回复 1楼 polarbear1 的帖子 Target retirement funds are terrible idea, they have higher fees and depends on when you retire, it’s basically a mix of bonds and S&P index funds. you can allocate the percentage on your own with much lower fee or expense ratios than target retirement fund
mewto 发表于 2025-03-14 11:22 回复 1楼 polarbear1 的帖子 Target retirement funds are terrible idea, they have higher fees and depends on when you retire, it’s basically a mix of bonds and S&P index funds. you can allocate the percentage on your own with much lower fee or expense ratios than target retirement fund
8%哭哭就算了 真到80%估计很多人得跳楼
2000 年 qqq 就跌了80%过, 大萧条时候跌了90%都发生过, 现在的人真是EASY 日子过惯了
股票牛市的时候天天涨, 哈哈。 熊市的时候就基本天天跌。
大盘超 30% 的时候都不多, 都是股灾的时候。 个股不好说, 清零的也不少。
Target fund 有国际市场和bond cash 对冲。跌的少很多。
2000年 SPY 哪里跌过80% ? Nasdaq还差不多。
2000 年时标普跌了40+%. 08年时跌了~50%
对
QQQ是 index 科技股, 不是SPY啊
2000年本来就是互联网爆破,之前涨疯了,波动性大多了
感觉像我发的贴
Target retirement funds are terrible idea, they have higher fees and depends on when you retire, it’s basically a mix of bonds and S&P index funds.
you can allocate the percentage on your own with much lower fee or expense ratios than target retirement fund
Mark