【求助】2022年从 IRA(Individual Retirement Acct)账户取了九千块,有什么办法避免罚款?

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xiaoxiaohua6
楼主 (北美华人网)


现在在报2022年的税。 2022年从IRA账户取了九千块,有什么办法避免罚款?
尝试了 Qualified Disaster Distribution,这个好像不能免除罚款,显示还是要扣税罚款 " You reported $9000 as a Qualified 2022 Disaster. Due to tax relief for victims of disaster, you only have to pay tax on 1/3 of that amount ($3,000) on this years return, minus any repayments you made, with the rest reported over the next two years "
有什么办法不用罚款吗? 如果必须要交罚款, 直接选择一次性交九千块的10%, 还是先选择交这三千块的10%?



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MiniCorset
我记得2020 的是你3年之内退回去可以把税退给你 用qualified disaster withdrawl本来就没有罚款
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xiaoxiaohua6
回复 2楼MiniCorset的帖子

如果可以3年之内退回去那就好办,我再查查规定