Early 90's, helped selling Chinese paintings to Foreigners, 200 RMB the first day (40 the second day, quit the third day--too much competition). Late 90's, English-to-Chinese translation for conference, 1000 RMB for 2 hours. :P
1. If there's company/school match, it could be calculated by month (depend on school policy)--meaning that if you start one month late, you lose one month's match. 2. If you want to contribute 401k to its limit (for tax benefit), there could be upper limit of how much that you can put on every pay check (depend on school policy). Starting late may limit your total contribution.
Early 90's, helped selling Chinese paintings to Foreigners, 200 RMB the first day (40 the second day, quit the third day--too much competition). Late 90's, English-to-Chinese translation for conference, 1000 RMB for 2 hours. :P
Early 90's, helped selling Chinese paintings to Foreigners, 200 RMB the first day (40 the second day, quit the third day--too much competition). Late 90's, English-to-Chinese translation for conference, 1000 RMB for 2 hours. :P
Early 90's, helped selling Chinese paintings to Foreigners, 200 RMB the first day (40 the second day, quit the third day--too much competition). Late 90's, English-to-Chinese translation for conference, 1000 RMB for 2 hours. :P
1. If there's company/school match, it could be calculated by month (depend on school policy)--meaning that if you start one month late, you lose one month's match. 2. If you want to contribute 401k to its limit (for tax benefit), there could be upper limit of how much that you can put on every pay check (depend on school policy). Starting late may limit your total contribution.
I taught math to an average high-school girl. Then I found those math tricks I thought for granted was brand-new to her, helped her a lot on improving. I was quite proud of myself, and concluded how different it could be with different teachers...
I see. In your original post, you mentioned data showing decrease since 50's, which I didn't understand. 下降速率是这5，6年特别快--why? Wasn't the economy good before the depression (say, 2004/2005)?
If you make eligible contributions to an employer-sponsored retirement plan or to an individual retirement arrangement, you may be eligible for a tax credit. Here are six things you need to know about the Retirement Savings Contributions Credit:
Income Limits The Savers Credit, formally known as the Retirement Savings Contributions Credit, applies to individuals with a filing status and income of:
? Single, married filing separately, or qualifying widow(er), with income up to $27,750 ? Head of Household, with income up to $41,625 ? Married Filing Jointly, with income up to $55,500
Eligibility requirements To be eligible for the credit you must have been born before January 2, 1992, you cannot have been a full-time student during the calendar year and cannot be claimed as a dependent on another person’s return.
Credit amount If you make eligible contributions to a qualified IRA, 401(k) and certain other retirement plans, you may be able to take a credit of up to $1,000 or up to $2,000 if filing jointly. The credit is a percentage of the qualifying contribution amount, with the highest rate for taxpayers with the least income.
Distributions When figuring this credit, you generally must subtract the amount of distributions you have received from your retirement plans from the contributions you have made. This rule applies to distributions received in the two years before the year the credit is claimed, the year the credit is claimed, and the period after the end of the credit year but before the due date - including extensions - for filing the return for the credit year.
Other tax benefits The Retirement Savings Contributions Credit is in addition to other tax benefits which may result from the retirement contributions. For example, most workers at these income levels may deduct all or part of their contributions to a traditional IRA. Contributions to a regular 401(k) plan are not subject to income tax until withdrawn from the plan.
Forms to use To claim the credit use Form 8880, Credit for Qualified Retirement Savings Contributions. For more information, review IRS Publication 590, Individual Retirement Arrangements (IRAs), Publication 4703, Retirement Savings Contributions Credit, and Form 8880. Publications and forms can be downloaded at IRS.gov or ordered by calling 800-TAX-FORM (800-829-3676). Links:
Form 8880, Credit for Qualified Retirement Savings Contributions (PDF 46K)
Form 1040, U.S. Individual Income Tax Return (PDF 176K)
Form 1040A, U.S. Individual Income Tax Return (PDF 136K)
I taught math to an average high-school girl. Then I found those math tricks I thought for granted was brand-new to her, helped her a lot on improving. I was quite proud of myself, and concluded how different it could be with different teachers...
