没买房的先不要关注房市了,先评估下自己的工作能不能保住,手里有没有足够的流动资金过冬 金融公司已经开始裁人了。 加息周期,房贷利率上升, 买房申请房贷的人数大幅下降,房贷部门的员工已经裁了一部分 不仅仅Wells fargo, Chase bank 这些传统银行的房贷部门, 还有一些近几年新开的一些房贷相关的start up
Major Layoffs Hit Mortgage Startups and Traditional Lenders Like Wells Fargo (businessinsider.com) https://www.businessinsider.com/mortgage-layoffs-startups-to-wells-fargo-2022-5 https://www.thetruthaboutmortgage.com/a-list-of-recent-mortgage-closures-mergers-and-layoffs/ A Long List of Mortgage Layoffs, Mergers, and Closures Recently, mortgage layoffs have been driven by a major decrease in refinance demand and a dwindling pool of eligible home buyers thanks to significantly higher mortgage rates. I’ve seen a surge of user comments from former mortgage employees who have been laid off. Those are now being included on the list below. Simply put, mortgage companies must “rightsize” as too many players chase far too few loans. List last updated on May 9th, 2022 Latest updates: Guaranteed Rate layoffs (per user comment below) Loansteady layoffs (per user comment below) Costco Mortgage program no longer available as of May 1st, 2022 U.S. Bank cut 200 mortgage operations jobs (per user comment) Intercontinental Exchange (ICE) to acquire Black Knight, Inc. Pennymac to cut 45 jobs in Pasadena, CA Mr. Cooper cut roughly 250 jobs Planet Home Lending to acquire Homepoint’s correspondent lending business Primis Bank to acquire SeaTrust Mortgage Company Owning to cut 189 jobs in Orange, CA Union Home Mortgage layoffs in Strongsville, OH CrossCountry Mortgage to acquire LendUS (per user comments) Flagstar Bank cut 20% of mortgage staff (420 jobs) Rocket Mortgage offering buyouts to 8% of staff Wells Fargo cutting unspecified number of mortgage jobs Blend Labs to lay off 200 employees USAA Bank cut 90+ mortgage jobs Wyndham Capital Mortgage layoffs (per user comment below) Strong Home Mortgage layoffs (per user comment below) Supreme Lending layoffs (per user comment below) Nova Home Loans layoffs (per user comment below) First Guaranty Mortgage Corporation/Goodmortgage layoffs (per user comment below) American Pacific Mortgage layoffs (per user comment below) National Bank Holdings Corporation to acquire Bank of Jackson Hole Movement Mortgage layoffs (based on industry reporting) PennyMac to cut 227 jobs in Agoura/Moorpark/Westlake, CA Prospect Home Finance to cut 5 jobs in La Jolla, CA PennyMac to cut 81 jobs in Roseville, CA All Cal Financial to merge with InstaMortgage Knock to reduce its workforce by approximately 46% Better Mortgage to cut additional 3,000 jobs in United States and India TD Bank to acquire First Horizon Corp. Ellington Financial to acquire reverse mortgage lender Longbridge Financial WinnPointe Corporation dba Interactive Mortgage to cut 51 jobs in Orange, CA Santander Bank halts all mortgage lending including HELOCs, layoffs KKR to acquire Merchants Mortgage Trust & Corporation, LLC Mortgage Solutions Financial to acquire First American State Bank, will change name to MSF Bank Stearns Wholesale to shut down, 348 layoffs Redfin to acquire Bay Equity Home Loans, 121 layoffs Genpact Mortgage Services Inc. cut 14 jobs in Irvine, CA Texas Partners Bank to acquire Legacy Mutual Mortgage Eustis Mortgage Corporation to acquire Signature Mortgage Corporation Better Mortgage to cut roughly 900 jobs (9% of staff) Interfirst Mortgage to cut 77 jobs in Charlotte, NC Opendoor to acquire RedDoor Zillow Offers shut down, 25% of staff to be let go First Federal Community Bank to acquire Lighthouse Mortgage Armed Forces Bank to acquire residential mortgage operations of KS StateBank Athene to acquire non-QM lender Newfi New Residential Investment Corp. to acquire Genesis Capital LLC U.S. Bank to acquire MUFG Union Bank Arcus Lending changes name to InstaMortgage Figure to merge with Homebridge Financial Services Better Mortgage to acquire U.K. based broker Trussle Homepoint to reorganize its operational structure, layoffs Cornerstone Home Lending to acquire The Roscoe State Bank ResiCentral Mortgage acquires One American Mortgage Pentagon FCU to buy TIAA Bank’s correspondent lending unit, layoffs Regions Bank to acquire EnerBank USA Mortgage Investors Corp. files Chapter 11 bankruptcy Guild Mortgage to acquire Residential Mortgage Services Holdings, Inc. Veritex Community Bank to acquire 49% stake in Thrive Mortgage, LLC Finance of America to acquire wholesale lending assets of Parkside Lending LLC New York Community Bancorp, Inc. to acquire Flagstar Bancorp Texas Capital Bank to exit correspondent lending, potential layoffs Webster Financial Corp. to purchase Sterling Bancorp New Residential Investment Corp. to buy Caliber Home Loans Western Alliance Bancorp to purchase Aris Mortgage Holding Company, parent company of AmeriHome Guaranteed Rate acquires Owning Calculated Risk Analytics buys Castle Mortgage, will rebrand as Excelerate Capital Pacific Western Bank has acquired Civic Financial Services, LLC First Community Mortgage (FCM) to acquire a Mortgage Boutique (AMB) Guaranteed Rate acquires Stearns Lending PNC Bank to acquire BBVA Velocity Financial Inc. layoffs Trustar Bank to acquire Granite Mortgage Zillow Offers to lay off 80 employees Western Alliance Bank acquires Galton Funding MVB Mortgage and Intercoastal Mortgage Company to combine CrossCountry Mortgage, LLC acquires assets of First Choice Loan Services Inc. Citadel Servicing Corp. to cut 108 jobs in Irvine, CA Mr. Cooper to cease wholesale lending operations, layoffs Impac Mortgage Holdings, Inc. lending activities on hold, 333 Orange County employees under temporary layoff Opendoor cuts 600 jobs eXp Realty reduces headcount by approximately 15% Redfin cutting workfoce by approximately 7% Unison cutting 89 jobs in CA Ixonia Bank acquires Novus Home Mortgage Deephaven Mortgage layoffs Angel Oak Mortgage Solutions cuts roughly 200 jobs Freedom Mortgage Corp. to shut San Dimas call center, slash 171 jobs One Reverse Mortgage to halt operations Chase to cut hundreds of mortgage jobs Mr. Cooper to close Beaverton, OR office, cut 301 jobs Howard Bank (MD) to discontinue its mortgage banking business FirstBank to acquire Franklin Synergy Bank Blue Ridge Bankshares Inc. acquires LenderSelect Mortgage Group Capital City Bank Group Inc. to acquire 51% ownership stake in BrandMortgage 1st Alliance Lending to shut down Resolute Bank shut by FDIC HPS Investment Partners to acquire Citadel Servicing Corp. Commerce Bancshares, Inc. acquires Assumption