What is the SIPC limit for Fidelity? $500,000 The SIPC will cover up to $500,000 in securities, including a $250,0002 limit for cash held in a brokerage account
lastunas 发表于 2024-11-11 18:51 What is the SIPC limit for Fidelity? $500,000 The SIPC will cover up to $500,000 in securities, including a $250,0002 limit for cash held in a brokerage account
Excess of SIPC In addition to SIPC protection, Fidelity provides its brokerage customers with additional "excess of SIPC" coverage. The excess coverage would only be used when SIPC coverage is exhausted. Like SIPC, excess protection does not cover investment losses in customer accounts, including losses due to market fluctuation. For example, fraud claims would not be covered if the brokerage firm was still in operation. Total aggregate excess of SIPC coverage available through Fidelity's excess of SIPC policy is $1 billion. Within Fidelity's excess of SIPC coverage, there is no per customer dollar limit on coverage of securities, but there is a per customer limit of $1.9 million on coverage of cash awaiting investment. This is the maximum excess of SIPC protection currently available in the brokerage industry.
Fidelity's FDIC-Insured Deposit Sweep Program details In utilizing the Program, your uninvested cash balance is swept to a program bank where the deposit is eligible for FDIC insurance. If you have more than $245,000 in uninvested cash in your account, the Program will maximize your eligibility for FDIC insurance by allocating uninvested cash across multiple program banks. We currently have about 20 banks available for Fidelity Cash Management and IRA accounts (although new deposits at any point in time are subject to bank capacity limits). Assuming all the banks have available capacity, a customer could have up to $5 million of uninvested cash covered by FDIC insurance
不是说了吗，很多人的退休账户都在fidelity，它要是破产，那美国就破产了，你把钱放哪儿都没用。。。
有道理，多谢回复
Excess of SIPC In addition to SIPC protection, Fidelity provides its brokerage customers with additional "excess of SIPC" coverage. The excess coverage would only be used when SIPC coverage is exhausted. Like SIPC, excess protection does not cover investment losses in customer accounts, including losses due to market fluctuation. For example, fraud claims would not be covered if the brokerage firm was still in operation. Total aggregate excess of SIPC coverage available through Fidelity's excess of SIPC policy is $1 billion. Within Fidelity's excess of SIPC coverage, there is no per customer dollar limit on coverage of securities, but there is a per customer limit of $1.9 million on coverage of cash awaiting investment. This is the maximum excess of SIPC protection currently available in the brokerage industry.
你手里的股票又不是券商的，券商倒闭了大盘的股票和债券还在啊？券商就是一个买卖的经纪而已。 这个和银行破产是两回事儿。