你才睡几个小时啊
6个吧。。555今天中午补觉
俺占了个好吉利的600楼。
希望66大顺，楼里各位需要bless的(包括我)都美梦成真。
bless每个人。
http://forums.huaren.us/showtopic.aspx?boardid=337&topicid=754255
38万5.。。。。。 真是便宜的便宜死， 贵的贵死。。。。 佛州。。
这个房子好美啊，看着确实喜欢。
晕倒
你来加个qq吧，10店之前我们都在来着
我看到hotmail的邮件了。刚才抽风艘了一堆cabin review，总结：
有大于2个人推荐auntbugs，一个rental agents；
有人号称自己住过好几次cabin，最干净的，http://www.jacksonmountainhomes.com/；
有大于等于2个人推荐http://www.majesticmountainvacations.com；
tripadvisor上review最多rating也不错的是http://www.tripadvisor.com/Hotel_Review-g55270-d1083461-Reviews-Cabin_Fever_Vacations-Pigeon_Forge_Tennessee.html
号称排第一的是http://www.tripadvisor.com/Hotels-g55270-c3-Pigeon_Forge_Tennessee-Hotels.html
又12点了，哭了
哇，辛苦了。
http://forums.huaren.us/showtopic.aspx?boardid=337&topicid=754255
38万5.。。。。。 真是便宜的便宜死， 贵的贵死。。。。 佛州。。
真是豪宅啊！
啥问题啊？你看email了吗？发到你的hotmail上。好多封呢。seal， jolin， 蓬蓬都有发言。
收到了。谢谢夏冬。
最主要是一个问题：
看完萤火虫大概是晚上十一点以后了，再开车回你家大概得多长时间。怕开车的人累。
还有就是想查证一下：
看完萤火虫第二天去漂流，从你家出发的话要多长时间。google是二小时多
假如从小木屋出发要多长时间。google是三小时不到。
不知道查得对不对。
原来快乐男声中居然也有个模仿菲律宾学马叫的唱歌。 学啥不好呢。
回去继续啃书。
[此贴子已经被作者于2010/6/3 8:11:27编辑过]
http://forums.huaren.us/showtopic.aspx?boardid=337&topicid=754255
38万5.。。。。。 真是便宜的便宜死， 贵的贵死。。。。 佛州。。
房子真是物美价廉呀。
还没有州税，真是爽死了。
今天水不多嘛。
原来快乐男声中居然也有个模仿菲律宾学马叫的唱歌。 学啥不好呢。
回去继续啃书。[此贴子已经被作者于2010/6/3 8:11:27编辑过]
你学啥呢？
今天水不多嘛。
原来快乐男声中居然也有个模仿菲律宾学马叫的唱歌。 学啥不好呢。
回去继续啃书。
[此贴子已经被作者于2010/6/3 8:11:27编辑过]
上次是你说家里面要买个mixing bowl, 老公不同意怎么办么？
收到了。谢谢夏冬。
最主要是一个问题：
看完萤火虫大概是晚上十一点以后了，再开车回你家大概得多长时间。怕开车的人累。
还有就是想查证一下：
看完萤火虫第二天去漂流，从你家出发的话要多长时间。google是二小时多
假如从小木屋出发要多长时间。google是三小时不到。
不知道查得对不对。
早上好！
晕倒
你来加个qq吧，10店之前我们都在来着
我看到hotmail的邮件了。刚才抽风艘了一堆cabin review，总结：
有大于2个人推荐auntbugs，一个rental agents；
有人号称自己住过好几次cabin，最干净的，http://www.jacksonmountainhomes.com/；
有大于等于2个人推荐http://www.majesticmountainvacations.com；
tripadvisor上review最多rating也不错的是http://www.tripadvisor.com/Hotel_Review-g55270-d1083461-Reviews-Cabin_Fever_Vacations-Pigeon_Forge_Tennessee.html
