If your Social Security number (SSN) is stolen, it's important to act quickly to minimize the potential for identity theft. Here are the steps you should take: Place a Fraud Alert on Your Credit Report: Contact one of the three major credit bureaus (Equifax, Experian, or TransUnion) to place a fraud alert on your file. This will warn creditors to take extra steps to verify your identity before opening new accounts. The fraud alert lasts for one year and can be renewed. You can also consider placing a Credit Freeze, which makes it harder for anyone to open new accounts in your name. Check Your Credit Reports: Request free copies of your credit reports from all three bureaus (visit AnnualCreditReport.com). Review them carefully for any unfamiliar or suspicious activity, such as accounts you didn’t open or credit inquiries you didn’t make. Report to the Federal Trade Commission (FTC): File a report with the FTC through IdentityTheft.gov. This will create a recovery plan and provide you with a report that you can use to dispute any fraudulent charges or accounts opened in your name. File a Police Report: Contact your local police department to file a report about the theft of your SSN. This can help when disputing fraudulent charges and provide documentation for other actions you may need to take. Notify the Social Security Administration (SSA): While the SSA does not issue new SSNs for identity theft victims, it’s still important to report the theft to them. They can help you monitor your SSN for suspicious activity and may offer additional guidance. Monitor Your Accounts: Regularly check your bank and credit card statements for any unusual transactions. Consider enrolling in a credit monitoring service to alert you to new credit activity in your name. File Fraud Alerts with Your Bank or Credit Issuers: Contact your financial institutions and notify them of the theft. They may recommend additional protections, such as putting a hold on your accounts or setting up alerts for suspicious activity. Be Cautious of Phishing Scams: Scammers often try to take advantage of people whose SSNs have been stolen. Be vigilant about unsolicited communications asking for personal information. Taking these steps as soon as possible can help you protect your identity and minimize any financial damage from the theft.
这个公司电话里和我核对我现在的住址， SSN 以及我在公寓搬出的时候 都是对的。所以我就没戒备了。 当日对方说要我转款付清欠款，金额倒也不多几十刀，还说加上interest后是多少多少 有零有整。并让当天就转给他们，说已经影响我credit了。我说我马上按照之前的付款方式转给公寓。
对方说：公寓已经把case转给他们了。 他们要求电话转账，还要我的银行卡信息。 瞬间觉的是诈骗 对方让我网上查询他们公司， 是正规公司就是专门做欠款的collection。 我说我要打电话问下公寓，他们说公寓已经把case转给他们了，就没有我什么信息了。 我说负任何欠款 都是会收到官方邮件或者 纸质的催款单 我什么都没拿到呢 。 对方说：付完款后相应的invoice以及关于我case的letter都会给我撤销，并给到我。 因为对方一直不停在说， 有些信息我怕我漏下，而且也确实想打电话到原来公寓问下清楚，就跟对方说 我英文不好，我一会一定会给他们她会去的， 有什么问题我可以随时让我朋友也帮我问清楚。我一定会今天把钱转过去。 对方说：你撒谎，你能听到英文。 要没听清 我再重复一遍，今天必须转款，这是最后一天。 我说： 我还是等我朋友来吧。我从没在电话里转过账，要是遇到什么问题不明白的 我朋友在旁边也可以帮我，我一会给你们拨回去。
我说你代表谁让我付款，我怎么相信你，他说他代表他公司，公司信息已经给我说清楚了。 我说我要挂了 ，有什么问题我会打给你。 然后对方就急了 说不让我挂电话！ 还说挂电话之前就要把钱转过去！ 不许挂电话.. OMG, 太不专业了吧。 我说：你这口气就是诈骗啊， 刚还说务必今天转过去， 这会成了现在就要转款。 我就挂电话了 并把这个电话号码block了。 跟公寓打电话询问这事， leasing office说 我不欠任何款 check后也没有damage 所以就把200押金 用支票邮寄给我了， 我确实很快收到了公寓退200刀。 更确信那个 IQ DATA internation 电话是诈骗了。
过半月后又收到这家电话，问我还记得还款么。 我挂了。 感觉从去年贷款买房子后诈骗广告和短信就特别多。 奇怪的是！！！！！ 奇怪的是！！！！！ 奇怪的是！！！！！ 我前几天收到chase银行和 Wellfargo两家银行的email。 都是关于credit alert的。 都是标注的是 IQ DATA international 这家有关的！
超级困惑 不是骗子 怎么能通过银行 发起credit alert， 而且 在第二张上 就是chase的alert系统里 还有这家lender 电话~~~
