要不要FILE 8606 AFTER RECHARACTERIZATION

b
bangyi
楼主 (未名空间)

我今年一月投了6000进ROTH IRA for 2019 tax year, 然后在7/15 deadline 之前 re-characterize 到 traditional ira. 这种情况需要填8606么?

根据以下的INSTRUCTION,我是不是要FILE?谢谢

Who Must File

File Form 8606 if any of the following apply.

You made nondeductible contributions to a traditional IRA for 2019,
including a repayment of a qualified disaster or reservist distribution.

Note.
If you recharacterized a 2019 Roth IRA contribution as a traditional IRA
contribution, or vice versa, treat the contribution as having been made to
the second IRA, not the first IRA.
f
fakeshawn

是要file,因为你的recharacterization的效果就是把你当初的contribution当作是
traditional ira contribution,不是roth ira contribution。那既然是个
traditional ira contribution,而且你报税时不deduct,就是个nondeductible
traditional ira contribution,要报在8606表part 1。

b
bangyi

谢谢!
【 在 fakeshawn (spoon!) 的大作中提到: 】
: 是要file,因为你的recharacterization的效果就是把你当初的contribution当作是: traditional ira contribution,不是roth ira contribution。那既然是个
: traditional ira contribution,而且你报税 不deduct,就是个nondeductible
: traditional ira contribution,要报再8606表part 1。