号称排第一的是http://www.tripadvisor.com/Hotels-g55270-c3-Pigeon_Forge_Tennessee-Hotels.html
又12点了，哭了
我说找小木屋费事儿吧。。。辛苦了。
http://forums.huaren.us/showtopic.aspx?boardid=337&topicid=754255
38万5.。。。。。 真是便宜的便宜死， 贵的贵死。。。。 佛州。。
你是想说这个便宜还是贵？
bless每个人。
列车尾巴bless所有人
你是想说这个便宜还是贵？
当然便宜啊。。芥个样子的房子， 不到40万， 3600尺， 去哪儿买啊
我离开家以前， 照例看看CNBC， 今天早上提到AE, Abercrombie fintch (?) 这些以年轻人为主的店面， 现在都很不好过， 因为teenager 用工率很低，没有disposable income了， 就联想到我前天才读的一个数据， 16-17岁的employment rate从50年代40%降到不到30%， 16-19岁降到20%左右了。。芥个是指的暑假啊。。。我想起来我18岁那年的暑假，没事情了， 就跑出去陪人找工作， 结果自己一好奇打了半天工卖服装， 回来把我老爸气坏了。。。。 我自己也累得个半死。。。第二天没起的来。。就再也没打工了。。。
什么是工卖？义工？你爸为什么生气？
列车尾巴bless所有人
bless 大家！
什么是工卖？义工？你爸为什么生气？
结果自己一好奇，打了半天工，卖服装。。。。嘻嘻。。 我爸爸那个时候老脑筋， 而且也怕我碰到坏人。。。两个加在一起就生气了。。。。
早上好！
以下内容需要威望达到3才可以浏览
以下内容只有回复后才可以浏览
[此贴子已经被作者于2010/6/3 8:33:46编辑过]
当然便宜啊。。芥个样子的房子， 不到40万， 3600尺， 去哪儿买啊
去农村买啊
以下内容需要威望达到3才[此贴子已经被作者于2010/6/3 8:33:46编辑过]
骑马~~~~
骑马~~~~
山里骑马？
早上好！
以下内容需要威望达到3才可以浏览
这个似乎离公园很近，review也很多
去农村买啊
你看看那个房子的硬件和装修， 我觉得农村也未必买的到。这个房子算下来是106美刀/一平方尺。。。
我说找小木屋费事儿吧。。。辛苦了。
这么多人住你那儿怕麻烦你啦
440 Ski Mountain Road Gatlinburg, TN 37738-3145
这个似乎离公园很近，review也很多
这是什么？
山里骑马？
有~nps的things to do里面提到了
你看看那个房子的硬件和装修， 我觉得农村也未必买的到。这个房子算下来是106美刀/一平方尺。。。
房子硬件好但是便宜，那一定是那个地方的房子都便宜啦，不会有馅饼捡的
租车也好
这么看来在小木屋住去漂流的地方也够远的。。
是啊，好矛盾哦
是啊，好矛盾哦
住小木屋就方便看完萤火虫那晚不用再往回赶太多路。
但是去漂流不方便。
住夏冬家，要给夏冬造成不方便
车的问题好解决，要么两辆小车两拔人，如果要热闹方便一块玩，就租辆van都塞进去。
住小木屋就方便看完萤火虫那晚不用再往回赶太多路。
但是去漂流不方便。
住夏冬家，要给夏冬造成不方便
车的问题好解决，要么两辆小车两拔人，如果要热闹方便一块玩，就租辆van都塞进去。
什么时候再讨论一次吧，蓬蓬老不在
我离开家以前， 照例看看CNBC， 今天早上提到AE, Abercrombie fintch (?) 这些以年轻人为主的店面， 现在都很不好过， 因为teenager 用工率很低，没有disposable income了， 就联想到我前天才读的一个数据， 16-17岁的employment rate从50年代40%降到不到30%， 16-19岁降到20%左右了。。芥个是指的暑假啊。。。我想起来我18岁那年的暑假，没事情了， 就跑出去陪人找工作， 结果自己一好奇打了半天工卖服装， 回来把我老爸气坏了。。。。 我自己也累得个半死。。。第二天没起的来。。就再也没打工了。。。
What caused the decrease?