Mortgage Corp., renames it Assumption Mortgage, LLC Altisource Portfolio Solutions to shut Owners.com business unit Ditech sells reverse mortgage business to Mortgage Assets Management, LLC New Residential to acquire Ditech Holding’s forward mortgage servicing and origination business Syracuse Securities, Inc. to close, transfer loan officers and some staff to Premium Mortgage Corp. Bay Equity Home Loans acquires assets of Village Mortgage Santander Bank to exit third-party mortgage business, 66 layoffs in Villanova, PA American Mortgage Service Co. and Eustis Mortgage to merge Freedom Mortgage Corp. acquired J.G. Wentworth Home Lending, LLC William Lyon Homes acquires South Pacific Financial Corporation, rebrands it as ClosingMark Homes Loans, Inc. CrossCountry Mortgage acquires PERL Mortgage, Inc. HomeLight acquires mortgage startup Eave Stearns Holdings LLC (parent of Stearns Lending) files for bankruptcy FirstBank to sell correspondent lending unit to Rushmore Loan Management Services LLC Fifth Third Bank to close 44 Chicago-area branches Pretium to acquire Deephaven Mortgage LLC Prodigy Lending LLC merges with The Texas Mortgage Pros Freedom Mortgage Corp. acquires RoundPoint Mortgage Servicing Open Mortgage acquires Premier Home Mortgage Bank 34 halts mortgage lending, will sell/close its 9 production offices Live Well Financial, Inc. halts mortgage lending Movement Mortgage acquires retail division of Platinum Mortgage Inc. Intercontinental Exchange (ICE) to purchase Simplifile First Choice Loan Services, Inc. ceases operations, for sale Moore Lending Group acquired by Sierra Pacific Mortgage Company, Inc. Rock Holdings acquires majority stake in Lendesk WMC Mortgage files Chapter 11 bankruptcy Reali acquires online direct mortgage lender Lenda Home Point Financial acquires wholesale division of Platinum Mortgage Inc. Colony Bank agrees to purchase PFB Mortgage Ditech to close St. Paul office, let go of 210 employees KeyBank acquires Laurel Road Bank’s digital lending business Renasant Bank to acquire FirstBank’s wholesale mortgage division Banc of California stops wholesale and correspondent lending AmWest Funding layoffs in Brea, CA Ocwen closing facilities, cutting 2,000+ jobs nationwide Member First Mortgage to acquire Platinum Financial Funding HomeStreet Bank to sell its stand-alone home loan centers to Homebridge Financial TIAA Bank to stop retail branch mortgage lending, sell some branches to U.S. Bank, potential layoffs Village Mortgage Company to shut down wholesale lending channel Thoma Bravo to buy Ellie Mae, layoffs BB&T Corp. to purchase SunTrust Banks, Inc. U.S. Bank to cut approximately 40 mortgage jobs in Brookfield, WI Provident Bank Mortgage to cease operations, 133 layoffs in CA Invitation Homes laying off 51 in Scottsdale, AZ Title365 cutting 70 jobs in Palm Bay, FL U.S. Bank Home Mortgage to cut jobs in Owensboro, KY Seterus, Inc. to shut mortgage servicing unit in Durham, NC, cut 310 jobs Mr. Cooper to cut 109 jobs in Santa Ana, CA Finance of America closing Roseville, CA office, 33 layoffs Renovate America, Inc. laying off 71 in San Diego, CA Movement Mortgage to acquire retail mortgage operations of Eagle Home Mortgage, LLC AmeriSave Mortgage Corp. buys origination business of The Money Source (TMS) First American Title Insurance cutting 116 jobs in Santa Ana, CA New Fed Mortgage Corp. to acquire Commonwealth Mortgage LLC New American Funding acquires Marketplace Home Mortgage Middletown Valley Bank to acquire Millennium Financial Group (MLend) Bridgeview Bank Mortgage to cut 97 jobs Franklin First Financial shut down Gateway Mortgage Group closing eight retail mortgage branches in California, 25 layoffs United Bank to cut mortgage loan officer jobs as part of restructuring SoFi cutting around 100 mortgage jobs Hometown Lenders acquires TotalChoice Mortgage Guaranteed Rate acquires assets/staff from Honolulu HomeLoans and Hawaii Lending Alliance Firstar Bank to acquire assets of Leader Mortgage loanDepot layoffs Wells Fargo to cut 900 mortgage jobs, including 400 in Des Moines Mr. Cooper to acquire Pacific Union Financial LLC Impac Mortgage layoffs Synergy One Lending to acquire BBMC Mortgage
金融公司已经开始裁人了。 加息周期,房贷利率上升, 买房申请房贷的人数大幅下降,房贷部门的员工已经裁了一部分 不仅仅Wells fargo, Chase bank 这些传统银行的房贷部门, 还有一些近几年新开的一些房贷相关的start up
Major Layoffs Hit Mortgage Startups and Traditional Lenders Like Wells Fargo (businessinsider.com) https://www.businessinsider.com/mortgage-layoffs-startups-to-wells-fargo-2022-5 https://www.thetruthaboutmortgage.com/a-list-of-recent-mortgage-closures-mergers-and-layoffs/ A Long List of Mortgage Layoffs, Mergers, and Closures Recently, mortgage layoffs have been driven by a major decrease in refinance demand and a dwindling pool of eligible home buyers thanks to significantly higher mortgage rates. I’ve seen a surge of user comments from former mortgage employees who have been laid off. Those are now being included on the list below. Simply put, mortgage companies must “rightsize” as too many players chase far too few loans. List last updated on May 9th, 2022 Latest updates: Guaranteed Rate layoffs (per user comment below) Loansteady layoffs (per user comment below) Costco Mortgage program no longer available as of May 1st, 2022 U.S. Bank cut 200 mortgage operations jobs (per user comment) Intercontinental Exchange (ICE) to acquire Black Knight, Inc. Pennymac to cut 45 jobs in Pasadena, CA Mr. Cooper cut roughly 250 jobs Planet Home Lending to acquire Homepoint’s correspondent lending business Primis Bank to acquire SeaTrust Mortgage Company Owning to cut 189 jobs in Orange, CA Union Home Mortgage layoffs in Strongsville, OH CrossCountry Mortgage to acquire LendUS (per user comments) Flagstar Bank cut 20% of mortgage staff (420 jobs) Rocket Mortgage offering buyouts to 8% of staff Wells Fargo cutting unspecified number of mortgage jobs Blend Labs to lay off 200 employees USAA Bank cut 90+ mortgage jobs Wyndham Capital Mortgage layoffs (per user comment below) Strong Home Mortgage layoffs (per user comment below) Supreme Lending layoffs (per user comment below) Nova Home Loans layoffs (per user comment below) First Guaranty Mortgage Corporation/Goodmortgage layoffs (per user comment below) American Pacific Mortgage layoffs (per user comment below) National Bank Holdings Corporation to acquire Bank of Jackson Hole Movement Mortgage layoffs (based on industry reporting) PennyMac to cut 227 jobs in Agoura/Moorpark/Westlake, CA