Interest on Subsidized and Unsubsidized Loans Federal loans are known for having some of the lowest interest rates available, especially compared to private lenders that may charge borrowers a double-digit APR. As of the 2020 to 2021 school year, both direct subsidized and unsubsidized loans carry a 2.75% APR for undergraduate students.
The APR on unsubsidized loans for graduate and professional students is 4.30%. And unlike some private student loans, those rates are fixed, meaning they don’t change over the life of the loan.3
在子坛问， 也在这里问一下理财高手，主要是想如果投资回报能高于学生贷款，就贷款。
儿子被私立医学院录取，学费+生活费接近100k/年，是个愁人的数字，对俺们中产，两边都不靠的，financial aid 是没门， 不知贷款可以考虑吗， 当然是帮着还。
贷款有哪些种？有什么样的年收入和财产限制吗？贷款的利率大概多少？儿子大学读的州立，就全付了， 没有贷款的经验。谢谢宝贵意见。
读的牙医学校，据她说现在贷款利率最低的有4%，她反正很能干的搞定了。她家里4个孩子，都得贷款。
我前几年听同事说他孩子如果贷款，利率要6点几，比房贷还贵，所以他咬牙付了，老二老三又接着上大学，他干脆房子里贷出钱来给孩子付学费，也许现在学贷利率降了?
学生贷款就像mortgage慢慢付着就行，父母把孩子送进医学院该松口气了
Interest on Subsidized and Unsubsidized Loans
Federal loans are known for having some of the lowest interest rates available, especially compared to private lenders that may charge borrowers a double-digit APR. As of the 2020 to 2021 school year, both direct subsidized and unsubsidized loans carry a 2.75% APR for undergraduate students.
The APR on unsubsidized loans for graduate and professional students is 4.30%. And unlike some private student loans, those rates are fixed, meaning they don’t change over the life of the loan.3
医生难道付不起贷款？不快快付清是有更好的投资去处吧？
见到过，医学院家长付了学费，毕业后，文凭交给家长后，做自己想做的去了。