结果自己一好奇，打了半天工，卖服装。。。。嘻嘻。。 我爸爸那个时候老脑筋， 而且也怕我碰到坏人。。。两个加在一起就生气了。。。。
Heihei, my best experience:
Early 90's, helped selling Chinese paintings to Foreigners, 200 RMB the first day (40 the second day, quit the third day--too much competition).
Late 90's, English-to-Chinese translation for conference, 1000 RMB for 2 hours. :P
这是什么？
一个租小木屋的
多谢大家耐心解释
BTW, for 401k, start as soon as possible for:
1. If there's company/school match, it could be calculated by month (depend on school policy)--meaning that if you start one month late, you lose one month's match.
2. If you want to contribute 401k to its limit (for tax benefit), there could be upper limit of how much that you can put on every pay check (depend on school policy). Starting late may limit your total contribution.
Heihei, my best experience:
Early 90's, helped selling Chinese paintings to Foreigners, 200 RMB the first day (40 the second day, quit the third day--too much competition).
Late 90's, English-to-Chinese translation for conference, 1000 RMB for 2 hours. :P
玛雅， 你太厉害了， 我干了半天， 被剥削了， 因为第一天说是试工， 只给了我8块钱。。。。。55555
What caused the decrease?
就是整体的employment picture 不好， 年轻人就首当其冲了
Heihei, my best experience:
Early 90's, helped selling Chinese paintings to Foreigners, 200 RMB the first day (40 the second day, quit the third day--too much competition).
Late 90's, English-to-Chinese translation for conference, 1000 RMB for 2 hours. :P
my experience.
Mid 90's, 陪着外国教授逛颐和园/故宫，etc. 包吃包门票，外加一次200RMB.
其实俺在美国最喜欢的一个挣钱方式就是去做食品品尝的panelist, 尝完了回答个survery就好了，有东西吃还有钱挣。
还有这么好的事
其实俺在美国最喜欢的一个挣钱方式就是去做食品品尝的panelist, 尝完了回答个survery就好了，有东西吃还有钱挣。
啊，我记起了monica去帮别人尝，结果那个东西好像不符合检验标准
还有这么好的事
你可以去问问你们学校的食品系。
我下午1点到3点，4点到6点不会在，其他时候都在
http://maps.google.com/maps/place?cid=10533267999779546327&q=cabin&gl=us&hl=en&cd=3&cad=src:ppiwlink&ei=ga4HTN23FIfkygTSktmsDg&dtab=2
http://maps.google.com/maps/place?cid=217640712832942788&q=cabin&gl=us&hl=en&cd=1&cad=src:pplink&ei=XK8HTLXxJ4L2zAS0woXtCg
http://maps.google.com/maps/place?cid=14893852732011848331&q=cabin&hl=en&gl=us&view=feature&mcsrc=detailed_reviews&num=10&start=0&ved=0CIAEELUF&sa=X&ei=f7AHTNapCYa2yQTrosmoDg
Heihei, my best experience:
Early 90's, helped selling Chinese paintings to Foreigners, 200 RMB the first day (40 the second day, quit the third day--too much competition).
Late 90's, English-to-Chinese translation for conference, 1000 RMB for 2 hours. :P
真能挣啊，我本科的时候给导师做包身工，一个月才200RMB.
3个review狂多的cabin rental
我下午1点到3点，4点到6点不会在，其他时候都在
http://maps.google.com/maps/place?cid=10533267999779546327&q=cabin&gl=us&hl=en&cd=3&cad=src:ppiwlink&ei=ga4HTN23FIfkygTSktmsDg&dtab=2
http://maps.google.com/maps/place?cid=217640712832942788&q=cabin&gl=us&hl=en&cd=1&cad=src:pplink&ei=XK8HTLXxJ4L2zAS0woXtCg
http://maps.google.com/maps/place?cid=14893852732011848331&q=cabin&hl=en&gl=us&view=feature&mcsrc=detailed_reviews&num=10&start=0&ved=0CIAEELUF&sa=X&ei=f7AHTNapCYa2yQTrosmoDg
问题是这些是不是available啊
真能挣啊，我本科的时候给导师做包身工，一个月才200RMB.
