All individual plans sold in US are comforming to Affordable Care Act (aka ObamaCare).
Republicans trying to weaken ObamaCare by trying to allow non-conforming plans, so far they have not been successful. Because once you allow non-conforming plans, all healthy people are going to buy those cheaper plans, and ObamaCare would be left with only sick people.
尽量减少有realized的capital gain的投资，资产放在tax deferred或没有什么realized capital gain和dividend的投资项目里，房租收入转在孩子名下（算入各种deduct able以后真正收入会很少），在MEDICARE以前用银行里的现金生活。这样购买奥巴马医保是否便宜一些？
要把household income掐在 100% to 400% of the federal poverty level，多了不行，少了也不行。
2口之家，2022年的贫困线为$18300
所以收入还是需要在二万左右，联邦贫困线以上。搜一下今年federal poverty 是多少
1040第一页最后一行，自己去看
Here is more details:
https://www.healthinsurance.org/obamacare/the-acas-cost-sharing-subsidies/
All individual plans sold in US are comforming to Affordable Care Act (aka ObamaCare).
Republicans trying to weaken ObamaCare by trying to allow non-conforming plans, so far they have not been successful. Because once you allow non-conforming plans, all healthy people are going to buy those cheaper plans, and ObamaCare would be left with only sick people.
Insurance market relys on shared cost.