每半年将利息加到本金里，所以有利滚利 How does an I bond earn interest? I savings bonds earn interest monthly. Interest is compounded semiannually, meaning that every 6 months we apply the bond’s interest rate to a new principal value. The new principal is the sum of the prior principal and the interest earned in the previous 6 months. Thus, your bond's value grows both because it earns interest and because the principal value gets bigger.
https://www.treasurydirect.gov/savings-bonds/i-bonds/i-bonds-interest-rates/ the interest on I bonds is a combination of a fixed rate a inflation rate 你十月买i bond时固定利率是0，浮动利率是9.62%。当前固定利率是0.4%, 浮动利率是6.48%, 所以你十月买的i bond过半年后固定利率还是0，浮动利率和总利率都是6.48%。
每半年将利息加到本金里，所以有利滚利 How does an I bond earn interest? I savings bonds earn interest monthly. Interest is compounded semiannually, meaning that every 6 months we apply the bond’s interest rate to a new principal value. The new principal is the sum of the prior principal and the interest earned in the previous 6 months. Thus, your bond's value grows both because it earns interest and because the principal value gets bigger. 金银岛 发表于 2022-11-18 19:03
（1）买的时间是在十月二十多号，而Issue Date显示的是10-1-2022，然而在11月份至今仍未收到利息，请问什么时候会第一次收到利息呢，还是我这出了什么问题？（我记得谁说得是按月支付）
（2）在哪里收利息？利息是打在所链接的银行账户还是treasurdirect账户里？
（3）如果利息打在treasurdirect账户里，那部分会不会有利滚利？
（4）9.62%是前六个月的利息，2022.11-2023.4（？），那么2023.4以后的利息是如何决定的？和当前买的6.89%有关吗？
如果能回答任意一个问题都非常感谢！如果帖子沉下去了，有类似问题的坛友欢迎帮忙顶一下。
How does an I bond earn interest?
I savings bonds earn interest monthly. Interest is compounded semiannually, meaning that every 6 months we apply the bond’s interest rate to a new principal value. The new principal is the sum of the prior principal and the interest earned in the previous 6 months.
Thus, your bond's value grows both because it earns interest and because the principal value gets bigger.
the interest on I bonds is a combination of a fixed rate a inflation rate
你十月买i bond时固定利率是0，浮动利率是9.62%。当前固定利率是0.4%, 浮动利率是6.48%, 所以你十月买的i bond过半年后固定利率还是0，浮动利率和总利率都是6.48%。
非常感谢！