研究生也就这个价啊
真能挣啊，我本科的时候给导师做包身工，一个月才200RMB.
我觉得那时候给老师打工钱少，一牵扯到外国人，立马价码就上去了。
好像现在国内老师给学生的劳务费也不少了。
研究生也就这个价啊
现在的研究生是不是能拿1千多了？
我觉得那时候给老师打工钱少，一牵扯到外国人，立马价码就上去了。
好像现在国内老师给学生的劳务费也不少了。
热，想起来以前还给人翻译过英文科技书，hourly rate就好多了。
现在的研究生是不是能拿1千多了？
应该吧，可能也要看专业
BTW, for 401k, start as soon as possible for:
1. If there's company/school match, it could be calculated by month (depend on school policy)--meaning that if you start one month late, you lose one month's match.
2. If you want to contribute 401k to its limit (for tax benefit), there could be upper limit of how much that you can put on every pay check (depend on school policy). Starting late may limit your total contribution.
这个没看懂
应该吧，可能也要看专业
还要看导师
国内这个没标准可以执行
这个没看懂
比如有的地方规定你一个月的公司最多只能有25% 放401， 那如果一年是16500的上限， 你一个月的pay check 睡前是1万， 那你今年就只工作4个月， 那最多就只能放1万× 25% × 4 = 1 万。。。 如果你少放一个月， 那就最多只能放7500 了
比如有的地方规定你一个月的公司最多只能有25% 放401， 那如果一年是16500的上限， 你一个月的pay check 睡前是1万， 那你今年就只工作4个月， 那最多就只能放1万× 25% × 4 = 1 万。。。 如果你少放一个月， 那就最多只能放7500 了
哦，这下知道了
真是没钱啊，我想开一个roth 401 ，趁现在税低放点
还要看导师
国内这个没标准可以执行
re, 看导师人品，导师爱给多少给多少。不过好象导师也有peer pressure的，一般价钱都是随大流，同专业的偏差不大。偶尔有极个别特牛叉特来钱的，平时会再小恩小惠一下。或者个别特抠门的特周扒皮的，天天盯着手下的学生干活。
这个没看懂
401K 每年有上限的啊，不过per pay check的限制我就不清楚了。
问题是这些是不是available啊
第一个有
http://secure.instantsoftwareonline.com/StayUSA/wfrmSearchResults.aspx?IsAdvanced=False&coid=0210
哦，这下知道了
真是没钱啊，我想开一个roth 401 ，趁现在税低放点
其实你们现在放罗斯很划算的。。你老公一年工作4个月， 那应该今年总的收入不高， 那税率应该很低。。
玛雅， 你太厉害了， 我干了半天， 被剥削了， 因为第一天说是试工， 只给了我8块钱。。。。。55555
Best vs. worst, not a fair comparison. :P
My worst: volunteered for dishing-washing in a hotel for 3 days... :P
看来大家都有勤工俭学的经历啊， 我惭愧， 那个是我唯一一次打工的经历， 还是我上大学前的那个暑假。。。。 后来就连个家教也没做过
你比我强，我就没打过工
真能挣啊，我本科的时候给导师做包身工，一个月才200RMB.
That was one-time earning. :P
Had similar rate for 包身工 job. ;P
就是整体的employment picture 不好， 年轻人就首当其冲了
What caused ' 整体的employment picture 不好' since the 50's?
你比我强，我就没打过工
我其实现在挺后悔， 应该多打打工。。。。 我觉得娃娃们都该高中就打打工。。。。 体验体验生活的不容易。。。
其实你们现在放罗斯很划算的。。你老公一年工作4个月， 那应该今年总的收入不高， 那税率应该很低。。
爱蓝别忘了你们还有今年每个人５０００的roth ira，一共就是１万.