Prospect Home Finance to cut 5 jobs in La Jolla, CA PennyMac to cut 81 jobs in Roseville, CA All Cal Financial to merge with InstaMortgage Knock to reduce its workforce by approximately 46% Better Mortgage to cut additional 3,000 jobs in United States and India TD Bank to acquire First Horizon Corp. Ellington Financial to acquire reverse mortgage lender Longbridge Financial WinnPointe Corporation dba Interactive Mortgage to cut 51 jobs in Orange, CA Santander Bank halts all mortgage lending including HELOCs, layoffs KKR to acquire Merchants Mortgage Trust & Corporation, LLC Mortgage Solutions Financial to acquire First American State Bank, will change name to MSF Bank Stearns Wholesale to shut down, 348 layoffs Redfin to acquire Bay Equity Home Loans, 121 layoffs Genpact Mortgage Services Inc. cut 14 jobs in Irvine, CA Texas Partners Bank to acquire Legacy Mutual Mortgage Eustis Mortgage Corporation to acquire Signature Mortgage Corporation Better Mortgage to cut roughly 900 jobs (9% of staff) Interfirst Mortgage to cut 77 jobs in Charlotte, NC Opendoor to acquire RedDoor Zillow Offers shut down, 25% of staff to be let go First Federal Community Bank to acquire Lighthouse Mortgage Armed Forces Bank to acquire residential mortgage operations of KS StateBank Athene to acquire non-QM lender Newfi New Residential Investment Corp. to acquire Genesis Capital LLC U.S. Bank to acquire MUFG Union Bank Arcus Lending changes name to InstaMortgage Figure to merge with Homebridge Financial Services Better Mortgage to acquire U.K. based broker Trussle Homepoint to reorganize its operational structure, layoffs Cornerstone Home Lending to acquire The Roscoe State Bank ResiCentral Mortgage acquires One American Mortgage Pentagon FCU to buy TIAA Bank’s correspondent lending unit, layoffs Regions Bank to acquire EnerBank USA Mortgage Investors Corp. files Chapter 11 bankruptcy Guild Mortgage to acquire Residential Mortgage Services Holdings, Inc. Veritex Community Bank to acquire 49% stake in Thrive Mortgage, LLC Finance of America to acquire wholesale lending assets of Parkside Lending LLC New York Community Bancorp, Inc. to acquire Flagstar Bancorp Texas Capital Bank to exit correspondent lending, potential layoffs Webster Financial Corp. to purchase Sterling Bancorp New Residential Investment Corp. to buy Caliber Home Loans Western Alliance Bancorp to purchase Aris Mortgage Holding Company, parent company of AmeriHome Guaranteed Rate acquires Owning Calculated Risk Analytics buys Castle Mortgage, will rebrand as Excelerate Capital Pacific Western Bank has acquired Civic Financial Services, LLC First Community Mortgage (FCM) to acquire a Mortgage Boutique (AMB) Guaranteed Rate acquires Stearns Lending PNC Bank to acquire BBVA Velocity Financial Inc. layoffs Trustar Bank to acquire Granite Mortgage Zillow Offers to lay off 80 employees Western Alliance Bank acquires Galton Funding MVB Mortgage and Intercoastal Mortgage Company to combine CrossCountry Mortgage, LLC acquires assets of First Choice Loan Services Inc. Citadel Servicing Corp. to cut 108 jobs in Irvine, CA Mr. Cooper to cease wholesale lending operations, layoffs Impac Mortgage Holdings, Inc. lending activities on hold, 333 Orange County employees under temporary layoff Opendoor cuts 600 jobs eXp Realty reduces headcount by approximately 15% Redfin cutting workfoce by approximately 7% Unison cutting 89 jobs in CA Ixonia Bank acquires Novus Home Mortgage Deephaven Mortgage layoffs Angel Oak Mortgage Solutions cuts roughly 200 jobs Freedom Mortgage Corp. to shut San Dimas call center, slash 171 jobs One Reverse Mortgage to halt operations Chase to cut hundreds of mortgage jobs Mr. Cooper to close Beaverton, OR office, cut 301 jobs Howard Bank (MD) to discontinue its mortgage banking business FirstBank to acquire Franklin Synergy Bank Blue Ridge Bankshares Inc. acquires LenderSelect Mortgage Group Capital City Bank Group Inc. to acquire 51% ownership stake in BrandMortgage 1st Alliance Lending to shut down Resolute Bank shut by FDIC HPS Investment Partners to acquire Citadel Servicing Corp. Commerce Bancshares, Inc. acquires Assumption Mortgage Corp., renames it Assumption Mortgage, LLC Altisource Portfolio Solutions to shut Owners.com business unit Ditech sells reverse mortgage business to Mortgage Assets Management, LLC New Residential to acquire Ditech Holding’s forward mortgage servicing and origination business Syracuse Securities, Inc. to close, transfer loan officers and some staff to Premium Mortgage Corp. Bay Equity Home Loans acquires assets of Village Mortgage Santander Bank to exit third-party mortgage business, 66 layoffs in Villanova, PA American Mortgage Service Co. and Eustis Mortgage to merge Freedom Mortgage Corp. acquired J.G. Wentworth Home Lending, LLC William Lyon Homes acquires South Pacific Financial Corporation, rebrands it as ClosingMark Homes Loans, Inc. CrossCountry Mortgage acquires PERL Mortgage, Inc. HomeLight acquires mortgage startup Eave Stearns Holdings LLC (parent of Stearns Lending) files for bankruptcy FirstBank to sell correspondent lending unit to Rushmore Loan Management Services LLC Fifth Third Bank to close 44 Chicago-area branches Pretium to acquire Deephaven Mortgage LLC Prodigy Lending LLC merges with The Texas Mortgage Pros Freedom Mortgage Corp. acquires RoundPoint Mortgage Servicing Open Mortgage acquires Premier Home Mortgage Bank 34 halts mortgage lending, will sell/close its 9 production offices Live Well Financial, Inc. halts mortgage lending Movement Mortgage acquires retail division of Platinum Mortgage Inc. Intercontinental Exchange (ICE) to purchase Simplifile First Choice Loan Services, Inc. ceases operations, for sale Moore Lending Group acquired by Sierra Pacific Mortgage Company, Inc. Rock Holdings acquires majority stake in Lendesk WMC Mortgage files Chapter 11 bankruptcy Reali acquires online direct mortgage lender Lenda Home Point Financial acquires wholesale division of Platinum Mortgage Inc. Colony Bank agrees to purchase PFB Mortgage Ditech to close St. Paul office, let go of 210 employees KeyBank acquires Laurel Road Bank’s digital lending business Renasant Bank to acquire FirstBank’s wholesale mortgage division Banc of California stops wholesale and correspondent lending AmWest Funding layoffs in Brea, CA Ocwen closing facilities, cutting 2,000+ jobs nationwide Member First Mortgage to acquire Platinum Financial Funding HomeStreet