Setting up taxes and insurance (new escrow account) $3200
Closing cost between $3744 and $4243 – depends if you need an appraisal or not
Discount to buydown rate – cost around $3890 but I can provide a lender credit of $1470 to bring this cost down to $2420. This cost is prepaid interest to get the rate of 2.5% for 15 % and for 30 year 2.75%.
如果一个28万的房子，贷款18.5万，
Setting up taxes and insurance (new escrow account) $3200
Closing cost between $3744 and $4243 – depends if you need an appraisal or not
Discount to buydown rate – cost around $3890 but I can provide a lender credit of $1470 to bring this cost down to $2420. This cost is prepaid interest to get the rate of 2.5% for 15 % and for 30 year 2.75%.
帮忙看看这个deal行吗？
https://www.ivydirect.com/#/dashboard
refinance cost and the rate of 15 years and 20 years?