If your Social Security number (SSN) is stolen, it's important to act quickly to minimize the potential for identity theft. Here are the steps you should take: Place a Fraud Alert on Your Credit Report: Contact one of the three major credit bureaus (Equifax, Experian, or TransUnion) to place a fraud alert on your file. This will warn creditors to take extra steps to verify your identity before opening new accounts. The fraud alert lasts for one year and can be renewed. You can also consider placing a Credit Freeze, which makes it harder for anyone to open new accounts in your name. Check Your Credit Reports: Request free copies of your credit reports from all three bureaus (visit AnnualCreditReport.com). Review them carefully for any unfamiliar or suspicious activity, such as accounts you didn’t open or credit inquiries you didn’t make. Report to the Federal Trade Commission (FTC): File a report with the FTC through IdentityTheft.gov. This will create a recovery plan and provide you with a report that you can use to dispute any fraudulent charges or accounts opened in your name. File a Police Report: Contact your local police department to file a report about the theft of your SSN. This can help when disputing fraudulent charges and provide documentation for other actions you may need to take. Notify the Social Security Administration (SSA): While the SSA does not issue new SSNs for identity theft victims, it’s still important to report the theft to them. They can help you monitor your SSN for suspicious activity and may offer additional guidance. Monitor Your Accounts: Regularly check your bank and credit card statements for any unusual transactions. Consider enrolling in a credit monitoring service to alert you to new credit activity in your name. File Fraud Alerts with Your Bank or Credit Issuers: Contact your financial institutions and notify them of the theft. They may recommend additional protections, such as putting a hold on your accounts or setting up alerts for suspicious activity. Be Cautious of Phishing Scams: Scammers often try to take advantage of people whose SSNs have been stolen. Be vigilant about unsolicited communications asking for personal information. Taking these steps as soon as possible can help you protect your identity and minimize any financial damage from the theft.
A data breach in April 2024 at National Public Data (NPD) may have leaked the Social Security numbers of millions of Americans. The breach involved a hacker group called USDoD that stole personal information, including Social Security numbers, addresses, phone numbers, and dates of birth. What happened? A malicious actor gained access to NPD's systems in December 2023. The hacker group leaked the data onto the dark web from April to summer 2024. The leaked data included the Social Security numbers of nearly every American. A class-action lawsuit was filed alleging that every American's Social Security number was stolen. What can you do? Freeze your credit, Request a copy of your credit report every few months, and Protect your personal information.
How to check if your Social Security number was part of massive data breach By Leada Gore | [email protected] This may have been the largest data breach ever. (AP Photo/Jenny Kane, File)AP A massive data breach that potentially exposed as many as 2.9 billion personal records has people asking: Has my information been leaked? The cyber intrusion involves National Public Data, a background check company owned by Jerico Pictures Inc. According to a statement from the company, the incident involved a potential hack in December 2023 followed by leaks in April 2024 and this summer. The leaked information included names, email addresses, phone numbers, Social Security numbers and mailing addresses. READ MORE: Social Security number breach: 2.9 billion records reportedly stolen; what to do now The company said it is working with law enforcement to investigate the leak and will notify those whose information was exposed. In the meantime, there are ways you can check if your information was exposed. Websites operated by two online security companies let you check for free if your Social Security number is part of the cyber leak. The first, National Public Data operated by Atlas Privacy, can be checked here. The second by cybersecurity Pentester can be checked here. https://www.npdbreach.com/ https://npd.pentester.com/ What else should you do if your information was leaked? There’s really nothing you can do to stop someone from using your data so it’s important to closely monitor your credit report and financial accounts. You can request a free credit report each year from the three major credit bureaus: Equifax, Experian and TransUnion. If your personal information has been misused, visit the Federal Trade Commission’s site at IdentityTheft.gov to report the identity theft and get recovery steps. If you don’t see any suspicious activity, it is recommended you continue to check reports periodically so that any problems can be addressed quickly. You could also consider freezing your credit to restrict access to your information. A freeze prohibits creditors from accessing your credit report and keeps any new accounts – fraudulent or legitimate – being approved in your name. You have to lift the credit free if you want to allow credit companies to have access to your information.
