有没有人可以给我解释一下401K?

匿名
楼主 (北美微论坛)
刚入职了一份工作,每个paycheck都有一部分钱进去了,不懂这个是啥
h
hihijenny
2 楼
退休金,不是应该是你自己选contribute多少的吗?
j
jameslee1992
3 楼
网上都有很详细的介绍,想看汉语的,可以去百度搜搜
水果君
4 楼
谷歌来的答案,网上查有很多
A 401k is a qualified retirement plan that allows eligible employees of a company to save and invest for their own retirement on a tax deferred basis. Only an employer is allowed to sponsor a 401k for their employees. ... These contributions are deducted from your salary on a pre-tax basis.

水果君
5 楼
还有
A 401(k) plan is a qualified employer-sponsored retirement plan that eligible employees may make salary-deferral contributions to on a post-tax and/or pretax basis. Employers offering a 401(k) plan may make matching or non-elective contributions to the plan on behalf of eligible employees and may also add a profit-sharing feature to the plan. Earnings in a 401(k) plan accrue on a tax-deferred basis.

子涵是个死小孩
6 楼
退休金啊
公司会按照一定比例再存一部分给你
王俊凯和王源
7 楼
退休金,到你快入土半截过后再发给你
y
yying98
8 楼
楼上哈哈哈
s
shuixiao
9 楼
就是你的退休金,等退休再拿出来可以省个税钱,而且可以 用来投资
A
Amytang6
10 楼

还有
A 401(k) plan is a qualified employer-sponsored retirement plan that eligible employees may ma ...

+111111
M
MELODY美乐迪
11 楼
mark~
N
Neon小丸
12 楼
你存的那部分是你自己贡献的退休金