提醒一下,新的信用卡条款2月22号生效

 提醒一下,新的信用卡条款2月22号生效: 特别有两条要注意

　　1。以前免年费的，现在可能要收了。

　　2。休眠费。若你三个月以上不用，可能要收取 dormant (inactive）费用。(这我才看到的)

真恶心

补充一下，
并不是所有的。 我想是各间银行具体决定收不收钱，收多少。 还有，不知道我理解得对不对，那还钱利息以后是变动的，wall street 会给index rate, 然后apy随之变动.

[此贴子已经被作者于2010/2/15 9:48:46编辑过]

都什么卡要收了阿

该用户帖子内容已被屏蔽

可恶的银行们。。。。。。。。

该用户帖子内容已被屏蔽

Credit cards from which bank?

以下是引用xx12xx在2/15/2010 9:22:00 AM的发言：

    
     提醒一下,新的信用卡条款2月22号生效: 特别有两条要注意

　　1。以前免年费的，现在可能要收了。

    

　　2。休眠费。若你三个月以上不用，要收取 dormant (inactive）费用。(这我才看到的)

真恶心

    
what card ah??

I got mail notification from citi saying effective april 1st, there will be $60 annual fee added. I am not sure if it applies to evey type of citicards.

以下是引用amazonlily0在2/15/2010 9:43:00 AM的发言：

    
    I got mail notification from citi saying effective april 1st, there will be $60 annual fee added. I am not sure if it applies to evey type of citicards.

啊啊啊

dormant的能cancel了么？

以下是引用amazonlily0在2/15/2010 9:43:00 AM的发言：

    
    I got mail notification from citi saying effective april 1st, there will be $60 annual fee added. I am not sure if it applies to evey type of citicards.
    
你的是积里程的么？

BOA收不收.............

 citi 要收 我就要大哭了
 
 

 天哪！
以前寄来的信基本不看就扔了，完全不知道会不会变
放狗搜了也没搜到，是不是要打客服电话啊？

该用户帖子内容已被屏蔽

不是吧~信从来不看~

citi的卡基本都收了，好像年费是60刀，没有看到discover在list里面

Citi also mentioned if you spend $2400 per year, the $60 annual fee will be refunded to your account.  So it is ok.

以下是引用chenxuan在2/15/2010 10:13:00 AM的发言：
Citi also mentioned if you spend $2400 per year, the $60 annual fee will be refunded to your account.  So it is ok.
 
 Hope that's true

 啥？这些收不收费的信息从哪里可以看到呀？我以前都是见到这些信就直接扔掉没有看到呀。

 thanks a lot!

 俺有四张citi卡，有一张叫diamand reward的收到信了说要年费，所以把它给cancel了

上哪里去查啊？
 
我有八张卡，Citi, Chase, AE, discover... 平时经常用的就一两张卡，其他都不常用. 看来要把不用的统统关掉了.
[此贴子已经被作者于2010/2/15 11:10:40编辑过]

 把信都扔了。。看来得去看看

以下是引用miumiu_zz在2/15/2010 10:04:00 AM的发言：

credit card?????or debt card？？？？？？？
there is no way an annual fee will be charged on a debt card :)

NND，最多不用CREDIT CARD了

前段时间收到好多信，关系信用卡新政策的，都没仔细看，唉！LZ真用功

 怎么知道哪些卡要收年费？

我还没收到信...我是citi college student的，如果要收我就杯具了。。

弱弱的问下 怎么cancel信用卡啊

以下是引用冰碴哈哈哈在2/15/2010 11:25:00 AM的发言：

    
    弱弱的问下 怎么cancel信用卡啊
    
打信用卡后边的电话，告诉客服你要cancel。

以下是引用oscar_73在2/15/2010 11:26:00 AM的发言：

打信用卡后边的电话，告诉客服你要cancel。
谢谢！

要真是这样，那不如用那些本来就有年费的卡好了，至少benefit都不错
amex有很多这样的

 那些store credit card是不是也要cancel掉哇？

比如VS macy saks

这些大家有没有知道收不收年费？

以下是引用coconut在2/15/2010 11:45:00 AM的发言：
 那些store credit card是不是也要cancel掉哇？

比如VS macy saks

这些大家有没有知道收不收年费？

这三家我已经全部喀嚓了

我和citi电话过了。人家说你是valuable customer.不收年费。

以下是引用amazonlily0在2/15/2010 9:43:00 AM的发言：
I got mail notification from citi saying effective april 1st, there will be $60 annual fee added. I am not sure if it applies to evey type of citicards.
而且还提高了APR，决定不用这家了

以下是引用runningyaya在2/15/2010 10:11:00 AM的发言：

    
    citi的卡基本都收了，好像年费是60刀，没有看到discover在list里面
    

悲愤交加。

[此贴子已经被作者于2010/2/15 12:32:59编辑过]

 RE这个吧。。。也希望别人能看到

 I know some Citi credit cards start to charge annual fee~~

 不是都收费的. 我有citi卡, 几年了平时常用, 没收到要收费的通知. ld的citi卡不常用, 收到了收费通知, 但也说如果每年花够多少钱就免收费这样.

