家里有点闲钱，一直不能决定是直接买投资房还是REITs股票。想来征求大家的意见，达到抛砖引玉的结果。也能把此帖的论证留作参考。 事情的起因是我从 SeekingAlpha 上看到的文章引起： Why I Quit Buying Rental Properties To Buy REITs Instead Feb. 25, 2023 9:00 AM ET | O, VNQ, AVB | Jussi Askola https://seekingalpha.com/author/jussi-askola https://seekingalpha.com/article/4581350-why-i-quit-buying-rental-properties-to-buy-reits-instead https://seekingalpha.com/article/4587721-why-i-quit-buying-rental-properties-to-buy-reits-instead-part-2 https://seekingalpha.com/article/4595560-why-i-stopped-buying-rental-properties-to-buy-reits-instead Why I Stopped Buying REITs To Buy Rental Properties Instead https://seekingalpha.com/article/4603662-why-i-stopped-buying-reits-to-buy-rental-properties-instead Why I Stopped Buying Treasuries To Buy REITs Instead https://seekingalpha.com/article/4606093-why-i-stopped-buying-treasuries-to-buy-reits-instead 以上SA 文章 in PDF https://tinyurl.com/4w9ajbwh PROs and CONs 对比中： https://tinyurl.com/ydhxh2jw To Be Continued......
回复 1楼sanzhujj的帖子 加州LA地区一位资深PM的血泪史： A good article Jussi. I own some REITs and will be buying more. I am in the apartment rental business with three buildings totaling 20 units. Recently retired, I started with one unit 44 years ago but find myself ready to sell. I don''t want to but the biggest risk in providing housing in California is governmental risk. So to expand your thoughts, we are still under Covid restrictions. I have several tenants who have not paid rent in 3 years now! Can''t refinance due to low collections and cash flow on one of the buildings. Tenant protections going wild. Rent freeze in effect for one year after they declare the Covid emergency measures over. No way to collect back rents. Rent theft and protections from the government mandate are the consequences of weak leaders and strong tenant unions. The city of Los Angeles will be providing free attorneys for any tenant that wants one. The legislature wants to eliminate our ability to raise rents when a unit becomes vacant. You can''t evict a tenant to sell a property so you can move in anymore. Coming mandates to go all electric, install EV chargers, air conditioners, will require expensive upgrades not recoverable and then there is that earthquake thing and retrofitting. It is a strong case to sell before it is unmanageable. Some of our commentators must live in paradise?
事情的起因是我从 SeekingAlpha 上看到的文章引起： Why I Quit Buying Rental Properties To Buy REITs Instead Feb. 25, 2023 9:00 AM ET | O, VNQ, AVB | Jussi Askola https://seekingalpha.com/author/jussi-askola
https://seekingalpha.com/article/4581350-why-i-quit-buying-rental-properties-to-buy-reits-instead https://seekingalpha.com/article/4587721-why-i-quit-buying-rental-properties-to-buy-reits-instead-part-2 https://seekingalpha.com/article/4595560-why-i-stopped-buying-rental-properties-to-buy-reits-instead
Why I Stopped Buying REITs To Buy Rental Properties Instead https://seekingalpha.com/article/4603662-why-i-stopped-buying-reits-to-buy-rental-properties-instead
Why I Stopped Buying Treasuries To Buy REITs Instead https://seekingalpha.com/article/4606093-why-i-stopped-buying-treasuries-to-buy-reits-instead
以上SA 文章 in PDF https://tinyurl.com/4w9ajbwh PROs and CONs 对比中： https://tinyurl.com/ydhxh2jw
To Be Continued......
现在的利率让杠杆不那么招人喜欢了，前几年低利率时确实该无脑上
你可以投给REITs股票，让它们上杠杆啊。我的前三篇PROs vs, CONs 简述快要完成了。
加州LA地区一位资深PM的血泪史： A good article Jussi. I own some REITs and will be buying more. I am in the apartment rental business with three buildings totaling 20 units. Recently retired, I started with one unit 44 years ago but find myself ready to sell. I don''t want to but the biggest risk in providing housing in California is governmental risk. So to expand your thoughts, we are still under Covid restrictions. I have several tenants who have not paid rent in 3 years now! Can''t refinance due to low collections and cash flow on one of the buildings. Tenant protections going wild. Rent freeze in effect for one year after they declare the Covid emergency measures over. No way to collect back rents. Rent theft and protections from the government mandate are the consequences of weak leaders and strong tenant unions. The city of Los Angeles will be providing free attorneys for any tenant that wants one. The legislature wants to eliminate our ability to raise rents when a unit becomes vacant. You can''t evict a tenant to sell a property so you can move in anymore. Coming mandates to go all electric, install EV chargers, air conditioners, will require expensive upgrades not recoverable and then there is that earthquake thing and retrofitting. It is a strong case to sell before it is unmanageable. Some of our commentators must live in paradise?
以上SA 文章 in PDF https://tinyurl.com/4w9ajbwh PROs and CONs 对比中： https://tinyurl.com/ydhxh2jw