In 2023, you are no longer required to pay a federal tax penalty for remaining uninsured. However, that may not apply to you if you live in a specific state. For those in California, you are still required to have health insurance and could be subject to a fee should you remain uninsured.
How long do you have to sign up for COBRA? COBRA beneficiaries have 60 days to decide whether they want COBRA coverage. If you enroll in COBRA before the 60 days are up, your coverage is then retroactive, as long as you pay the retroactive premiums. This means that if you incur medical bills during your election period, you can retroactively — and legally — elect COBRA and have those bills covered.
查了一下，2022年是5个州（California, Massachusetts, Rhode Island, New Jersey and Vermont）和 DC 必须有保险，没查到 2023年怎样 As of 2022, only five states (California, Massachusetts, Rhode Island, New Jersey and Vermont) and the District of Columbia require all eligible residents to declare annual proof of health insurance coverage on state taxes.
1，可以在gap期间挂靠到配偶公司保险上，但是这样改来改去，还要多次通知配偶公司HR，感觉挺麻烦的
2，记得大家说过换工作可以用 cobra，不太懂哈，cobra是旧公司保险的延期，还是新公司保险往前追溯，还是独立的一种保险，和新旧公司都没关系？ 另外考古看到说cobra可以不买，万一需要保险的时候当场再买cobra，可以向前追溯保之前一个月的问题，是这样吗？
3，如果完全不买保险，不会有报税等等任何法律问题吧？其实就一个月时间，不知道大家有没有短期没保险过哈哈
谢谢！
Re 这个
想确认下一个月没保险将来报税不会有问题吧（记得几年前要求每个人必须有保险，没保险要罚款之类）
不记得有这样的规定。
也不记得报税需要有医疗保险信息。
之前奥巴马当总统的时候好像是必须有保险吧，没保险报税还要交罚款，如果没记错的话？
联邦税现在已经没有要求了。担不同的州要求不一样，比方说加州超过三个月会有penalty
查了一下，2022年是5个州（California, Massachusetts, Rhode Island, New Jersey and Vermont）和 DC 必须有保险，没查到 2023年怎样
As of 2022, only five states (California, Massachusetts, Rhode Island, New Jersey and Vermont) and the District of Columbia require all eligible residents to declare annual proof of health insurance coverage on state taxes.