https://account.chase.com/consumer/banking/chase-private-client-checking-account-seo/QK96922 听上去不错，不知你用过了吗？有多少fee呢？ Accounts that qualify for your new money deposit Personal Checking and Savings accounts Eligible J.P. Morgan Wealth Management non-retirement investment accounts (opened in a Chase branch and serviced by a J.P. Morgan Private Client Advisor) Accounts that do not qualify for your new money deposit Business Checking and Savings accounts Any J.P. Morgan Self-Directed Investing & Automated Investing accounts Fees J.P. Morgan Wealth Management charges for its services Clients typically pay J.P. Morgan Securities for its services based on a percentage of assets under management. The table below features advisory fees for the firm’s Mutual Fund Advisory Portfolio, Chase Strategic Portfolio, J.P. Morgan Core Advisory Portfolio and the Advisory Program (Portfolio Manager Program and Select Advisory Strategies): J.P. Morgan Wealth Management Advisory Fee ScheduleAsset size Annual fee$0 to under $250,000 1.45% $250,000.00 to under $500,000 1.30% 存三个月的话，4.6%+2000/250000*4-1.3%*4=2.6% 存一年的话，4.6%+2000/250000-1.3%= 4.1% 是这样吧？
回复 116楼金银岛的帖子 chase private client fee is high. last time I talked to bank, it's 1% of your total asset which they manage. here is the detail https://www.chase.com/personal/investments/advisor/pricing
回复 116楼金银岛的帖子 chase private client fee is high. last time I talked to bank, it''''''''''''''''s 1% of your total asset which they manage. here is the detail https://www.chase.com/personal/investments/advisor/pricing exux 发表于 2023-01-29 13:21
嗯，那两千刀bonus不好拿，条条框框一大堆。看到 serviced by a J.P. Morgan Private Client Advisor 就知道这不是免费的午餐。
谢谢
新手建议买新发行的tbill，而不是二手市场上交易的tbill。 在fidelity菜单上点击News & Research，选择 Fixed Income，Bonds & CDs 在 Yields/Bonds/New Issues/…那些tab里点击Bonds，然后会看到U.S. Treasury, 点击 Auction，那里会看到即将auction的新发行的tbill
前一个是13周，后一个是26周，看你的需求了，以往auction结果见 https://www.treasurydirect.gov/auctions/announcements-data-results/， 从中可见现在13周的年收益和26周的年收益相差不大，鉴于美联储预期今年上半年还要加息两次，我也许会选择13周的那个。
没有限额。注意在fidelity买tbill时单位是bond，一bond等于一千刀，所以比如你想买十万刀的话，就填100。
谢谢🙏专家！去一亩三分地做了些研究这个时间就是国债成熟的周期。然后选上auto enroll，就会自动帮助重新买国债。听起来操作也简单比如有2万闲钱，买20个bond，如果4%的受益不变，1年后就变成了2万零600？可以赚点零花钱
mark
嗯，很简单的。估计收益会有4.7%，如果后期收益不变一年后会有20940，再涨息的话估计不止这个数。
我也刚看了一下,7天均4.28%
这是broker account，不是银行帐户没有25万的保险。但是在如果在这帐户里买cd，每个issuer 有25万保险。
没有，买多少都可以
https://account.chase.com/consumer/banking/chase-private-client-checking-account-seo/QK96922
听上去不错，不知你用过了吗？有多少fee呢？
Accounts that qualify for your new money deposit Personal Checking and Savings accounts Eligible J.P. Morgan Wealth Management non-retirement investment accounts (opened in a Chase branch and serviced by a J.P. Morgan Private Client Advisor)
Accounts that do not qualify for your new money deposit Business Checking and Savings accounts Any J.P. Morgan Self-Directed Investing & Automated Investing accounts
Fees J.P. Morgan Wealth Management charges for its services Clients typically pay J.P. Morgan Securities for its services based on a percentage of assets under management. The table below features advisory fees for the firm’s Mutual Fund Advisory Portfolio, Chase Strategic Portfolio, J.P. Morgan Core Advisory Portfolio and the Advisory Program (Portfolio Manager Program and Select Advisory Strategies): J.P. Morgan Wealth Management Advisory Fee Schedule Asset size Annual fee $0 to under $250,000 1.45% $250,000.00 to under $500,000 1.30%
存三个月的话，4.6%+2000/250000*4-1.3%*4=2.6% 存一年的话，4.6%+2000/250000-1.3%= 4.1% 是这样吧？
chase private client fee is high. last time I talked to bank, it's 1% of your total asset which they manage. here is the detail https://www.chase.com/personal/investments/advisor/pricing
嗯，那两千刀bonus不好拿，条条框框一大堆。看到 serviced by a J.P. Morgan Private Client Advisor 就知道这不是免费的午餐。
我也得被劝退的。其实各种fund啊都还要看Exp Ratio