Bank to sell its stand-alone home loan centers to Homebridge Financial TIAA Bank to stop retail branch mortgage lending, sell some branches to U.S. Bank, potential layoffs Village Mortgage Company to shut down wholesale lending channel Thoma Bravo to buy Ellie Mae, layoffs BB&T Corp. to purchase SunTrust Banks, Inc. U.S. Bank to cut approximately 40 mortgage jobs in Brookfield, WI Provident Bank Mortgage to cease operations, 133 layoffs in CA Invitation Homes laying off 51 in Scottsdale, AZ Title365 cutting 70 jobs in Palm Bay, FL U.S. Bank Home Mortgage to cut jobs in Owensboro, KY Seterus, Inc. to shut mortgage servicing unit in Durham, NC, cut 310 jobs Mr. Cooper to cut 109 jobs in Santa Ana, CA Finance of America closing Roseville, CA office, 33 layoffs Renovate America, Inc. laying off 71 in San Diego, CA Movement Mortgage to acquire retail mortgage operations of Eagle Home Mortgage, LLC AmeriSave Mortgage Corp. buys origination business of The Money Source (TMS) First American Title Insurance cutting 116 jobs in Santa Ana, CA New Fed Mortgage Corp. to acquire Commonwealth Mortgage LLC New American Funding acquires Marketplace Home Mortgage Middletown Valley Bank to acquire Millennium Financial Group (MLend) Bridgeview Bank Mortgage to cut 97 jobs Franklin First Financial shut down Gateway Mortgage Group closing eight retail mortgage branches in California, 25 layoffs United Bank to cut mortgage loan officer jobs as part of restructuring SoFi cutting around 100 mortgage jobs Hometown Lenders acquires TotalChoice Mortgage Guaranteed Rate acquires assets/staff from Honolulu HomeLoans and Hawaii Lending Alliance Firstar Bank to acquire assets of Leader Mortgage loanDepot layoffs Wells Fargo to cut 900 mortgage jobs, including 400 in Des Moines Mr. Cooper to acquire Pacific Union Financial LLC Impac Mortgage layoffs Synergy One Lending to acquire BBMC Mortgage
金融公司已经开始裁人了。
加息周期,房贷利率上升, 买房申请房贷的人数大幅下降,房贷部门的员工已经裁了一部分
不仅仅Wells fargo, Chase bank 这些传统银行的房贷部门, 还有一些近几年新开的一些房贷相关的start up
Major Layoffs Hit Mortgage Startups and Traditional Lenders Like Wells Fargo (businessinsider.com)
https://www.businessinsider.com/mortgage-layoffs-startups-to-wells-fargo-2022-5
https://www.thetruthaboutmortgage.com/a-list-of-recent-mortgage-closures-mergers-and-layoffs/
A Long List of Mortgage Layoffs, Mergers, and Closures
Recently, mortgage layoffs have been driven by a major decrease in refinance demand and a dwindling pool of eligible home buyers thanks to significantly higher mortgage rates. I’ve seen a surge of user comments from former mortgage employees who have been laid off. Those are now being included on the list below. Simply put, mortgage companies must “rightsize” as too many players chase far too few loans. List last updated on May 9th, 2022 Latest updates: Guaranteed Rate layoffs (per user comment below) Loansteady layoffs (per user comment below) Costco Mortgage program no longer available as of May 1st, 2022 U.S. Bank cut 200 mortgage operations jobs (per user comment) Intercontinental Exchange (ICE) to acquire Black Knight, Inc. Pennymac to cut 45 jobs in Pasadena, CA Mr. Cooper cut roughly 250 jobs Planet Home Lending to acquire Homepoint’s correspondent lending business Primis Bank to acquire SeaTrust Mortgage Company Owning to cut 189 jobs in Orange, CA Union Home Mortgage layoffs in Strongsville, OH CrossCountry Mortgage to acquire LendUS (per user comments) Flagstar Bank cut 20% of mortgage staff (420 jobs) Rocket Mortgage offering buyouts to 8% of staff Wells Fargo cutting unspecified number of mortgage jobs Blend Labs to lay off 200 employees USAA Bank cut 90+ mortgage jobs Wyndham Capital Mortgage layoffs (per user comment below) Strong Home Mortgage layoffs (per user comment below) Supreme Lending layoffs (per user comment below) Nova Home Loans layoffs (per user comment below) First Guaranty Mortgage Corporation/Goodmortgage layoffs (per user comment below) American Pacific Mortgage layoffs (per user comment below) National Bank Holdings Corporation to acquire Bank of Jackson Hole Movement Mortgage layoffs (based on industry reporting) PennyMac to cut 227 jobs in Agoura/Moorpark/Westlake, CA Prospect Home Finance to cut 5 jobs in La Jolla, CA PennyMac to cut 81 jobs in Roseville, CA All Cal Financial to merge with InstaMortgage Knock to reduce its workforce by approximately 46% Better Mortgage to cut additional 3,000 jobs in United States and India TD Bank to acquire First Horizon Corp. Ellington Financial to acquire reverse mortgage lender Longbridge Financial WinnPointe Corporation dba Interactive Mortgage to cut 51 jobs in Orange, CA Santander Bank halts all mortgage lending including HELOCs, layoffs KKR to acquire Merchants Mortgage Trust & Corporation, LLC Mortgage Solutions Financial to acquire First American State Bank, will change name to MSF Bank Stearns Wholesale to shut down, 348 layoffs Redfin to acquire Bay Equity Home Loans, 121 layoffs Genpact Mortgage Services Inc. cut 14 jobs in Irvine, CA Texas Partners Bank to acquire Legacy Mutual Mortgage Eustis Mortgage Corporation to acquire Signature Mortgage Corporation Better Mortgage to cut roughly 900 jobs (9% of staff) Interfirst Mortgage to cut 77 jobs in Charlotte, NC Opendoor to acquire RedDoor Zillow Offers shut down, 25% of staff to be let go First Federal Community Bank to acquire Lighthouse Mortgage Armed Forces Bank to acquire residential mortgage operations of KS StateBank Athene to acquire non-QM lender Newfi New Residential Investment Corp. to acquire Genesis Capital LLC U.S. Bank to acquire MUFG Union Bank Arcus Lending changes name to InstaMortgage Figure to merge with Homebridge Financial Services Better Mortgage to acquire U.K. based broker Trussle Homepoint to reorganize its operational structure, layoffs Cornerstone Home Lending to acquire The Roscoe State Bank ResiCentral Mortgage acquires One American Mortgage Pentagon FCU to buy TIAA Bank’s correspondent lending unit, layoffs Regions Bank to acquire EnerBank USA Mortgage Investors Corp. files Chapter 11 bankruptcy Guild Mortgage to acquire Residential Mortgage Services Holdings, Inc. Veritex Community Bank to acquire 49% stake in Thrive Mortgage, LLC Finance of America to acquire wholesale lending assets of Parkside Lending LLC New York Community Bancorp, Inc. to acquire Flagstar Bancorp Texas Capital Bank to exit correspondent lending, potential layoffs Webster Financial Corp. to purchase Sterling Bancorp New