Condo insurance is complicated. Nobody can tell you if you are responsible. Some HOA even have waiver of subrogation essentially means every insurance pays for their owner's damage and don't sue each other. It's hard to say.
Best way is treat this as a car crash, let him know your insurance and let him deal with it.
and tell him find a plumber himself.
Condo insurance is complicated. Nobody can tell you if you are responsible. Some HOA even have waiver of subrogation essentially means every insurance pays for their owner's damage and don't sue each other. It's hard to say.
Best way is treat this as a car crash, let him know your insurance and let him deal with it.
一般是公共部分（drywall以内部分）康豆保险负责。总之，以ByLaw为准
现在谈责任和赔偿只是给自己壮胆，包括去读文件。漏水大部分有二种原因，水管和使用。前者大概率大楼负责，后者房东负责，但两种情况都可以走保险。实际水溢出到地面造成漏水，房客不会告诉你。
我愿意修，我的handyman 估价$500。
楼下正在卖房，其agent 不同意，报价$5000+。材料、人工、前后清理、误工费。
只好报保险公司。保险公司给楼下通知不是我们的责任，虽然是我的洗衣排水管漏了。
对方cancelled this claim.
于是各回各家，各找各妈。我花了$100修自家的。
但是因为这个claim,我二十个保险全涨价，六年了，这个罪状依然在。花费已经在1.5到2万之间。
虽然cancelled claim,但历史沒法抹去。我什么办法都试过