All other cash, stocks, bonds, investments, and retirement plan assets are counted by Medicaid to determine eligibility for benefits. Generally, if an applicant has access to the principal of an asset even if the principal has never been touched or if it is subject to taxes or penalties it is a countable asset.
According to federal law, an unmarried applicant to Medicaid may retain non-countable assets plus no more than $ 2,000 to $ 4,000 in countable assets ( in 2009; this amount may change in the future). Each state determines its own criteria within these limits. Before Medicaid benefits will begin, an applicant must consume or eliminate the amount of countable assets (spend- down assets) above this limit. (Spend-down assets are expected to be spent on health care.) "
【 在 helpme (名虚胖字满肥) 的大作中提到: 】 别老做这种白日梦了，medicaid program要查你的income和assets的： " Countable Assets All other cash, stocks, bonds, investments, and retirement plan assets are counted by Medicaid to determine eligibility for benefits. Generally, if an applicant has access to the principal of an asset even if the principal has never been touched or if it is subject to taxes or penalties it is a countable asset. According to federal law, an unmarried applicant to Medicaid may retain non- countable assets plus no more than $ 2,000 to $ 4,000 in countable assets ( ...................
Curious as to why we’ve suddenly stopped asking people how much they have in assets before handing out premium subsidies or qualifying people under Medicaid, I spoke with Mike Fierberg, the Public Affairs Officer for the Centers for Medicare and Medicaid in Denver, the agency that oversees both Medicaid and Obamacare. He clearly explained that “the reason is that this is the way the ACA was written.”
【 在 jiazi (Light be with you.) 的大作中提到: 】 恩。。。。传统的MEDICAID没戏 要处于PAYOUT STATUS才能不算进ASSET LZ太年轻 但是OBAMACARE肯定没问题 然后还有个OBAMACARE 下的EXPANDED MEDICAID，不算ASSETS只看INCOME 大统领威武。。。。。。。。 贴一个官方链接 http://obamacarefacts.com/questions/does-owning-a-home-affect-obamacare/ Owning a home and other assets don’t affect ObamaCare subsidies or Medicaid . Those are both based on household income. ...................
【 在 helpme (名虚胖字满肥) 的大作中提到: 】 别老做这种白日梦了，medicaid program要查你的income和assets的： " Countable Assets All other cash, stocks, bonds, investments, and retirement plan assets are counted by Medicaid to determine eligibility for benefits. Generally, if an applicant has access to the principal of an asset even if the principal has never been touched or if it is subject to taxes or penalties it is a countable asset. According to federal law, an unmarried applicant to Medicaid may retain non- countable assets plus no more than $ 2,000 to $ 4,000 in countable assets ( ...................
很现实。这里肯定码公太多了，或者和最普通白人同事没有什么深入交流。身边没有碰到极端的情况。我有一个同事4年前被layoff，有两个小孩，一直找不到工作，后来做 part time UPS delivery，现在一直用medicaid，这两天我们交流了下。这种从6位数 收入一下子降到贫困线以下的，我还是看到不少的。他们都活的挺开心的，我们为什么不能？
美国的话四个人一万打不住吧。
四口之家收入33K以内可以用MEDICAID 不同州这个门槛可能稍微有点不一样
的。当然出去吃不多，一个月2-3次吧，另外一个月买两三次外卖。估计退休后，能够
后院种点蔬菜，吃得费用还会降低。当然孩子们大了，可能胃口会大起来。
要考虑因素太多，所以在这里集思广益。
娃不上啥兴趣班了吗？义务教育不花钱，但老中娃学这学那的，都需要$$堆的。楼主家好像两娃，随便才艺体育的推一些，每月几百刀就出去了。啥也不学的话，算我没说。
200%差不多刚好5W
"
Countable Assets
All other cash, stocks, bonds, investments, and retirement plan assets are
counted by Medicaid to determine eligibility for benefits. Generally, if an applicant has access to the principal of an asset even if the principal has never been touched or if it is subject to taxes or penalties it is a
countable asset.
