10年内如何从一千万,挣到五千万?

U
USATiger
楼主 (文学城)

先说一句,这个我没经验,只是从数据上分析一下,估计投坛的田薯可能有实际经验,投房一般人不太容易做到,因为只有一二十个房,不可能达到这个效果,房子一多,个人管理的精力又有限
根据七二规律,

投房如果有18%, 比如40万房,十万本金,年增长率3%,一万二,贷款还本6千,共他打平,1万八千除10万,回报率18%. 四年(72/18) 翻一番 ,这样十年内可以从一千万做到五千多万


另外一个是股票,过去的十年,QQQ高科技ETF的回报大概是一比9,那么十年后有九千万,如果买了TQQQ,一比五十,十年后五亿。
说到这里,可能有同学不服气,你只挑好日子说,事实证明发财靠运气,

h
hhtt
虎兄,你现在要考虑的是怎么保住这1千万?
U
USATiger
糊涂兄现大牛市,狂发水,新形势,新气象。股市永动机产生了,哈哈哈
U
USATiger
最终,你可能有五千万,但是实际价值还是一千万。呵呵
l
link2000
股市。近一两年还是大牛市;2年以后不好说。
U
USATiger
35年一个轮回,现在才20年。哥哥你大胆的向前走啊
s
sparknote
人有多大胆,虎兄弟就有多大产

All in 需要魄力加运气

U
USATiger
哈哈哈哈,会修马桶重要,但是抬起头看看路更重要。
神龙摆尾
问题咋搞这一千万,虽然连个小目标都不算
U
USATiger
你象向下学习一下,怎么从0开始的

https://bbs.wenxuecity.com/tzlc/1516447.html

 

h
hz82000
五千万和一千万有区别吗?拿一千万吃红利吧
U
USATiger
一千万,top 1pct, 三千万算进富人圈,这不闲也闲着,人有个目标多好
徒劳
把房子都卖了,把钱交给那位老兄,每天给你赚1%,省心又省力 :D
M
MarkM76
谁的标准啊?
U
USATiger
进来看看吧

https://www.yahoo.com/now/defining-ultra-high-net-worth-195451398.html#:~:text=While%20there's%20no%20legal%20standard,an%20important%20distinction%20to%20make.

 

In order for someone to be considered an “ultra-high-net-worth individual,” they typically need to have at least $30 million worth of net investable assets to their name. However, this isn’t really a legal definition. As the name suggests, ultra-high-net-worth individuals are the wealthiest people on the planet, including the world’s billionaires. These individuals sit significantly above those who are considered high-net-worth individuals. The number of ultra-high-net-worth individuals continues to grow, and the demographics of these individuals are constantly shifting, according to several journals and studies around the world.

What Constitutes Being an Ultra-High-Net-Worth Individual?

While there’s no legal standard when it comes to defining who is an ultra-high-net-worth individual (UHNWI), they’re often defined as those who have $30 million or more in assets. These funds must be in investable assets, which is an important distinction to make. For instance, many startup founders, business owners and real estate investors may have more than $30 million in net worth on paper, but those funds may not all be available to invest. In turn, such individuals would not be considered ultra-high-net-worth under this definition.

Ultra-high-net-worth individuals are in a distinct category of their own, though there are similar counterparts, the most common of which is high-net-worth individual. To be in this group, you need more than $1.5 million in net worth of $750,000 in investable assets. It’s important to note that to reach either of these thresholds, investable assets will need to be net of liabilities as well. So those with lofty amounts to invest as well as high levels of debt may not reach the tier they expect to.

While ultra-high-net-worth individuals are usually defined as having more than $30 million in investable net assets, remember that this isn’t a strict definition. Most people, countries and financial institutions will abide by this standard, but some will have other definitions. If a financial institution says it only works with ultra-high-net-worth individual clients, it’s worth clarifying with the company personally.

   
x
xinxin76
重要的是在有生之年愉快的把钱花光。
U
USATiger
我觉的愉快不是可以用钱买的。花不花光也不重要。
x
xinxin76
那五千万的意义是啥?
U
USATiger
生命在于运动,挣钱是个目标,当然钱多,也能提高生活品质
U
USATiger
这个不是胡说,亚马逊的老板的钱一生也花不完,但是他还在挣
x
xinxin76
就是挣钱让你得到最大的快乐和满足
Z
ZhangZhouDaTou
Good point!
在实话实说
股市吧
天下攘攘
疑问

要是想十年内把1000万变成5000万

投房,首付10万(40万房子),需要100个才能把1000万花光,低利率的贷款3% 左右的,夫妻分开也只能贷款20个房。其余的80个买不了。

Tqqq, 谁敢把1000万放tqqq 啊!跌了也是三倍的。

股票方面有没有考虑更安全的投资。

 

 

 

 

U
USATiger
安全的是投一半QQQ,一半SPY,正好五千万。呵呵
U
USATiger
同意房子要走商业贷款,挣大钱,一般模式不行了
天下攘攘
一半qqq, 一半spy 确实好些

希望你十年后来坛子里汇报,怎么把1000万变成5000万,也许不到10年

U
USATiger
如果股市做的好,要把两个现金房卖掉,回报率太不行了。
琼溪山房
哈哈,一半投SPY一半投QQQ正好50万也可以啊
U
USATiger
肯定的,你有一千块本金,就从这起本,原始积累比较困难,但总是有个起点的
天下攘攘
用现金房的cash flow 定投是不是也不错?
U
USATiger
投房不用杠杆,干不过股市。