也是可以的，我们的water district 就被骗子假冒district 工作人员，从银行账号里盗了 15mm。 As the filing outlines, cybercriminals, impersonating District personnel, contacted First National Bank of Long Island and convinced the Bank to make a number of unauthorized changes to the District’s account settings, including allowing online international and domestic wire transfers, services never previously requested or used by the District. They also convinced the Bank to provide them with confidential login information, or the means to create such information, that then enabled them to access the District’s bank accounts to initiate wire transfers. The next business day, the cybercriminals logged in to District’s banks accounts and initiated and authorized 15 wire transfers, totaling more than $15 million, including over $12 million sent to banks in China, within a span of just four hours. Despite numerous irregularities and red flags, including exceedances of the Bank’s own limits on wire transfers by a customer, the Bank processed each of the unauthorized transfers. https://www.gcpwater.org/garden-city-park-water-fire-district-files-suit-against-first-national-bank-of-long-island/
Short answer: No, you generally cannot steal money from someone’s bank account with just their account number. But there are ways it can be misused, especially if combined with other information. Here’s why: 1. Bank transfers (like ACH or wire transfers) usually require: • Sender authentication (login, PIN, 2FA, etc.) • In some cases, additional info like a routing number, name, or even address. 2. Security measures protect accounts from unauthorized access. Simply having an account number isn’t enough to initiate most transactions or access funds.
However, there are some risks: • Check fraud: Someone could print fake checks with your account number and try to use them. • Social engineering: If they have your name and account number, they could try to trick banks or companies into unauthorized withdrawals or changes. • Linked scams: If they also get access to your email, phone, or other personal info, it increases the risk.
Bottom line: An account number alone isn’t enough to steal money directly, but it’s still sensitive information—especially in the hands of someone who knows what they’re doing. It’s wise to keep it private. If you’re worried someone might have your info, I can walk you through steps to secure your account. Want to go over that?
有很多种偷钱方法。骗子自己操作的有account take over和identity theft，其中身份或账号信息可能是通过钓鱼攻击获得的，也可能是黑客攻破某些服务盗取的。通过骗术让账号所有者转帐的scam、杀猪盘等，也非常常见。另外还有账号所有者自己决定骗钱，比如信用卡恶意dispute，这种叫first party fraud。
未必。如果你的sim被盗，骗子就可以很快通过forget password获得你的账户权限转走钱。
普通银行checking账户 同一家银行，不同姓名的人之间都无法转账的
骗子是怎么解开手机密码的？
这种叫偷，不叫骗
当时她在与uber 司机沟通，没有锁屏，飞车党从她手里抢走的，所以她怀疑uber 司机与抢匪是一伙的。
也是可以的，我们的water district 就被骗子假冒district 工作人员，从银行账号里盗了 15mm。
As the filing outlines, cybercriminals, impersonating District personnel, contacted First National Bank of Long Island and convinced the Bank to make a number of unauthorized changes to the District’s account settings, including allowing online international and domestic wire transfers, services never previously requested or used by the District. They also convinced the Bank to provide them with confidential login information, or the means to create such information, that then enabled them to access the District’s bank accounts to initiate wire transfers. The next business day, the cybercriminals logged in to District’s banks accounts and initiated and authorized 15 wire transfers, totaling more than $15 million, including over $12 million sent to banks in China, within a span of just four hours. Despite numerous irregularities and red flags, including exceedances of the Bank’s own limits on wire transfers by a customer, the Bank processed each of the unauthorized transfers.
https://www.gcpwater.org/garden-city-park-water-fire-district-files-suit-against-first-national-bank-of-long-island/
No, you generally cannot steal money from someone’s bank account with just their account number. But there are ways it can be misused, especially if combined with other information.
Here’s why: 1. Bank transfers (like ACH or wire transfers) usually require: • Sender authentication (login, PIN, 2FA, etc.) • In some cases, additional info like a routing number, name, or even address. 2. Security measures protect accounts from unauthorized access. Simply having an account number isn’t enough to initiate most transactions or access funds.
However, there are some risks: • Check fraud: Someone could print fake checks with your account number and try to use them. • Social engineering: If they have your name and account number, they could try to trick banks or companies into unauthorized withdrawals or changes. • Linked scams: If they also get access to your email, phone, or other personal info, it increases the risk.
Bottom line:
An account number alone isn’t enough to steal money directly, but it’s still sensitive information—especially in the hands of someone who knows what they’re doing. It’s wise to keep it private.
If you’re worried someone might have your info, I can walk you through steps to secure your account. Want to go over that?
完全有可能，当然大部分是自己失误操作的。
骗子迅速用她的卡和密码去ATM取款1000，又去商店消费1000。好在只给她设了一千的限额。她被骗后刚好去商店买东西，刷卡刷不过才发现被掉包，马上去网上银行查询，钱已经少了，然后马上挂失了卡，又报了警。
后来银行经过调查，加上有报警记录，认定她是被骗，虽然骗子没抓住，但是银行把损失的钱赔给她了。如果是那种自己给骗子转钱的，银行是不赔的，这种卡和密码被盗骗的，银行赔。