According to federal law, an unmarried applicant to Medicaid may retain non-countable assets plus no more than $ 2,000 to $ 4,000 in countable assets (
in 2009; this amount may change in the future). Each state determines its
own criteria within these limits. Before Medicaid benefits will begin, an
applicant must consume or eliminate the amount of countable assets (spend-
down assets) above this limit. (Spend-down assets are expected to be spent
on health care.)
"
As a rule of thumb on anything from a retirement account, to social security benefits, to life insurance, if it's taxable income it counts toward MAGI
and if it's not taxable (for example it was pre-taxed income) then it doesn't count.
”
http://obamacarefacts.com/questions/do-retirement-account-withdrawals-affect-obamacare/
medicaid了。
401K 和 IRA都是EXEMPT
我去找找出处
LZ的房子贵了点 可能是个问题
要处于PAYOUT STATUS才能不算进ASSET
LZ太年轻
但是OBAMACARE肯定没问题
然后还有个OBAMACARE 下的EXPANDED MEDICAID，不算ASSETS只看INCOME
大统领威武。。。。。。。。
贴一个官方链接http://obamacarefacts.com/questions/does-owning-a-home-affect-obamacare/
Owning a home and other assets don’t affect ObamaCare subsidies or Medicaid. Those are both based on household income.
再贴个媒体报道
http://www.trozaninsurance.com/blog/?p=117
Curious as to why we’ve suddenly stopped asking people how much they have
in assets before handing out premium subsidies or qualifying people under
Medicaid, I spoke with Mike Fierberg, the Public Affairs Officer for the
Centers for Medicare and Medicaid in Denver, the agency that oversees both
Medicaid and Obamacare. He clearly explained that “the reason is that this is the way the ACA was written.”
没见过
你确定GOP上位就能改么
我是越来越觉得这种两党所谓的民主制就是
给你一坨屎和一坨粑粑
让你选一坨吃
还洋洋自得的说 看 让老百姓自己选 民主啊
能低于100%贫困线或133%贫困线，取决于不同的州）。这个有福利的，从口袋出的钱很少。
的。不过看了看计算的细节，真心觉得美国福利太高了，要求减税！
最悲催的是等俺准备退休的时候减税同时减福利，那我的名字真的要改成雷锋了。
子的医疗和牙医是有的。其他福利，是要看资产的，肯定没有了，我也没考虑过。
part time UPS delivery，现在一直用medicaid，这两天我们交流了下。这种从6位数
收入一下子降到贫困线以下的，我还是看到不少的。他们都活的挺开心的，我们为什么不能？
当然，我不会一步到medicaid，还早，明年先用ACA。今年收入太高了，layoff后一算
，今年几乎要拿两年的收入。以后根据政治形势调整。
再来一个https://world.wng.org/2016/02/obamacare_makes_millionaires_medicaid_eligible
不觉得这漏洞会补上
即使DNC想补 GOP也肯定扯淡说要搞就彻底REPEAL OBAMACARE
我们从小生活在独裁的恐惧下，不断被洗脑
来美国从申请入学开始，到找工作，到申请绿卡一路被歧视
连485申请里 党员身份问题都跟有没有犯罪有没有参加过纳粹这种问题并列
好不容易熬出一点了 以后孩子继续被AA
现在来说美国人贫困是没有选择 我接受不了
payout status)，才不算
资产
unemployment benefit之后就不干9-5的工作了。
自己打理下出租房，房事好了再买2个，然后自己和朋友合伙开了小公司，主要是让自
己有点事情做。
建议你可以稍微大胆一点，401k的钱可以投资一些高风险，高收益的基金。或者弄些出租房，看自己的个性了。现在的人平均寿命都长。
本来还觉得这个版上的人有钱有闲
能少点一拍脑袋就出结果
都给那么多连接了
http://www.cutner.com/resources/tips/11-evaluate-your-401k-2016
谢谢
主要还是父母有钱支持啊
inflation rate曾高达10%, 未来50年的事谁也说不清.