给CHASE 银行打电话 银行说他们只是发起alert~~ 并不清楚。
接下来我需要做什么? 请指教
我跟公寓确认 公寓也说我不欠任何钱 他们不知道这个IQ DATA 公司
讨债公司都是寄信的
因为这个骗子有你的SSN想要申请什么卡或者怎么样吧， 你应该注意一下做点保护措施
你直接去三大credit bureau download credit report. 如果确实有这个record你就需要联系这个讨债公司问情况，让他们给你寄纸质的文件，反正想办法让他们和公寓对质。实在不行试试在credit bureau dispute这个record，看看需要什么文件你去找来，比如公寓出的证明或者公寓寄给你的支票
另外赶紧freeze credit
马上把信用卡停了啊，还等什么老公？万一不是诈骗也就再寄一张卡的事情
我也收到了两次，而且时间卡得非常寸，每次都是我去旧金山办事的第二天，如果不是因为两次都没有开车，我估计也信了
If your Social Security number (SSN) is stolen, it's important to act quickly to minimize the potential for identity theft. Here are the steps you should take: Place a Fraud Alert on Your Credit Report: Contact one of the three major credit bureaus (Equifax, Experian, or TransUnion) to place a fraud alert on your file. This will warn creditors to take extra steps to verify your identity before opening new accounts. The fraud alert lasts for one year and can be renewed. You can also consider placing a Credit Freeze, which makes it harder for anyone to open new accounts in your name. Check Your Credit Reports: Request free copies of your credit reports from all three bureaus (visit AnnualCreditReport.com). Review them carefully for any unfamiliar or suspicious activity, such as accounts you didn’t open or credit inquiries you didn’t make. Report to the Federal Trade Commission (FTC): File a report with the FTC through IdentityTheft.gov. This will create a recovery plan and provide you with a report that you can use to dispute any fraudulent charges or accounts opened in your name. File a Police Report: Contact your local police department to file a report about the theft of your SSN. This can help when disputing fraudulent charges and provide documentation for other actions you may need to take. Notify the Social Security Administration (SSA): While the SSA does not issue new SSNs for identity theft victims, it’s still important to report the theft to them. They can help you monitor your SSN for suspicious activity and may offer additional guidance. Monitor Your Accounts: Regularly check your bank and credit card statements for any unusual transactions. Consider enrolling in a credit monitoring service to alert you to new credit activity in your name. File Fraud Alerts with Your Bank or Credit Issuers: Contact your financial institutions and notify them of the theft. They may recommend additional protections, such as putting a hold on your accounts or setting up alerts for suspicious activity. Be Cautious of Phishing Scams: Scammers often try to take advantage of people whose SSNs have been stolen. Be vigilant about unsolicited communications asking for personal information. Taking these steps as soon as possible can help you protect your identity and minimize any financial damage from the theft.
马上给信用卡公司打电话，要求dispute这笔钱，而且告诉对方你的信用卡被盗，要他们给你一张新的信用卡。如果对方真是骗子，信用卡公司是希望你尽快打电话的，他们可以少损失。
刚刚打电话停了，谢谢提醒
担心的话就把信用卡挂失，重新要一张。
这个我收到过好多个， LA有的freeway carpool lane是收钱就可以上的 （单人开车时）， 我最近就老收到fast track收费的短信，挺有迷惑性的， 因为我LG确实有在单人开车时上fast track.
我也收到，不过我没回复。 你填了你的信用卡信息，赶快打电话去银行取消。
有电话啊，我的是电话
刚看完这个就收到个类似的text，这次是ezdrive，不过那个骗子显示电话号码是国外的，这骗子也太懒了
我和你一样，最巧的是我头一天晚上不小心上了收费高速，正在等他们的罚单
这个就是诈骗，赶紧给信用卡公司打电话取消
信用卡而已，换一张就行了
赶快打电话停信用卡，等老公做什么啊？！ 现在骗子大多有内鬼吧，我们去佛罗里达玩回来几天就收到toll road 的text说我们经过了哪个哪个路口没付费用，尽快付了，不然就要罚款了，说的和真的似的。心里一惊，想着租车的时候付了toll费用的呀，多了个心眼，打电话回租车公司问，果然根本没这回事。
有的时候会接到几个诈骗短信，装着是熟人的口气，我都是先拉黑，再点一下“report junk”.
我倾向于认为不是骗子。。。 就是讨债公司。。。
水 电 网 都不欠 啊 账单都付的干干净净 我也问了原来leasing office 他们是负责 水这部分的 也是交清了。 那我就打电话给那个讨债公司 问一下？