Residential Investment Corp. to buy Caliber Home Loans Western Alliance Bancorp to purchase Aris Mortgage Holding Company, parent company of AmeriHome Guaranteed Rate acquires Owning Calculated Risk Analytics buys Castle Mortgage, will rebrand as Excelerate Capital Pacific Western Bank has acquired Civic Financial Services, LLC First Community Mortgage (FCM) to acquire a Mortgage Boutique (AMB) Guaranteed Rate acquires Stearns Lending PNC Bank to acquire BBVA Velocity Financial Inc. layoffs Trustar Bank to acquire Granite Mortgage Zillow Offers to lay off 80 employees Western Alliance Bank acquires Galton Funding MVB Mortgage and Intercoastal Mortgage Company to combine CrossCountry Mortgage, LLC acquires assets of First Choice Loan Services Inc. Citadel Servicing Corp. to cut 108 jobs in Irvine, CA Mr. Cooper to cease wholesale lending operations, layoffs Impac Mortgage Holdings, Inc. lending activities on hold, 333 Orange County employees under temporary layoff Opendoor cuts 600 jobs eXp Realty reduces headcount by approximately 15% Redfin cutting workfoce by approximately 7% Unison cutting 89 jobs in CA Ixonia Bank acquires Novus Home Mortgage Deephaven Mortgage layoffs Angel Oak Mortgage Solutions cuts roughly 200 jobs Freedom Mortgage Corp. to shut San Dimas call center, slash 171 jobs One Reverse Mortgage to halt operations Chase to cut hundreds of mortgage jobs Mr. Cooper to close Beaverton, OR office, cut 301 jobs Howard Bank (MD) to discontinue its mortgage banking business FirstBank to acquire Franklin Synergy Bank Blue Ridge Bankshares Inc. acquires LenderSelect Mortgage Group Capital City Bank Group Inc. to acquire 51% ownership stake in BrandMortgage 1st Alliance Lending to shut down Resolute Bank shut by FDIC HPS Investment Partners to acquire Citadel Servicing Corp. Commerce Bancshares, Inc. acquires Assumption Mortgage Corp., renames it Assumption Mortgage, LLC Altisource Portfolio Solutions to shut Owners.com business unit Ditech sells reverse mortgage business to Mortgage Assets Management, LLC New Residential to acquire Ditech Holding’s forward mortgage servicing and origination business Syracuse Securities, Inc. to close, transfer loan officers and some staff to Premium Mortgage Corp. Bay Equity Home Loans acquires assets of Village Mortgage Santander Bank to exit third-party mortgage business, 66 layoffs in Villanova, PA American Mortgage Service Co. and Eustis Mortgage to merge Freedom Mortgage Corp. acquired J.G. Wentworth Home Lending, LLC William Lyon Homes acquires South Pacific Financial Corporation, rebrands it as ClosingMark Homes Loans, Inc. CrossCountry Mortgage acquires PERL Mortgage, Inc. HomeLight acquires mortgage startup Eave Stearns Holdings LLC (parent of Stearns Lending) files for bankruptcy FirstBank to sell correspondent lending unit to Rushmore Loan Management Services LLC Fifth Third Bank to close 44 Chicago-area branches Pretium to acquire Deephaven Mortgage LLC Prodigy Lending LLC merges with The Texas Mortgage Pros Freedom Mortgage Corp. acquires RoundPoint Mortgage Servicing Open Mortgage acquires Premier Home Mortgage Bank 34 halts mortgage lending, will sell/close its 9 production offices Live Well Financial, Inc. halts mortgage lending Movement Mortgage acquires retail division of Platinum Mortgage Inc. Intercontinental Exchange (ICE) to purchase Simplifile First Choice Loan Services, Inc. ceases operations, for sale Moore Lending Group acquired by Sierra Pacific Mortgage Company, Inc. Rock Holdings acquires majority stake in Lendesk WMC Mortgage files Chapter 11 bankruptcy Reali acquires online direct mortgage lender Lenda Home Point Financial acquires wholesale division of Platinum Mortgage Inc. Colony Bank agrees to purchase PFB Mortgage Ditech to close St. Paul office, let go of 210 employees KeyBank acquires Laurel Road Bank’s digital lending business Renasant Bank to acquire FirstBank’s wholesale mortgage division Banc of California stops wholesale and correspondent lending AmWest Funding layoffs in Brea, CA Ocwen closing facilities, cutting 2,000+ jobs nationwide Member First Mortgage to acquire Platinum Financial Funding HomeStreet Bank to sell its stand-alone home loan centers to Homebridge Financial TIAA Bank to stop retail branch mortgage lending, sell some branches to U.S. Bank, potential layoffs Village Mortgage Company to shut down wholesale lending channel Thoma Bravo to buy Ellie Mae, layoffs BB&T Corp. to purchase SunTrust Banks, Inc. U.S. Bank to cut approximately 40 mortgage jobs in Brookfield, WI Provident Bank Mortgage to cease operations, 133 layoffs in CA Invitation Homes laying off 51 in Scottsdale, AZ Title365 cutting 70 jobs in Palm Bay, FL U.S. Bank Home Mortgage to cut jobs in Owensboro, KY Seterus, Inc. to shut mortgage servicing unit in Durham, NC, cut 310 jobs Mr. Cooper to cut 109 jobs in Santa Ana, CA Finance of America closing Roseville, CA office, 33 layoffs Renovate America, Inc. laying off 71 in San Diego, CA Movement Mortgage to acquire retail mortgage operations of Eagle Home Mortgage, LLC AmeriSave Mortgage Corp. buys origination business of The Money Source (TMS) First American Title Insurance cutting 116 jobs in Santa Ana, CA New Fed Mortgage Corp. to acquire Commonwealth Mortgage LLC New American Funding acquires Marketplace Home Mortgage Middletown Valley Bank to acquire Millennium Financial Group (MLend) Bridgeview Bank Mortgage to cut 97 jobs Franklin First Financial shut down Gateway Mortgage Group closing eight retail mortgage branches in California, 25 layoffs United Bank to cut mortgage loan officer jobs as part of restructuring SoFi cutting around 100 mortgage jobs Hometown Lenders acquires TotalChoice Mortgage Guaranteed Rate acquires assets/staff from Honolulu HomeLoans and Hawaii Lending Alliance Firstar Bank to acquire assets of Leader Mortgage loanDepot layoffs Wells Fargo to cut 900 mortgage jobs, including 400 in Des Moines Mr. Cooper to acquire Pacific Union Financial LLC Impac Mortgage layoffs Synergy One Lending to acquire BBMC Mortgage
🔥 最新回帖
牛市喊空的多了,有些有理有据的可以作为参考,有些比如楼主的贴就是看看笑笑罢了。加上楼主发帖的态度吧,前面也有同学提及了。不说态度,就光说逻辑吧,要过冬了,分享之前经济危机的经验,提醒大家注意家庭财务,工作稳定这些都没有错,但是把纽约湾区挂在嘴边整天发帖当标题党很有意思吗?这俩地区都是富人和高级打工的,就算过冬,也比美国其他地区好得多,假设湾区的房子崩了,美国其他地方得啥样。码工和搞金融的没工作了,其他行业能保住工作?这种标题喊空,没啥价值,有人怼很正常。比如今天有个帖子讨论哪里房子会坚挺,哪里投资客多会跌会出机会,更有参考价值,那个帖子里都是讨论和分享。
就算是再大的牛市,也得允许看空喊空的声音啊。
动气的说明有点信。呵呵,否则根本不点不对自己胃口的或者摆论据强力反击了
未雨绸缪,现在形势真的有点不妙,做好过几年苦日子的心理准备要有
不“幸灾乐祸”的能不能不用马甲? 说这段话,需要很大的勇气和一个马甲吗?