以下是引用牛小小圣婴在2/15/2010 11:56:00 AM的发言：
我和citi电话过了。人家说你是valuable customer.不收年费。
那哪些是valuable customer呢？我家的citi卡已经一年多没用过了，都改用chase了，因为有5%cash back。

以下是引用coconut在2/15/2010 11:45:00 AM的发言：
 那些store credit card是不是也要cancel掉哇？

比如VS macy saks

这些大家有没有知道收不收年费？

同关心这个，是不是要打电话问问啊。macy卡平时没用，就是有时候用有20%off什么的

loading...
太无耻了。。。

citi college 的卡收费吗？

i know citi is one of them, i have not used my citi card for years, so i closed it yesterday
 
[此贴子已经被作者于2010/2/15 14:03:06编辑过]

多谢提醒                                

除了citi还有别家么？

哪里有能看到哪家收FEE，收多少什么的内容，给个LINK呗。。。。

 OMG，，刚收到了credit card 公司的信，，直接丢一边了，，看来要好好看下了

以下是引用番茄和香菜在2/15/2010 1:12:00 PM的发言：

那哪些是valuable customer呢？我家的citi卡已经一年多没用过了，都改用chase了，因为有5%cash back。
chase 的什么卡有这么高的cashback?

有link看完整的list吗？

那些来信我当垃圾直接仍了,看来要打电话知道了.

从fatwallet上面看到这个citi的list,转过来，其他银行比如chase之类的也要收了吗？

Citi customers have received notices of an annual fee effective April 1, 2010 for the following cards:

- Citi Diamond Preferred Rewards MasterCard
- Citi Dividend World MasterCard
- Citi mtvU
- Citi Drivers Edge
- Citi Dividend AMEX
- AT&T Universal Card 

O8改了那么多利民的信用卡条款,人家信用卡公司也惨得很呐~~

 

February 13, 2010
Dear Potentially Hosed Customer,
We’re writing to let you know about an important change we’re making to your account. Effective April 1, 2010, an annual

fee of $60 is being added.
The reason we are making this change is to maintain the quality of our service amid the rising cost of doing business.

However, because we value you as a customer, we wanted to give you an opportunity to have the annual fee credited

back to your account.
Here’s how it works. Each year, we’ll credit the $60 fee back to your account once you have made $2,400 in purchases

during that year. That comes to an average of $200 in spending a month, an amount you can reach by using your card

for purchases you already make, like gas, groceries, cell phone plans or your cable bill.
As always, you have the right to opt out of this change and close your account. Please read the Notice of Change in

Terms and Right to Opt Out beginning on the back of this letter so you are fully aware of all your account changes. If you

have questions, call 1-866-915-9425.
Sincerely,
Ken Stork

Citibank (South Dakota), N.A.

以下是引用amazonlily0在2/15/2010 9:43:00 AM的发言：
I got mail notification from citi saying effective april 1st, there will be $60 annual fee added. I am not sure if it applies to evey type of citicards.
 I received the mail too!

Here are some of the Citi cards with annual fee starting April 1st:
Citi Diamond Preferred Rewards MasterCard Citi Dividend World MasterCard Citi mtvU Citi Drivers Edge Citi CashReturns Citi Home Rebate Mastercard Citi Platinum Select Citi Appreciation Plus Citi Dividend AMEX
It states that once you spent $2400, they will add the $60 credit
back to offset the fee. This is almost like blackmail in my opinion. I
suggest to get a new card with no annual fee below.

JPMorgan Chase has started adding an annual fee to credit accounts for its customers who fit the following criteria: the credit card has a low promotional rate the card owner has carried a “large” balance for more than two years the card owner has made “little” progress paying off the balance I couldn’t tell from the news reports how Chase is defining “large” and “little.” In addition to the $120 annual fee (which is added to the account in $10 monthly chunks and which accrues interest itself), the bank is also raising minimum payments from 2% to 5%. When we wrote recently about Citigroup raising its rates in spite of a pledge not to do so,
we got some very helpful and encouraging comments on the article from
people who’d managed to talk to the right customer service reps and get
their original terms reinstated. Let us know if you’re affected, and what you plan to do. There’s already a class-action lawsuit you can join.

