请教甜薯,柠檬等大师,有关卖出租房的capital gain tax

北美金花
楼主 (文学城)

我cash out refinancing 过,怎么计算capital gain?非常感谢!

U
USATiger
没卖过出租的,不过cash out不影响的,你的买和卖价定啊,cash out 的钱已经在最后的房价里
s
sneezy888
cash out钱你还是要还银行的,不是你的。

卖价-买价-improvement是cap gain,不过你还要做depreciation recapture。

p
pop01
how about fees/points/costs for refinance?
柠檬椰子汁
看不懂再问

https://pocketsense.com/deduct-refinance-closing-costs-rental-properties-12026315.html

Understand this paragraph within the context of the article.

"Complete Section IV of Form 4562. Enter your new expenses for your property on Line 23. Note that your tax basis in the property increased with the expenditure on the fee to acquire the loan. However, the amortization process will gradually lower your basis, all other things being equal, even as it lowers your tax bill."

s
sweetptt
Refi cost 是refi当年作为basis加入amortization。term就是refi新贷款的长度。比如refi c

比如refi cost5000,5 年balloon。那么5000加入amortize。每年减sche E报1000折旧。cap gain跟买入卖出价有关。当然也跟depreciation和amortization有关

s
sweetptt
理论比较扎实
柠檬椰子汁
比不上薯爷经验多
北美金花
thanks
北美金花
thx
北美金花
ok
北美金花
got it