🛋️ 沙发板凳
内部消息?
可以吃福利,不怕
小心美国制裁中国的时候给没收了🤨 各国没收俄罗斯大亨资产的时候可没看国籍。
每个月开销都要250万,是要发抖
Uber CEO说的,感觉至少是冻结headcount
明年,后年毕业的大学生运气太不好了
换个角度 这些小年轻现在没有任何钱再股市里 以后开始挣钱从低点入 多好
你是湾区的房产Agent? 这么脆弱?
科技股崩成这样,你还要忽悠大家去接盘?
哈哈
我才不是什么agent. 我就是看不得小人。楼主你上周五发帖就觉得你人品差忍住没说。今天忍不了了。没见过经济不好大家都在焦虑的时候你这样兴奋的上蹿下跳的人,一点compassion都没有。
以为是经济分析,一点开又是个房贴,真无聊
是的转来转去就是房子,估计楼主盼房价跌盼的不顾一切了连人品和脸皮都不要了。楼主你盼房价跌是你的事,但希望大家全倒霉就过分了。 人家刚毕业大学生学了这么多年要毕业找个工作爱你什么事了?经济不好的话,大家的日子都不会好过。除非你家事吃救济的,难道就不会影响到你家?真不明白为什么有人会这么兴奋。
很多人没经历过股票崩盘和房价腰斩,要是再被某些为了赚钱的机构,中介忽悠了,那才叫倒大霉。
Zillow 也够缺德的,把2013年以前的房价历史都从图上抹掉了,看起来房价几乎只涨不跌。
证据?就光一句话,这贴太没技术含量了吧。
是的,我们当年就是这样,09年毕业找工作,地狱级难度,非常幸运的竟然landing了
小人之心度君子之腹。我明确的告诉你我不是什么agent。
我为什么要跟你这种人费口舌。多说一句都是浪费生命。看你还在那里哈哈。居然还有人点赞。到此为止。再也不想跟楼主和楼主这类的人说一句话。
能借点不😅
2000年主要是高科技公司崩盘,纽约的金融公司受的影响很小,2002年以后金融公司非常繁荣
2008年主要是纽约的金融公司是重灾区,当时裁人很猛,有些人被裁以后一年多才找到工作,有些人就再也没有找到类似的工作
2012年以后,以高科技公司带头,一路上涨,美国的股市再创辉煌。但是金融公司一直没有恢复元气,再也没有2005,2006年的繁荣景象。
今年2022年,科技公司股票崩盘触发,但金融公司也受很大影响。这次的科技公司泡沫,从时间上和强度上,远远超过2000年。Fed 要负很大的责任
你们两ID都有18,就不要吵啦。just kidding
借啥借 直接抢吧
问清地址,亲自上门借
银行业也受影响吗?升息对银行应该利好啊
万一大批房子forecloser的话,银行就惨了,因为钱毕竟是从银行借出来的。不过这事3个月之内应该不会发生。大家如果在一个银行存款超过FDIC保额限度(joint account 50万好像),最好腾挪一下。
fdic 25万好像。我倒是希望有forecloser,能继续杀进去买房子
金融公司有各种不同的业务,存贷款只是其中的一部分。
随着房贷利率涨到十几年最高,房贷的申请人数会下降,尤其是做Refinance的。整个Mortgage相关的一条龙业务,包括贷款以及后面的资产化(打包,出售,交易等)都会缩小,这些裁员不可避免。最近Wells Fargo, Chase Bank 都已经裁了一些房贷一类的员工。后面的资产化业务,受影响的会晚一些
另外的投行业务,过去十几年,很多大项目都是科技公司相关的,比如上市,并购等。科技公司崩盘,这一块业务也会萎缩。
资产管理类业务,股票大跌,债市也大跌,这一块利润也会大幅下降。裁员当然也是不可避免的
学习啦 真的是一损俱损啊
好奇问问,500万纸钞要数多久?
这一波是FED 失职。
本来2,3年前泡沫就要破了, FED 没有及时调整政策,反而印更多的钱,直接导致科技股和房市的泡沫吹得更大,今年更是通货膨胀达到几十年来最高。FED 已经没法再印钱注水了, 只能冒着硬着陆的风险,加息缩表。
只要是泡沫,总是有破的一天。不管是股票,房市,还是包裹。 泡沫吹得越大,破灭的过程越痛苦。
Foreclosure 还不会这么快, 裁员潮还没开始呢! Foreclosure 应该在裁员潮之后。
当年日本和香港,房价暴跌以后,好多人的房子都成了负资产。不过很多人还是很有契约精神,即使房子成了负资产,也没有把房子还给银行,也还在拼命辛苦工作,还银行贷款。
是的。
如果没有疫情的话,泡沫早就该破裂,屁股着地,着陆了。 因为疫情,FED居然把泡沫又吹大了,飞那么高,现在只能脸着陆。
从格林斯潘开始,FED已经变成个笑话。
记得08年泡沫破裂那阵子,有人本来有四五套投资房,都靠着工资还房贷;然后人丢了工作,所有房子全部水下,自杀了。
那时候我还不懂,钱没了就没了呗,人又不会饿死,从头再来就是了啊。但是现在轮到自己到了中年,上有老下有小的,忽然也觉得输不起了。
FACEBOOK 去年还是大家跳槽的首选之一, 今年就这样了。他家过去5年的RETURN 才 30.52%。
只能说股市跟赌场很相似
高房价区用工资买4-5套投资房首付是equity里拿的, 那贷款是怎么贷的, 不是能贷的最多工资5-6倍吗?