little_white 发表于 2025-01-23 01:48 How to check if your Social Security number was part of massive data breach By Leada Gore | [email protected] This may have been the largest data breach ever. (AP Photo/Jenny Kane, File)AP A massive data breach that potentially exposed as many as 2.9 billion personal records has people asking: Has my information been leaked? The cyber intrusion involves National Public Data, a background check company owned by Jerico Pictures Inc. According to a statement from the company, the incident involved a potential hack in December 2023 followed by leaks in April 2024 and this summer. The leaked information included names, email addresses, phone numbers, Social Security numbers and mailing addresses. READ MORE: Social Security number breach: 2.9 billion records reportedly stolen; what to do now The company said it is working with law enforcement to investigate the leak and will notify those whose information was exposed. In the meantime, there are ways you can check if your information was exposed. Websites operated by two online security companies let you check for free if your Social Security number is part of the cyber leak. The first, National Public Data operated by Atlas Privacy, can be checked here. The second by cybersecurity Pentester can be checked here. https://www.npdbreach.com/ https://npd.pentester.com/ What else should you do if your information was leaked? There’s really nothing you can do to stop someone from using your data so it’s important to closely monitor your credit report and financial accounts. You can request a free credit report each year from the three major credit bureaus: Equifax, Experian and TransUnion. If your personal information has been misused, visit the Federal Trade Commission’s site at IdentityTheft.gov to report the identity theft and get recovery steps. If you don’t see any suspicious activity, it is recommended you continue to check reports periodically so that any problems can be addressed quickly. You could also consider freezing your credit to restrict access to your information. A freeze prohibits creditors from accessing your credit report and keeps any new accounts – fraudulent or legitimate – being approved in your name. You have to lift the credit free if you want to allow credit companies to have access to your information.
Dear EZDriveMA Customer, The Massachusetts Department of Transportation (MassDOT) was alerted that a text message-based scam, also known as smishing, is fraudulently claiming to represent tolling agencies from across the country. The scammers are claiming to represent the tolling agency and requesting payment for unpaid tolls. MassDOT urges customers to be cautious about email, text, and phone scams demanding payment of outstanding toll balances. Some attempts have been made to trick customers into sharing credit card numbers and other sensitive information by directing them to a website to pay their outstanding balances. MassDOT strongly encourages customers not to click the link contained in those messages. Please Note: The targeted phone numbers seem to be chosen at random and are not uniquely associated with an account or usage of toll roads. Customers who receive an unsolicited text, email, or similar message suggesting it is from EZDriveMA or another toll agency should not click on the link. EZDriveMA customers can verify a valid text notification in several ways: • EZDriveMA will never send invoices by text • EZDriveMA will never request payment by text • All links associated with EZDriveMA will include www.EZDriveMA.com This smishing scam is part of a series of smishing scams that the FBI is aware of: https://www.ic3.gov/PSA/2024/PSA240412 The FBI recommends individuals that receive the fraudulent messages do the following: 1. File a complaint with the IC3, https://www.ic3.gov/, be sure to include: • The phone number from where the text originated. • The website listed within the text 2. Check your account using the toll service's legitimate website. 3. Contact the toll service's customer service phone number. 4. Delete any smishing texts received. 5. If you clicked any link or provided your information, take efforts to secure your personal information and financial accounts. Dispute any unfamiliar charges. We encourage all customers to stay alert to these types of scams and to contact us at https://www.ezdrivema.com/ with any questions about EZDriveMA notifications.
