关于那个教育部要重新开始收学贷的贴，引用的是Benny Johnson, 一个右翼网络trolls 的推。政府重新收学贷，不是因为Biden 政府取消学贷，而是covid 时期的暂停政策。极端片面化的信息等于谣言。 事实是： 目前学贷还款是2020 年3月 pause 的，不是取消，只是暂停学贷还款要求。— 相当多的人，还的起的，还继续还款。有经济困难的则得到一些缓冲时间。 Biden 政府也没有取消学贷，也没有这个权力：只是继续暂停，还不起贷款的，不会把他们送到collector 那里；试图免除那些少部分违约贷款，也被法院驳回；通过SAVE 根据收入人口数决定每月还款数额的计划也被冻结。 重新恢复还款要求，影响最大的就是那些已经拖延/违约的。他们面临的是进入collector 手里 — 后果严重。尤其在这个经济下行的时期。 如果没有具体相关措施，川2.0 的这一行动，又一次是纯粹吸引眼球，政府几乎没有多少收益，却对相当多的个人造成实质伤害，让基本盘右翼虚无的嗨几分钟，并得到一条新的谣言攻击上任Biden 政府而已。 https://www.nytimes.com/2025/04/22/business/education-department-student-loan-debt.html The federal government paused repayment requirements on student loan debt in March 2020, in the midst of the coronavirus pandemic. Borrowers whose student loans were in forbearance have not had to make payments since then. President Joseph R. Biden Jr. repeatedly sought during his administration to bring defaulted student loan borrowers back into good standing, or to erase their debt entirely. Plans to forgive up to $20,000 in loans for millions of borrowers were struck down by the Supreme Court, and a Biden-era repayment plan known as SAVE — which would adjust borrowers’ payment plans based on household size and income — has been frozen by the court since August. The policy applies to all of the more than 42 million people who hold federal student loans, but it will most urgently affect the five million who are currently in default on their payments, as well as four million more borrowers who are in so-called “late-stage delinquency” — or in imminent danger of defaulting. The point at which a loan is considered to be in default depends on the type of loan, according to the Education Department’s website. Those nine million borrowers could be in danger of referral to a federal debt collection service if their loans are still in default after May 5. Financial experts have warned this could seriously harm borrowers’ credit scores and further burden the country’s strained economy.
事实是： 目前学贷还款是2020 年3月 pause 的，不是取消，只是暂停学贷还款要求。— 相当多的人，还的起的，还继续还款。有经济困难的则得到一些缓冲时间。
Biden 政府也没有取消学贷，也没有这个权力：只是继续暂停，还不起贷款的，不会把他们送到collector 那里；试图免除那些少部分违约贷款，也被法院驳回；通过SAVE 根据收入人口数决定每月还款数额的计划也被冻结。
重新恢复还款要求，影响最大的就是那些已经拖延/违约的。他们面临的是进入collector 手里 — 后果严重。尤其在这个经济下行的时期。
如果没有具体相关措施，川2.0 的这一行动，又一次是纯粹吸引眼球，政府几乎没有多少收益，却对相当多的个人造成实质伤害，让基本盘右翼虚无的嗨几分钟，并得到一条新的谣言攻击上任Biden 政府而已。
https://www.nytimes.com/2025/04/22/business/education-department-student-loan-debt.html
The federal government paused repayment requirements on student loan debt in March 2020, in the midst of the coronavirus pandemic. Borrowers whose student loans were in forbearance have not had to make payments since then. President Joseph R. Biden Jr. repeatedly sought during his administration to bring defaulted student loan borrowers back into good standing, or to erase their debt entirely. Plans to forgive up to $20,000 in loans for millions of borrowers were struck down by the Supreme Court, and a Biden-era repayment plan known as SAVE — which would adjust borrowers’ payment plans based on household size and income — has been frozen by the court since August.
The policy applies to all of the more than 42 million people who hold federal student loans, but it will most urgently affect the five million who are currently in default on their payments, as well as four million more borrowers who are in so-called “late-stage delinquency” — or in imminent danger of defaulting. The point at which a loan is considered to be in default depends on the type of loan, according to the Education Department’s website. Those nine million borrowers could be in danger of referral to a federal debt collection service if their loans are still in default after May 5. Financial experts have warned this could seriously harm borrowers’ credit scores and further burden the country’s strained economy.
欠债还钱没有不对，凭什么他们借钱别人买单？
不能这么说吧， 资源有限， 不考虑是否有还款能力，一刀切全免有什么好处呢？就好像社会救济， 本来是应该给那些没有工作能力的人的，但现在很多人在滥用这个资源， 明明有能力自己赚钱养活自己和家庭， 却躺在家里吃福利。甚至利用漏洞，明明家庭收入很好却钻空子吃福利。
更可怕的是某些老留，当初自己也是拿stipend享受了学费减免的，现在看到学费被减免的学生就眼红，要求针对减免的部分收那些穷学生的稅。
黄右会说这是凭本事吃饭
那么疫情期间的小企业贷款都减免了，包括MTG这种议员都得到了好处，也没见你吱一声啊？借贷在特殊情况下政府帮助还款的多了去了，用在教育上的这种总比给巨富减税、给MTG这种人钻空子更值得吧？
一码归一码，借钱的时候签字画押保证要还，拿了钱又开始哭穷耍赖了？不想还钱当时别借，大学本来就是个锦上添花的东西。你要不给房贷车贷银行试试看有没有人同情你。欠债还钱是天经地义的
很难界定
什么时候一刀切了？像AOC这种家里凑钱上学的都不在减免之列，就因为她议员的工资“太高了”（十几万)
你是说那些人因为上了学而破产的意思吗？？ 那他为什么要去上学？还不如不去。 高中毕业去端盘子也不至于破产啊
牛！穷人家的孩子就该端盘子？
没你牛，你是觉得穷人家的孩子就应该上个根本找不到工作的学然后一辈子找不到工作，赖着不还学费呗
说的好像人是故意选错专业、故意找不到工作似的。右派就是这么喜欢撒谎，砍失业补助，因为不能惯着人不去找工作，自己剥削成性，却指责底层韭菜懒。然后还有你这样的韭菜特别喜欢这套论调。
这涉及500万已经违约的借贷人必须强制还款，工资付不了就用养老金扣。这容易进一步造成消费紧缩，经济更快下滑。并且扩大贫富差距，增加各种不满，焦虑，愤怒的情绪，造成社会不安定，增加犯罪率.......影响到这个社会的每一个人。就算要重新追回贷款，也应该在经济稳定，政府做好配套支持措施的情况下吧。
但这些都不是MAGA关心的，他们只想要又干成了一件大事的满足感，win, win big！
黄右吃福利拿低保的不要太多。
但有一说一，Biden是想要forgiven一部分学贷的，当时争议很大的 当时就被右翼批判说他拿student loan forgiveness买选票，最后给他搞成了没有？