several credit cards allow you to pay rent and earn rewards, though it often involves third-party services to process the payment. Here are a few options: 1. **Plastiq**: This third-party service lets you use most credit cards to pay rent, mortgage, or other bills. They charge a 2.85% fee, but if you have a rewards card with high points-earning potential, it might be worth it. 2. **Visa and Mastercard through RentPayment**: Some landlords accept Visa and Mastercard payments directly through services like RentPayment. There's usually a fee, so make sure to weigh it against the rewards you'd earn. 3. **American Express**: If your landlord accepts Amex, you can pay rent with an Amex card. Amex cards tend to have high rewards in specific categories (e.g., travel or dining), but they often don’t work with third-party rent processors like Plastiq. 4. **Discover**: Some landlords might accept Discover cards through platforms like RentPayment, but it depends on the specific service they use. Make sure to calculate whether the rewards you earn outweigh the processing fees to determine if it's worthwhile. Bilt is unique because it lets you pay rent without a fee, but these other options might also work depending on your goals.
There aren't many credit cards that directly allow you to pay your mortgage and earn points, but there are workarounds through third-party services. Here's how you can pay a mortgage with a credit card: ### 1. **Plastiq**: Plastiq is one of the most common third-party services that allows you to pay your mortgage using a credit card. They charge a 2.85% fee per transaction. You would pay Plastiq with your credit card, and they send the payment to your mortgage lender via check or bank transfer. While Plastiq accepts most credit cards, it's important to note that **Visa** and **American Express** do not allow mortgage payments through their cards, but **Mastercard** and **Discover** generally do. ### 2. **Some Visa/MC Cards via Services**: Certain Mastercard and Discover cards might allow mortgage payments through services like **RentPayment** or **RadPad**, although these services often have processing fees. Visa cards generally do not allow mortgage payments through third-party services. ### 3. **Bank of America’s Premium Rewards Credit Card**: Some people have reported being able to use this card through Plastiq to pay their mortgage and still earn points, but the 2.85% fee might offset the rewards unless you’re strategically earning with bonus point promotions or sign-up bonuses. ### Key Considerations: - **Fees**: Typically, paying a mortgage with a credit card through third-party services incurs a fee, usually around 2.5-3%. You'll need to weigh whether the rewards you earn from points justify that fee. - **Card Restrictions**: Visa and American Express generally do not allow mortgage payments with their cards through third-party services like Plastiq, so your options might be limited to Mastercard or Discover. In conclusion, **Plastiq with a Mastercard or Discover card** is likely your best option for earning points when paying your mortgage, but always calculate whether the rewards outweigh the processing fees.
Bilt Credit Card for Mortgages Discussion / Conversation There have been multiple posts regarding using Bilt Credit Card for Mortgage Payments. It certainly works with some bank/lender but does not work for every bank/lender. So far I know that mortgage payment with following bank/lender works with Bilt Credit Card. Chase Bank US Bank Bank of America Wells Fargo Penny MAC Mortgages Mr Cooper Mortgages Cenlar Mortgages Carrington Mortgages Rocket Mortgage PNC Bank JMAC Lending (My Loan Care) United Wholesale Mortgage Freedom Mortgage Does not work with Following: Loan Depot Need Data Point for the following: Union Home Mortgage StarOne Credit Union Truist Bank Patelco Cresit Union DHI Mortgages Discover Home Loans LoanCare Mortgage Lakeview Mortgage Citizen Bank Mortgage KeyBank Mortgage Huntington Mortgage First National Bank M&T Bank Does anyone know if any other Bank/lender can be added to this List?
https://bilt.page/r/GGWN-T56Z
我也想到了，不过也许也有像我一样的人能用得上吧
额，我居然不知道…已经错过了TT
1. **Plastiq**: This third-party service lets you use most credit cards to pay rent, mortgage, or other bills. They charge a 2.85% fee, but if you have a rewards card with high points-earning potential, it might be worth it.
2. **Visa and Mastercard through RentPayment**: Some landlords accept Visa and Mastercard payments directly through services like RentPayment. There's usually a fee, so make sure to weigh it against the rewards you'd earn.
3. **American Express**: If your landlord accepts Amex, you can pay rent with an Amex card. Amex cards tend to have high rewards in specific categories (e.g., travel or dining), but they often don’t work with third-party rent processors like Plastiq.
4. **Discover**: Some landlords might accept Discover cards through platforms like RentPayment, but it depends on the specific service they use.
Make sure to calculate whether the rewards you earn outweigh the processing fees to determine if it's worthwhile. Bilt is unique because it lets you pay rent without a fee, but these other options might also work depending on your goals.
### 1. **Plastiq**: Plastiq is one of the most common third-party services that allows you to pay your mortgage using a credit card. They charge a 2.85% fee per transaction. You would pay Plastiq with your credit card, and they send the payment to your mortgage lender via check or bank transfer.
While Plastiq accepts most credit cards, it's important to note that **Visa** and **American Express** do not allow mortgage payments through their cards, but **Mastercard** and **Discover** generally do.
### 2. **Some Visa/MC Cards via Services**: Certain Mastercard and Discover cards might allow mortgage payments through services like **RentPayment** or **RadPad**, although these services often have processing fees. Visa cards generally do not allow mortgage payments through third-party services.
### 3. **Bank of America’s Premium Rewards Credit Card**: Some people have reported being able to use this card through Plastiq to pay their mortgage and still earn points, but the 2.85% fee might offset the rewards unless you’re strategically earning with bonus point promotions or sign-up bonuses.
### Key Considerations: - **Fees**: Typically, paying a mortgage with a credit card through third-party services incurs a fee, usually around 2.5-3%. You'll need to weigh whether the rewards you earn from points justify that fee. - **Card Restrictions**: Visa and American Express generally do not allow mortgage payments with their cards through third-party services like Plastiq, so your options might be limited to Mastercard or Discover.
In conclusion, **Plastiq with a Mastercard or Discover card** is likely your best option for earning points when paying your mortgage, but always calculate whether the rewards outweigh the processing fees.
那你可以每月一号的时候交utility，可以double points，正好达成每月刷五次的要求
There have been multiple posts regarding using Bilt Credit Card for Mortgage Payments. It certainly works with some bank/lender but does not work for every bank/lender. So far I know that mortgage payment with following bank/lender works with Bilt Credit Card. Chase Bank US Bank Bank of America Wells Fargo Penny MAC Mortgages Mr Cooper Mortgages Cenlar Mortgages Carrington Mortgages Rocket Mortgage PNC Bank JMAC Lending (My Loan Care) United Wholesale Mortgage Freedom Mortgage
Does not work with Following:
Loan Depot
Need Data Point for the following:
Union Home Mortgage StarOne Credit Union Truist Bank Patelco Cresit Union DHI Mortgages Discover Home Loans LoanCare Mortgage Lakeview Mortgage Citizen Bank Mortgage KeyBank Mortgage Huntington Mortgage First National Bank M&T Bank
Does anyone know if any other Bank/lender can be added to this List?
https://www.reddit.com/r/CreditCards/comments/1b8b9ox/bilt_credit_card_for_mortgages/?chainedPosts=t3_1d7q65r
房产税能付吗？