401K 转 rollover IRA

到另一公司，怎么转？ 谢谢

你可以参考下从另一个公司的401k账户转到fidelity rollover ira账户的步骤说明 https://www.fidelity.com/retirement-ira/401k-rollover-ira-steps
步骤应该都是差不多的。

谢谢了。放心让401k 公司寄支票到 rollover 公司吗？ 有没有比较保险的办法？

一般就是确认找administrator 执行rollover 填表，保证操作正确你接触不到401k的钱就不用付税了。

回复 1楼niceview的帖子
1. Open an Ira rollover account at schwab, fidelity or whichever the account you like.
2. Go to your 401k account log in. Choose roll over. Provide Ira roll over account name, address and account information.
3. Your 401k will either mail you a check or mail directly to your Ira account.
4. If you receive that check, deposit to your roll over Ira. It is done.

回复 1楼niceview的帖子
1. Open an Ira rollover account at schwab, fidelity or whichever the account you like.
2. Go to your 401k account log in. Choose roll over. Provide Ira roll over account name, address and account information.
3. Your 401k will either mail you a check or mail directly to your Ira account.
4. If you receive that check, deposit to your roll over Ira. It is done.
witmail 发表于 2023-08-11 15:08

除了寄支票外，新的rollover ira账户管理机构和现在的401k计划管理机构还需要填写和交换些文件吧？

回复 1楼niceview的帖子
1. Open an Ira rollover account at schwab, fidelity or whichever the account you like.
2. Go to your 401k account log in. Choose roll over. Provide Ira roll over account name, address and account information.
3. Your 401k will either mail you a check or mail directly to your Ira account.
4. If you receive that check, deposit to your roll over Ira. It is done.
witmail 发表于 2023-08-11 15:08

大概需要多长时间

回复 7楼HappyHoliday的帖子
应该要 2-3 星期。

Mark.

注意：如果有税前的钱在Traditional IRA（包括所谓的rollover IRA），就不能backdoor存Roth IRA了。