For a single filer in 2025 with $10,000 in ordinary income and a $200,000 long-term capital gain, the long-term capital gains tax rate would be a combination of 0% and 15%. Here's how it breaks down: Determine total taxable income: Your total taxable income is $10,000 (ordinary income) + $200,000 (long-term capital gain) = $210,000. 0% Rate: For single filers in 2025, the 0% long-term capital gains tax rate applies to taxable income up to $48,350. The first $38,350 of your long-term capital gain ($48,350 - $10,000) falls into this 0% bracket. 15% Rate: The remaining portion of your long-term capital gain ($200,000 - $38,350 = $161,650) falls into the 15% bracket, as your total taxable income ($210,000) is above the $48,350 threshold but below $533,400.
LT capital gain tax rate is 0%, 15% and 20% for single filer with income between 0-48K, 48K-533K, and > 533K, respectively.
问题： 只有10K 的收入， 但有200K的LTCG， 怎么交税呢？一些网站似乎是说这种情况下200K都是不用交税的， 而谷狗AI说一部分不交税一部分按15%交税。请有经验的说一下到底是怎么样的情况， 多谢。对于普通中产，除了努力赚钱增加收入，尽可能避税也很重要啊。
这是谷歌的回答：
For a single filer in 2025 with $10,000 in ordinary income and a $200,000 long-term capital gain, the long-term capital gains tax rate would be a combination of 0% and 15%. Here's how it breaks down: Determine total taxable income: Your total taxable income is $10,000 (ordinary income) + $200,000 (long-term capital gain) = $210,000. 0% Rate: For single filers in 2025, the 0% long-term capital gains tax rate applies to taxable income up to $48,350. The first $38,350 of your long-term capital gain ($48,350 - $10,000) falls into this 0% bracket. 15% Rate: The remaining portion of your long-term capital gain ($200,000 - $38,350 = $161,650) falls into the 15% bracket, as your total taxable income ($210,000) is above the $48,350 threshold but below $533,400.Happy 4th July! MAGA! God Bless America !
所有收入加一起，算AGI和income税；然后再选long-term CG。。。所以，一万的earned income，20万的LTCG，应该是15%的税率。但还有3。8%的Medicare tax。。。
当时拿着税表填糊涂了，在说明书里一句话没读懂，没找到LTCG那里申报，但读了很多网文知道它是区别对待的。。。。找女儿一起读说明书才搞明白。。。那笔钱是准备女儿学费用的，唯一一次用税后钱taxable account投资。。。