Zillow、redfin抹历史真的是好缺德。一些人不细心就被忽悠。不过大部分人不傻,有记录总能查得到。
请问哪里可以查一个地区2000年-现在的房价历史?不是说具体的某个房子,而是一个地区的房价。
Zillow 以前是有的,08年那次房价的下跌比较清楚,Las Vegas, FL 等房价腰斩还不止
但是现在Zillow 把2013年以前的除掉了,所以不管查哪个地点,几乎都是房价大涨小跌,包括Las Vegas, 一直上涨。有些地区的房价还没有回到2006年的高点,但是图形看起来也是一直上涨
投资房可以用租金作为收入贷款, 有些银行要打点折
搁古代,就是皇上干事儿的时候背后负责推屁股的太监
你以为开玩笑的。 为啥这么害怕通货膨胀啊。加息周期,极为痛苦。
楼主预警的没有错,2017是预测的也对只是没有估计到Fed印钱大放水。前二年的股市红利激发了太多人的贪欲,认为只要放水股市就涨经济就好,其实经济已经病入膏肓Fed不断给市场打吗啡麻痹而已,并非经济真正向好。总言之这次危机是核弹级的。我们的一生并非一路顺畅,大家还是要努力守住自己的工作,炒股票只是生活的调剂,不能把自己变成赌徒—经历过2000和2008年危机的忠告
很多人没有经过08,所以对经济危机没有敬畏之心。 或者是时间久远了,对伤痛就不记得了。
虽然说这次谁也不知道最后会怎么落地,但是提醒大家要小心自己的个人财务是对的。
08年裁员裁的,身边有1/3的人没有工作,早上和下午peak time路上完全没有traffic。 到处是foreclosure,short sale,股市房价都是断崖式下跌。 有被layoff杀了办公室同事的,有炒房破产自杀的,都是华人的新闻。
那时候别说抄底了,工作保不住,很多时候丢了工作很长时间找不到下一份,就算你手上还有cash,也不敢抄底。
这个时候,尽量把工作做好保住,然后往保守方面调整个人财务,是非常必要的。
08年那次经济危机叫做次贷危机。顾名思义,经济危机的来源就是因为房市太好,银行给不合格的买家大量贷款。以前5%首付甚至零首付都常见。那次危机之后贷款门槛就高了。
我说怎么有很多人很多套房,但也就是普通华人家庭收入, 低房价地区可以想得通, 原来高房价区可以房租算一部分收入的。 其实楼主也是好意, 最后到底房价跌不跌什么时候跌是否会经济危机取决于政策, 这不是楼主能决定的, 如果去年就有调控加息停止印钱,通胀不会像今年这么严重。
现在只要不是那种一个房子的equity 贷另一个房子有一大堆房子在手的其实还好吧, 这股市暴跌通胀还是很严重也不知道如何收场了。
一般裁员是把老的薪水高的裁掉,年轻的便宜的留着。楼主给自己积点德吧。
真的是这样子,08年刚上班没几天就开始类奥夫。当年还OPT需要报身分天天有点儿风吹草动就发抖。
那几年因为被裁或者抽签不上被迫回国的也真的太多。不过也赶上国内最好的几年。
当时我刚上班,在公司附近apartment租房;管理员牛逼哄哄的:怎么,嫌我们这里贵?告诉你,明年我们还要涨呢。我们这里租金不会降,除非你们公司大规模裁员。
然后没多久就赶上了我司破天荒头一遭裁员,租的公寓真的从一千六降到一千三。裁员虽然没裁到我们这种刚进去的小兵,但是绿卡申请大受影响,跟我同时进去同时申请绿卡的一批全部audit,然后全部悲剧。那几年被迫回国倒不会因为抽不上签,因为压根儿没那么多H1B工作;但是因为绿卡搞不定而回去的我认得好几个。
瘦死的骆驼比马大,确实如果美国科技和金融都双双完蛋,也不知道全美经济得啥样,大萧条下谁又能自保呢?lz这么开心,是不患寡而患不均的思想作祟吧
但是不明白骂楼主的是怎么想的。经济危机来不来并不以我们每个人的主观意愿为转移。稍微学过点经济学的就应该知道,一个经济周期大概是十年左右,不相信的可以去把历史上的各个recession找出来看一看是不是大概这么个规律。现在距离08年经济危机已经14年了,现在的共识就是下一个recession是long overdue的,只是具体到那个点会来没有人知道而已。对很多人来说,现在其实有点等待靴子落地的感觉。我原来以为疫情造成的downturn可以算作一个危机,但是因为后来Fed和政府的一堆骚操作这个机会被错过了。我自己也在受宏观经济影响的传统行业工作,所以主观意愿上我当然希望经济危机永远不要来,但很不幸的是,危机它不会因为我不想要它来就不来。我能做的也只有尽量不要作,努力保住工作存好应急资金了。
我觉得愿意相信楼主的就做好准备准备过冬,不相信的就把楼主屏蔽了别看他的帖子就好了。真的没有必要因为这个追着人家骂。
国王杀掉给他报告仗打输了的信使,就这个心态
所以纽约的金融公司为什么会裁人
我也看到有个人明明说自己懒得理楼主,接着又人肉帖子刷屏了。每个人都有自己的观点,也不一定全对,fed还经常搞错呢。 我也认为现在买房可能就站岗了。不同意的也没必要动那么大的肝火吧。
骂他的主要是因为楼主天天来喊空吧,不管当下是什么情况,比如楼上有人贴的2020年,2021年隔一阵子就来喊空一下,都听他的得错过多少机会,所以职业喊空的可信度能有多少呢?而且楼主又是一副幸灾乐祸的神情,就好像他不是这个经济体中的一员住在火星似的,真不理解兴奋点在哪里。要是有理有据根据市场情况来分析,相信很多人愿意倾听。
那次经历学到的就是,身份问题一定要解决,(当时很多结过婚的失业后两个人互相转换成彼此的配偶身份熬过了那一次危机,相比单身的和一家只有一个人有身份另一个是没有独立身份情况的抗风险能力更大),准备好随时没有工作并且失业超过一年,投资和生孩子不要超出自己的承受能力(此承受能力指突然失业且失业持续一两年后的承受能力),永远保持新技能的学习能力和市场竞争力,没有一劳永逸,即使是tenured faculty。
金融公司已经开始裁人了。
加息周期,房贷利率上升, 买房申请房贷的人数大幅下降,房贷部门的员工已经裁了一部分
不仅仅Wells fargo, Chase bank 这些传统银行的房贷部门, 还有一些近几年新开的一些房贷相关的start up
Major Layoffs Hit Mortgage Startups and Traditional Lenders Like Wells Fargo (businessinsider.com)
https://www.businessinsider.com/mortgage-layoffs-startups-to-wells-fargo-2022-5
https://www.thetruthaboutmortgage.com/a-list-of-recent-mortgage-closures-mergers-and-layoffs/
A Long List of Mortgage Layoffs, Mergers, and Closures
Recently, mortgage layoffs have been driven by a major decrease in refinance demand and a dwindling pool of eligible home buyers thanks to significantly higher mortgage rates. I’ve seen a surge of user comments from former mortgage employees who have been laid off. Those are now being included on the list below. Simply put, mortgage companies must “rightsize” as too many players chase far too few loans. List last updated on May 9th, 2022 Latest updates: Guaranteed Rate layoffs (per user comment below) Loansteady layoffs (per user comment below) Costco Mortgage program no longer available as of May 1st, 2022 U.S. Bank cut 200 mortgage operations jobs (per user comment) Intercontinental Exchange (ICE) to acquire Black Knight, Inc. Pennymac to cut 45 jobs in Pasadena, CA Mr. Cooper cut roughly 250 jobs Planet Home Lending to acquire Homepoint’s correspondent lending business Primis Bank to acquire SeaTrust Mortgage Company Owning to cut 189 jobs in Orange, CA Union Home Mortgage layoffs in Strongsville, OH CrossCountry Mortgage to acquire LendUS (per user comments) Flagstar Bank cut 20% of mortgage staff (420 jobs) Rocket Mortgage offering buyouts to 8% of staff Wells Fargo cutting unspecified number of mortgage jobs Blend Labs to lay off 200 employees USAA Bank cut 90+ mortgage jobs Wyndham Capital Mortgage layoffs (per user comment below) Strong Home Mortgage layoffs (per user comment below) Supreme Lending layoffs (per user comment below) Nova Home Loans layoffs (per user comment below) First Guaranty Mortgage Corporation/Goodmortgage layoffs (per user comment below) American Pacific Mortgage layoffs (per user comment below) National Bank Holdings Corporation to acquire Bank of Jackson Hole Movement Mortgage layoffs (based on industry reporting) PennyMac to cut 227 jobs in Agoura/Moorpark/Westlake, CA Prospect Home Finance to cut 5 jobs in La Jolla, CA PennyMac to cut 81 jobs in Roseville, CA All Cal Financial to merge with InstaMortgage Knock to reduce its workforce by approximately 46% Better Mortgage to cut additional 3,000 jobs in United States and India TD Bank to acquire First Horizon Corp. Ellington Financial to acquire reverse mortgage lender Longbridge Financial WinnPointe Corporation dba Interactive Mortgage to cut 51 jobs in Orange, CA Santander Bank halts all mortgage lending including HELOCs, layoffs KKR to