你老公如果放完了match的那部分403b，可以考虑１６５００里剩下的那部分都放roth 403b(如果学校有这个福利的话)。
我想你老公应该还可以有５０００的treaty, 加上standard deduction, 还有两个人的exemption, 基本上就不用交税了吧？
看来大家都有勤工俭学的经历啊， 我惭愧， 那个是我唯一一次打工的经历， 还是我上大学前的那个暑假。。。。 后来就连个家教也没做过
I needed to earn money for traveling. The first amount I listed I spent in XinJiang; the second amount I spent in GuangDong. :)
看来大家都有勤工俭学的经历啊， 我惭愧， 那个是我唯一一次打工的经历， 还是我上大学前的那个暑假。。。。 后来就连个家教也没做过
我大学的时候也当过家教。
哦，这下知道了
真是没钱啊，我想开一个roth 401 ，趁现在税低放点
Roth has its limit of 4k? 401k is more important to me. :)
我其实现在挺后悔， 应该多打打工。。。。 我觉得娃娃们都该高中就打打工。。。。 体验体验生活的不容易。。。
我也是，干瘪死了
连家教这种是个大学生都经历过的事情我都没经历过
没准还能调戏到小正太来。。。
我也是，干瘪死了
连家教这种是个大学生都经历过的事情我都没经历过
没准还能调戏到小正太来。。。
我也是，干瘪死了
连家教这种是个大学生都经历过的事情我都没经历过
没准还能调戏到小正太来。。。
刚上大学那会儿你自己还是个小萝莉呢，哪里会有调戏正太的觉悟。
What caused ' 整体的employment picture 不好' since the 50's?
啥意思啊？ 50年代70年代挺好的啊， 就是最近这些年慢慢下来的， 下降速率是这5，6年特别快。。。。
我也是，干瘪死了
连家教这种是个大学生都经历过的事情我都没经历过
没准还能调戏到小正太来。。。
俺教的都是女生。
爱蓝别忘了你们还有今年每个人５０００的roth ira，一共就是１万.
你老公如果放完了match的那部分403b，可以考虑１６５００里剩下的那部分都放roth 403b(如果学校有这个福利的话)。
我想你老公应该还可以有５０００的treaty, 加上standard deduction, 还有两个人的exemption, 基本上就不用交税了吧？
爱兰不上班， 没有罗斯
我也是，干瘪死了
连家教这种是个大学生都经历过的事情我都没经历过
没准还能调戏到小正太来。。。
I taught math to an average high-school girl. Then I found those math tricks I thought for granted was brand-new to her, helped her a lot on improving. I was quite proud of myself, and concluded how different it could be with different teachers...
爱兰不上班， 没有罗斯
married file jointly, 不上班的也可以有roth ira.
爱兰不上班， 没有罗斯
没有收入就不能了？不可以跟配偶吗？
我也是，干瘪死了
连家教这种是个大学生都经历过的事情我都没经历过
没准还能调戏到小正太来。。。
我最恨就是教别人东西， 这两年好多了。。。。
挖哈哈哈我心理早熟
对正太的偏好大概大二大三就成形了~
没有收入就不能了？不可以跟配偶吗？
我怎么记得不上班就没有退休账户啊。。。。 羞愧的下去
我最恨就是教别人东西， 这两年好多了。。。。
俺最好为人师了。
我高中的时候，班里有两个男生学习不太好，他们几乎天天去我们家，我拿着他们卷子上做错的题，绞尽脑汁想他们为什么会做错，然后再给他们补课。
啥意思啊？ 50年代70年代挺好的啊， 就是最近这些年慢慢下来的， 下降速率是这5，6年特别快。。。。
I see. In your original post, you mentioned data showing decrease since 50's, which I didn't understand.
下降速率是这5，6年特别快--why? Wasn't the economy good before the depression (say, 2004/2005)?