如果你的credit card开始收年费，应该会收到银行的信。如果还是不确定的话，打电话去问客服最准确。因为即使是同样的卡，也可能有的人收有的人不收，根据你以前的behavior来确定。

I couldn’t tell from the news reports how Chase is defining “large” and “little.”
In addition to the $120 annual fee (which is added to the account in $10 monthly chunks and which accrues interest itself), the bank is also raising minimum payments from 2% to 5%.
 
This is a request from OCC, it brought more troubles than benefits to banks... Can't blame credit card company for everything

 thanks, will call them

谢谢提醒，回家好好看看我的卡们，该取消的就取消了

该用户帖子内容已被屏蔽

完了，我收到那些信都当垃圾扔了，现在不知道哪找去。

 看来以后要把信用卡都取消了

我正一家一家打呢~报告一下~discover好像不收~

有进展吗？我就chase的卡和amex的卡。

以下是引用费米子在2/15/2010 3:12:00 PM的发言：

Here are some of the Citi cards with annual fee starting April 1st:

Citi Diamond Preferred Rewards MasterCard
Citi Dividend World MasterCard
Citi mtvU
Citi Drivers Edge
Citi CashReturns
Citi Home Rebate Mastercard
Citi Platinum Select
Citi Appreciation Plus
Citi Dividend AMEX
It states that once you spent $2400, they will add the $60 credit back to offset the fee. This is almost like blackmail in my opinion. I suggest to get a new card with no annual fee below.
完蛋了。。。。。。。。。。。。。。。。。。

刚确认了，我的两张citi目前不收

BOA的debit card收年费吗？没收到任何通知啊

今天收到电话，说我的credit limit 从13400降到5300，早上迷迷胡胡的，还以为是要给我增加credit limit, 真是非常吃惊

LZ, thanks for your reminding!

真讨厌啊，还要一家家的打电话去。

看来我得关掉一些账户了

以下是引用sandy07627在2/15/2010 4:54:00 PM的发言：

    
    真讨厌啊，还要一家家的打电话去。
    
reeeeeee

 谁能给个summary就好了，哪些卡要收钱

多谢提醒啊，刚去吧macy's的卡给取消了                

Costco 的amex卡收年费不？

以下是引用woaidiqiucun在2/15/2010 6:04:00 PM的发言：
Costco 的amex卡收年费不？
costco的会费不也是这张卡的年费吗？

多谢提醒。赶快去关了一些不常用的卡。

我的citi premium pass也要收了。给客服打电话说我要升级到pp elite，他们不让。 真气人，我刚用这张卡买了回国机票，早知道就重新申请一张ppe，年费也只要75。

 60刀, 好几件SWA啊....                

 US bank和CHASE的信用卡收吗？

NORDSTROM和MACY收吗
 

以下是引用番茄和香菜在2/15/2010 1:14:00 PM的发言：

    
    
     同关心这个，是不是要打电话问问啊。macy卡平时没用，就是有时候用有20%off什么的
    
坚决关MACY‘S，烂卡一个。

真坏！想着法子收钱！到底哪些信用卡收钱啊？

以下是引用雪夭在2/15/2010 6:58:00 PM的发言：

    
     NORDSTROM和MACY收吗
      
    
刚打过，不收。。。

那如果没受到信是不是就表示没有变化，如果charge了可以dispute吧

 my god

 我都不记得我有哪些卡了

多谢提醒。。。。。
这就去查我的卡。。。。。

以下是引用xx12xx在2/15/2010 9:22:00 AM的发言：
 提醒一下,新的信用卡条款2月22号生效: 特别有两条要注意

　　1。以前免年费的，现在可能要收了。

　　2。休眠费。若你三个月以上不用，可能要收取 dormant (inactive）费用。(这我才看到的)

真恶心

补充一下，
并不是所有的。 我想是各间银行具体决定收不收钱，收多少。 还有，不知道我理解得对不对，那还钱利息以后是变动的，wall street 会给index rate, 然后apy随之变动.

[此贴子已经被作者于2010/2/15 9:48:46编辑过]
什么银行阿?

以下是引用onbeach在2/15/2010 9:48:00 AM的发言：

    
    dormant的能cancel了么？
    
tongwen

看来要关几张卡啦
 
 

谢谢分享，看来要一家一家的打电话了

 
 
没有说收的就不收
应该会有一个通知寄来
收到以后可以打电话关卡就不用交
APR 许多银行本来就是随Prime 浮动的
打电话给retention department 可能有的银行可以免年费
 
这些都是card act 的必然后果。因为现在不让信用卡公司随便涨APR

通知邮寄过来我都扔进垃圾桶了，晕。看来要打电话问了

 br,vs之类的store credit card收不收年费呀

以下是引用wokai在2/15/2010 9:07:00 PM的发言：
 br,vs之类的store credit card收不收年费呀

我刚打了BR，Macy's，chase，都不收的。