  

D
DD2020
也问柠檬。。

如果有个trust,但是每年陆陆续续的再买房子。是不是每年都要重新做trust?

柠檬椰子汁
No, use the trust as owner of the property.

A trust is just like a LLC.  It's used to hold property. 

D
DD2020
so if i buy a house now, i should use the trust's name instead o
柠檬椰子汁
Everything you own should be in the trust.

Idealy, everything you own: bank account, brokerage account, house, automobile, 401K beneficiary, insurance beneficiary, etc etc should be titled to the trust. 

Think the trust as being a box.  If you put things in the box, after you die the box is automatcially picked up by your trustee and be taken care of.  If you leave things scattered outside the box, then the probate court has to come in and clean it up for you.  Opening a trust is just to get an empty box.  It's your jobs to "put your affairs in order" everyday.  Because you don't know when you will die. 

山里人家168
我们买的房子在 close 之前换成family trust. 如果需要重新贷款,贷款公司负责

把房产从trust 拿出,完了放回trust.

小猪蹄妈
谢谢!需要到那里把这些都做了?
秋童
谢谢! 对于银行账户,是把trust和general power attorney 放在beneficiary 还是直接改成tr
秋童
Trust account? 哪个更好呢?
柠檬椰子汁
你要是昏迷不醒你的朋友怎么拿钱帮你办事?
秋童
明白您的意思,即便 POA 包含incapacitated 的情况。
s
suosuodan
这种POA就是general POA , take care 一切吗? 叫啥名字? 谢谢

这种POA就是general POA , take care 一切吗? 叫啥名字? 谢谢

螺丝螺帽
问柠檬:假如有trust, 人死, 凭死亡证明, trustee 立即可以执行trust里的财产吗?谢谢!
螺丝螺帽
是不是律师会多收费?
山里人家168
没有