CD type Annuity is not Annuity CD. Dog-like Cat is not Cat-like Dog.
“Then you should say what you mean,” the March Hare went on. “I do,” Alice hastily replied; “at least — at least I mean what I say — that's the same thing, you know.” “Not the same thing a bit!” said the Hatter. “You might just as well say that "I see what I eat" is the same thing as "I eat what I see"!”
Alice, the Hatter and the March Hare, from Alice in Wonderland by Lewis Carroll
又称MYGA, multi year guaranteed annuity.
比银行的CD有一些优点，利率稍高，复利，tax deferred. 到期可以全部拿出来。
适合退休或将要退休的人群。
查Myga rate 可以看到最新利率，大约5.3%左右。
大家怎么看？
看起来不错。感觉没什么问题。
CD type Annuity is not Annuity CD. Dog-like Cat is not Cat-like Dog.
“Then you should say what you mean,” the March Hare went on. “I do,” Alice hastily replied; “at least — at least I mean what I say — that's the same thing, you know.” “Not the same thing a bit!” said the Hatter. “You might just as well say that "I see what I eat" is the same thing as "I eat what I see"!”
Alice, the Hatter and the March Hare, from Alice in Wonderland by Lewis Carroll
我读Alice in Wonderland印象最深的一段。
根据投资期限不同收益率不同，时间锁定越长收益率越高。年金账户有延税作用，到期取出来时候才收税。基本都是退休后风险偏好低的投资人在买，这个坛子的大多数是不会考虑的。