这个公司电话里和我核对我现在的住址， SSN 以及我在公寓搬出的时候 都是对的。所以我就没戒备了。 当日对方说要我转款付清欠款，金额倒也不多几十刀，还说加上interest后是多少多少 有零有整。并让当天就转给他们，说已经影响我credit了。我说我马上按照之前的付款方式转给公寓。
对方说：公寓已经把case转给他们了。 他们要求电话转账，还要我的银行卡信息。 瞬间觉的是诈骗 对方让我网上查询他们公司， 是正规公司就是专门做欠款的collection。 我说我要打电话问下公寓，他们说公寓已经把case转给他们了，就没有我什么信息了。 我说负任何欠款 都是会收到官方邮件或者 纸质的催款单 我什么都没拿到呢 。 对方说：付完款后相应的invoice以及关于我case的letter都会给我撤销，并给到我。 因为对方一直不停在说， 有些信息我怕我漏下，而且也确实想打电话到原来公寓问下清楚，就跟对方说 我英文不好，我一会一定会给他们她会去的， 有什么问题我可以随时让我朋友也帮我问清楚。我一定会今天把钱转过去。 对方说：你撒谎，你能听到英文。 要没听清 我再重复一遍，今天必须转款，这是最后一天。 我说： 我还是等我朋友来吧。我从没在电话里转过账，要是遇到什么问题不明白的 我朋友在旁边也可以帮我，我一会给你们拨回去。
我说你代表谁让我付款，我怎么相信你，他说他代表他公司，公司信息已经给我说清楚了。 我说我要挂了 ，有什么问题我会打给你。 然后对方就急了 说不让我挂电话！ 还说挂电话之前就要把钱转过去！ 不许挂电话.. OMG, 太不专业了吧。 我说：你这口气就是诈骗啊， 刚还说务必今天转过去， 这会成了现在就要转款。 我就挂电话了 并把这个电话号码block了。
跟公寓打电话询问这事， leasing office说 我不欠任何款 ！check后也没有damage 所以就把200押金 用支票邮寄给我了， 我确实很快收到了公寓退200刀。 我也把水电网的每月账单 尤其是最后几个月的账单全都对一遍 都缴清了。
更确信那个 IQ DATA internation 电话是诈骗了。
过半月后又收到这家电话，问我还记得还款么。 我挂了。 感觉从去年贷款买房子后诈骗广告和短信就特别多。 奇怪的是！！！！！ 奇怪的是！！！！！ 奇怪的是！！！！！ 我前几天收到chase银行和 Wellfargo两家银行的email。 都是关于credit alert的。 都是标注的是 IQ DATA international 这家有关的！
超级困惑 不是骗子 怎么能通过银行 发起credit alert， 而且 在第二张上 就是chase的alert系统里 还有这家lender 电话~~~
给CHASE 银行打电话 银行说他们只是发起alert~~ 并不清楚。
接下来我需要做什么? 请指教
我一朋友说让我按银行credit alert上显示的这家公司的电话打过去，问清楚到底谁给他们的这个欠款，我提供相应不签款的证据后让他们撤销这个credit 我都不敢打这个电话， 怕万一是骗子 这不自找上门么， 课时银行的credit alert确实是真的
我跟公寓确认 公寓也说我不欠任何钱 他们不知道这个IQ DATA 公司
讨债公司都是寄信的
因为这个骗子有你的SSN想要申请什么卡或者怎么样吧， 你应该注意一下做点保护措施
你直接去三大credit bureau download credit report. 如果确实有这个record你就需要联系这个讨债公司问情况，让他们给你寄纸质的文件，反正想办法让他们和公寓对质。实在不行试试在credit bureau dispute这个record，看看需要什么文件你去找来，比如公寓出的证明或者公寓寄给你的支票
另外赶紧freeze credit
马上把信用卡停了啊，还等什么老公？万一不是诈骗也就再寄一张卡的事情
我也收到了两次，而且时间卡得非常寸，每次都是我去旧金山办事的第二天，如果不是因为两次都没有开车，我估计也信了
If your Social Security number (SSN) is stolen, it's important to act quickly to minimize the potential for identity theft. Here are the steps you should take: Place a Fraud Alert on Your Credit Report: Contact one of the three major credit bureaus (Equifax, Experian, or TransUnion) to place a fraud alert on your file. This will warn creditors to take extra steps to verify your identity before opening new accounts. The fraud alert lasts for one year and can be renewed. You can also consider placing a Credit Freeze, which makes it harder for anyone to open new accounts in your name. Check Your Credit Reports: Request free copies of your credit reports from all three bureaus (visit AnnualCreditReport.com). Review them carefully for any unfamiliar or suspicious activity, such as accounts you didn’t open or credit inquiries you didn’t make. Report to the Federal Trade Commission (FTC): File a report with the FTC through IdentityTheft.gov. This will create a recovery plan and provide you with a report that you can use to dispute any fraudulent charges or accounts opened in your name. File a Police Report: Contact your local police department to file a report about the theft of your SSN. This can help when disputing fraudulent charges and provide documentation for other actions you may need to take. Notify the Social Security Administration (SSA): While the SSA does not issue new SSNs for identity theft victims, it’s still important to report the theft to them. They can help you monitor your SSN for suspicious activity and may offer additional guidance. Monitor Your Accounts: Regularly check your bank and credit card statements for any unusual transactions. Consider enrolling in a credit monitoring service to alert you to new credit activity in your name. File Fraud Alerts with Your Bank or Credit Issuers: Contact your financial institutions and notify them of the theft. They may recommend additional protections, such as putting a hold on your accounts or setting up alerts for suspicious activity. Be Cautious of Phishing Scams: Scammers often try to take advantage of people whose SSNs have been stolen. Be vigilant about unsolicited communications asking for personal information. Taking these steps as soon as possible can help you protect your identity and minimize any financial damage from the theft.
马上给信用卡公司打电话，要求dispute这笔钱，而且告诉对方你的信用卡被盗，要他们给你一张新的信用卡。如果对方真是骗子，信用卡公司是希望你尽快打电话的，他们可以少损失。
刚刚打电话停了，谢谢提醒
担心的话就把信用卡挂失，重新要一张。
这个我收到过好多个， LA有的freeway carpool lane是收钱就可以上的 （单人开车时）， 我最近就老收到fast track收费的短信，挺有迷惑性的， 因为我LG确实有在单人开车时上fast track.