俺最好为人师了。
我高中的时候，班里有两个男生学习不太好，他们几乎天天去我们家，我拿着他们卷子上做错的题，绞尽脑汁想他们为什么会做错，然后再给他们补课。
牛，真有耐心。
P71-80总结
=====================================
Retirement Savings Credit
concord：
就是鼓励AGI在某个数目以下的人投retirement saving的一个tax credit. 1040上有这项的。
IRS Tax Tip 2010-36
If you make eligible contributions to an employer-sponsored retirement plan or to an individual retirement arrangement, you may be eligible for a tax credit. Here are six things you need to know about the Retirement Savings Contributions Credit:
Income Limits The Savers Credit, formally known as the Retirement Savings Contributions Credit, applies to individuals with a filing status and income of:
? Single, married filing separately, or qualifying widow(er), with income up to $27,750
? Head of Household, with income up to $41,625
? Married Filing Jointly, with income up to $55,500
Eligibility requirements To be eligible for the credit you must have been born before January 2, 1992, you cannot have been a full-time student during the calendar year and cannot be claimed as a dependent on another person’s return.
Credit amount If you make eligible contributions to a qualified IRA, 401(k) and certain other retirement plans, you may be able to take a credit of up to $1,000 or up to $2,000 if filing jointly. The credit is a percentage of the qualifying contribution amount, with the highest rate for taxpayers with the least income.
Distributions When figuring this credit, you generally must subtract the amount of distributions you have received from your retirement plans from the contributions you have made. This rule applies to distributions received in the two years before the year the credit is claimed, the year the credit is claimed, and the period after the end of the credit year but before the due date - including extensions - for filing the return for the credit year.
Other tax benefits The Retirement Savings Contributions Credit is in addition to other tax benefits which may result from the retirement contributions. For example, most workers at these income levels may deduct all or part of their contributions to a traditional IRA. Contributions to a regular 401(k) plan are not subject to income tax until withdrawn from the plan.
Forms to use To claim the credit use Form 8880, Credit for Qualified Retirement Savings Contributions.
For more information, review IRS Publication 590, Individual Retirement Arrangements (IRAs), Publication 4703, Retirement Savings Contributions Credit, and Form 8880. Publications and forms can be downloaded at IRS.gov or ordered by calling 800-TAX-FORM (800-829-3676).
Links:
Form 8880, Credit for Qualified Retirement Savings Contributions (PDF 46K)
Form 1040, U.S. Individual Income Tax Return (PDF 176K)
Form 1040A, U.S. Individual Income Tax Return (PDF 136K)
Publication 590, Individual Retirement Arrangements (IRAs) (PDF 449K)
Tax Topic 610
[此贴子已经被作者于2010/6/3 16:16:34编辑过]
牛，真有耐心。
我觉得找出问题的所在很有成就感。
I taught math to an average high-school girl. Then I found those math tricks I thought for granted was brand-new to her, helped her a lot on improving. I was quite proud of myself, and concluded how different it could be with different teachers...
是呀，教人是个非常illuminating的经验
调戏正太那个。。不过是临时想起草莓姐姐的家教艳遇。。
剩下的基本上都是水呀，大家觉得有什么可以总结的吗？
其实你们现在放罗斯很划算的。。你老公一年工作4个月， 那应该今年总的收入不高， 那税率应该很低。。
记下
俺最好为人师了。
我高中的时候，班里有两个男生学习不太好，他们几乎天天去我们家，我拿着他们卷子上做错的题，绞尽脑汁想他们为什么会做错，然后再给他们补课。
我喜欢这个诶
我其实现在挺后悔， 应该多打打工。。。。 我觉得娃娃们都该高中就打打工。。。。 体验体验生活的不容易。。。
我表妹在肯德基必胜客都打过工，挺好的
married file jointly, 不上班的也可以有roth ira.
居然可以这样
爱蓝别忘了你们还有今年每个人５０００的roth ira，一共就是１万.
你老公如果放完了match的那部分403b，可以考虑１６５００里剩下的那部分都放roth 403b(如果学校有这个福利的话)。
我想你老公应该还可以有５０００的treaty, 加上standard deduction, 还有两个人的exemption, 基本上就不用交税了吧？
好像没有roth 403b
5000的treaty还是有的，因为身份还是F1
我喜欢这个诶
Me 2! :)
married file jointly, 不上班的也可以有roth ira.
那这个ROTH IRA是一个帐户吗？还是各人开各人的帐户？
挖哈哈哈我心理早熟
对正太的偏好大概大二大三就成形了~
那你有没有在大学里面搞两个？