这个还不一样,comprehensive 的范围如下,不保对方无保险的碰撞: Comprehensive insurance coverage is defined as an optional coverage that protects against damage to your vehicle caused by non-collision events that are outside of your control. This includes theft, vandalism, glass and windshield damage, fire, accidents with animals, weather, or other acts of nature.
不知道为什么另外二家不明显说明有这个选择。
少花钱,多办事,就是这个意思。
保对方是 uninsured,
你确认Geico没有???
如果有,他们也不是很明显提出来让你选。可能是这项让他们损失钱吧
这是标准选项,我家Geico 20年了,
遇上事故修车对他家很满意, 他家是总涨保费, 但是我们quote其他家从来也没有便宜下来, 所以一直也没能够换
我用的是Allstate的保险,underinsured and uninsured motorist protection 是其中的一项,怎么可能没有?
https://www.allstate.com/auto-insurance/uninsured-motorist-insurance
也许是楼主找的那个卖Allstate保险的代理没向楼主解释清楚保单里的各个条款和选项。
其他两家也都有。uninsured是standard。
其实有了comprehensive/collision 保险 uninsured 基本不需要,反正自己保险公司会赔,所以有了这2项uninsured 保险很便宜的
好像 uninsured motorist 保险是必须买的,没选择,还不便宜。
是的,progressive 最出名的是理赔巨难,尤其是home insurance
这个还不一样,comprehensive 的范围如下,不保对方无保险的碰撞:
Comprehensive insurance coverage is defined as an optional coverage that protects against damage to your vehicle caused by non-collision events that are outside of your control. This includes theft, vandalism, glass and windshield damage, fire, accidents with animals, weather, or other acts of nature.