The amount of money that is enough for retirement for the average person in the US varies depending on a number of factors, including age, income, expenses, life expectancy, and health care costs. However, a general rule of thumb is to aim for 70-80% of your pre-retirement income. According to the 2020 Retirement Income Adequacy Survey by the Employee Benefit Research Institute (EBRI), the median retirement savings for households headed by someone aged 55-64 is $125,000. This means that half of households in this age group have less than $125,000 saved for retirement, and half have more. To reach the 70-80% goal, households headed by someone aged 55-64 would need to have retirement savings of $200,000-$250,000. This is a significant amount of money, and it may not be realistic for everyone to achieve.
The amount of money that is enough for retirement for the average person in the US varies depending on a number of factors, including age, income, expenses, life expectancy, and health care costs. However, a general rule of thumb is to aim for 70-80% of your pre-retirement income. According to the 2020 Retirement Income Adequacy Survey by the Employee Benefit Research Institute (EBRI), the median retirement savings for households headed by someone aged 55-64 is $125,000. This means that half of households in this age group have less than $125,000 saved for retirement, and half have more. To reach the 70-80% goal, households headed by someone aged 55-64 would need to have retirement savings of $200,000-$250,000. This is a significant amount of money, and it may not be realistic for everyone to achieve.
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