我也收到，不过我没回复。 你填了你的信用卡信息，赶快打电话去银行取消。
有电话啊，我的是电话
刚看完这个就收到个类似的text，这次是ezdrive，不过那个骗子显示电话号码是国外的，这骗子也太懒了
我和你一样，最巧的是我头一天晚上不小心上了收费高速，正在等他们的罚单
这个就是诈骗，赶紧给信用卡公司打电话取消
信用卡而已，换一张就行了
赶快打电话停信用卡，等老公做什么啊？！ 现在骗子大多有内鬼吧，我们去佛罗里达玩回来几天就收到toll road 的text说我们经过了哪个哪个路口没付费用，尽快付了，不然就要罚款了，说的和真的似的。心里一惊，想着租车的时候付了toll费用的呀，多了个心眼，打电话回租车公司问，果然根本没这回事。
有的时候会接到几个诈骗短信，装着是熟人的口气，我都是先拉黑，再点一下“report junk”.
我倾向于认为不是骗子。。。 就是讨债公司。。。
水 电 网 都不欠 啊 账单都付的干干净净 我也问了原来leasing office 他们是负责 水这部分的 也是交清了。 那我就打电话给那个讨债公司 问一下？
我今天也收到这个了。没有理。因为没用过什么EZpass
这个EZpass我也收到过,我一看麻省的我从来都没去过，就一定是骗子，你快点先注销那张信用卡吧
这个我也收到了
我也收到一样的Ezpass 欠费的短信，我一看麻州就知道是骗子，因为我的车从来没有去过！随手删了短信！
我今天也收到EZpassMA的text，说我欠款，要我去下面的link付款。我一秒都没犹豫立刻给删了。
你这个是最近流行的新骗局。LZ 那个是collection agency，应该不是骗局。 它们收账的时候就是这么凶。
就算你以前是欠钱的，租房公司把帐卖了以后，你自然不欠任何了
即使真的是讨债公司也不用理，直接和公寓那边联系欠了啥了
骗子短信,never click
你看看给的链接网址就知道了，跟FasTrack一分钱关系都没有，这些骗子也是蠢的…..
更可怕的是数据贩子把泄露的信息以及公开信息匹配打包出售。包括保险，房产，个人物品，修车，租房信息等等个人信息。所以我基本不接电话，都是留言。
当然是骗子，美国有个东西叫 程序正义，讨债公司必须按规定邮件符合规定格式的文档
这种就是骗子，，，换信用卡啊，很简单的事情
骗子怎么会在信用记录上留derogatory remark，百分之百是讨债公司。欠钱的应该是电力公司，楼主电话里可能没听明白
Mark
这种网站中间有.gov, .com，但后面又跟了一大堆的字符实际网站后缀不是.gov,.com的，都明显是骗子网站啊
赶快把信用卡注销。
觉得你的判断是对的，是诈骗。但是有可能在对方知道了更多你的个人信息后，给你的银行联系说你欠债了。银行收到这样的信息后是不会像本人一样去认真检查的。 嗯，可能就是这样。。。。
你这个肯定是骗子, 我也收到了。EZ pass不会给你发message的。
我也收到了，但想到我EZpass账户欠费从来都是不吱声自动从信用卡里扣费，甚至中间那个卡关了都能把这种recurring charge转到新卡上。所以我立马把这个号拉黑了。
你赶紧把付账的卡给锁住。
对的，我也是根据这个立马拉黑的
The Massachusetts Department of Transportation (MassDOT) was alerted that a text message-based scam, also known as smishing, is fraudulently claiming to represent tolling agencies from across the country. The scammers are claiming to represent the tolling agency and requesting payment for unpaid tolls.
MassDOT urges customers to be cautious about email, text, and phone scams demanding payment of outstanding toll balances. Some attempts have been made to trick customers into sharing credit card numbers and other sensitive information by directing them to a website to pay their outstanding balances. MassDOT strongly encourages customers not to click the link contained in those messages.
Please Note: The targeted phone numbers seem to be chosen at random and are not uniquely associated with an account or usage of toll roads.
Customers who receive an unsolicited text, email, or similar message suggesting it is from EZDriveMA or another toll agency should not click on the link.
EZDriveMA customers can verify a valid text notification in several ways:
• EZDriveMA will never send invoices by text • EZDriveMA will never request payment by text • All links associated with EZDriveMA will include www.EZDriveMA.com
This smishing scam is part of a series of smishing scams that the FBI is aware of: https://www.ic3.gov/PSA/2024/PSA240412
The FBI recommends individuals that receive the fraudulent messages do the following:
1. File a complaint with the IC3, https://www.ic3.gov/, be sure to include: • The phone number from where the text originated. • The website listed within the text
2. Check your account using the toll service's legitimate website.
3. Contact the toll service's customer service phone number.
4. Delete any smishing texts received.
5. If you clicked any link or provided your information, take efforts to secure your personal information and financial accounts. Dispute any unfamiliar charges.
We encourage all customers to stay alert to these types of scams and to contact us at https://www.ezdrivema.com/ with any questions about EZDriveMA notifications.
这个我前几天也遇到了 差点就付了