Net worth often changes with age due to factors like income, expenses, investments and inheritance. Every three years, the Federal Reserve and researchers from the University of Chicago conduct the Survey of Consumer Finances to get a snapshot of Americans’ financial positions. According to the Federal Reserve’s most recent Survey of Consumer Finances from 2019 the average net worth by age is as follows: Under 35: $76,300 35-44: $436,200 45-54: $833,200 55-64: $1,175,900 65-74: $1,217,700 75 and over: $977,600 It’s important to note that the average net worth reported in the Survey of Consumer Finances are significantly higher than the median net worth. Here’s a look at the median net worths of Americans by age group: Under 35: $13,900 35-44: $91,300 45-54: $168,600 55-64: $212,500 65-74: $266,400 75 and over: $254,800 These figures underline how net worth tends to increase with age as individuals progress in their careers, increase their incomes and accumulate assets. But life expenses like housing, education, and raising children can impact net worth, as well as the decumulation phase of retirement
看中位数和平均数的差异， 大约top20%的平均净资产应该在4-5mi之间吧。（55+）