acquire Merchants Mortgage Trust & Corporation, LLC Mortgage Solutions Financial to acquire First American State Bank, will change name to MSF Bank Stearns Wholesale to shut down, 348 layoffs Redfin to acquire Bay Equity Home Loans, 121 layoffs Genpact Mortgage Services Inc. cut 14 jobs in Irvine, CA Texas Partners Bank to acquire Legacy Mutual Mortgage Eustis Mortgage Corporation to acquire Signature Mortgage Corporation Better Mortgage to cut roughly 900 jobs (9% of staff) Interfirst Mortgage to cut 77 jobs in Charlotte, NC Opendoor to acquire RedDoor Zillow Offers shut down, 25% of staff to be let go First Federal Community Bank to acquire Lighthouse Mortgage Armed Forces Bank to acquire residential mortgage operations of KS StateBank Athene to acquire non-QM lender Newfi New Residential Investment Corp. to acquire Genesis Capital LLC U.S. Bank to acquire MUFG Union Bank Arcus Lending changes name to InstaMortgage Figure to merge with Homebridge Financial Services Better Mortgage to acquire U.K. based broker Trussle Homepoint to reorganize its operational structure, layoffs Cornerstone Home Lending to acquire The Roscoe State Bank ResiCentral Mortgage acquires One American Mortgage Pentagon FCU to buy TIAA Bank’s correspondent lending unit, layoffs Regions Bank to acquire EnerBank USA Mortgage Investors Corp. files Chapter 11 bankruptcy Guild Mortgage to acquire Residential Mortgage Services Holdings, Inc. Veritex Community Bank to acquire 49% stake in Thrive Mortgage, LLC Finance of America to acquire wholesale lending assets of Parkside Lending LLC New York Community Bancorp, Inc. to acquire Flagstar Bancorp Texas Capital Bank to exit correspondent lending, potential layoffs Webster Financial Corp. to purchase Sterling Bancorp New Residential Investment Corp. to buy Caliber Home Loans Western Alliance Bancorp to purchase Aris Mortgage Holding Company, parent company of AmeriHome Guaranteed Rate acquires Owning Calculated Risk Analytics buys Castle Mortgage, will rebrand as Excelerate Capital Pacific Western Bank has acquired Civic Financial Services, LLC First Community Mortgage (FCM) to acquire a Mortgage Boutique (AMB) Guaranteed Rate acquires Stearns Lending PNC Bank to acquire BBVA Velocity Financial Inc. layoffs Trustar Bank to acquire Granite Mortgage Zillow Offers to lay off 80 employees Western Alliance Bank acquires Galton Funding MVB Mortgage and Intercoastal Mortgage Company to combine CrossCountry Mortgage, LLC acquires assets of First Choice Loan Services Inc. Citadel Servicing Corp. to cut 108 jobs in Irvine, CA Mr. Cooper to cease wholesale lending operations, layoffs Impac Mortgage Holdings, Inc. lending activities on hold, 333 Orange County employees under temporary layoff Opendoor cuts 600 jobs eXp Realty reduces headcount by approximately 15% Redfin cutting workfoce by approximately 7% Unison cutting 89 jobs in CA Ixonia Bank acquires Novus Home Mortgage Deephaven Mortgage layoffs Angel Oak Mortgage Solutions cuts roughly 200 jobs Freedom Mortgage Corp. to shut San Dimas call center, slash 171 jobs One Reverse Mortgage to halt operations Chase to cut hundreds of mortgage jobs Mr. Cooper to close Beaverton, OR office, cut 301 jobs Howard Bank (MD) to discontinue its mortgage banking business FirstBank to acquire Franklin Synergy Bank Blue Ridge Bankshares Inc. acquires LenderSelect Mortgage Group Capital City Bank Group Inc. to acquire 51% ownership stake in BrandMortgage 1st Alliance Lending to shut down Resolute Bank shut by FDIC HPS Investment Partners to acquire Citadel Servicing Corp. Commerce Bancshares, Inc. acquires Assumption Mortgage Corp., renames it Assumption Mortgage, LLC Altisource Portfolio Solutions to shut Owners.com business unit Ditech sells reverse mortgage business to Mortgage Assets Management, LLC New Residential to acquire Ditech Holding’s forward mortgage servicing and origination business Syracuse Securities, Inc. to close, transfer loan officers and some staff to Premium Mortgage Corp. Bay Equity Home Loans acquires assets of Village Mortgage Santander Bank to exit third-party mortgage business, 66 layoffs in Villanova, PA American Mortgage Service Co. and Eustis Mortgage to merge Freedom Mortgage Corp. acquired J.G. Wentworth Home Lending, LLC William Lyon Homes acquires South Pacific Financial Corporation, rebrands it as ClosingMark Homes Loans, Inc. CrossCountry Mortgage acquires PERL Mortgage, Inc. HomeLight acquires mortgage startup Eave Stearns Holdings LLC (parent of Stearns Lending) files for bankruptcy FirstBank to sell correspondent lending unit to Rushmore Loan Management Services LLC Fifth Third Bank to close 44 Chicago-area branches Pretium to acquire Deephaven Mortgage LLC Prodigy Lending LLC merges with The Texas Mortgage Pros Freedom Mortgage Corp. acquires RoundPoint Mortgage Servicing Open Mortgage acquires Premier Home Mortgage Bank 34 halts mortgage lending, will sell/close its 9 production offices Live Well Financial, Inc. halts mortgage lending Movement Mortgage acquires retail division of Platinum Mortgage Inc. Intercontinental Exchange (ICE) to purchase Simplifile First Choice Loan Services, Inc. ceases operations, for sale Moore Lending Group acquired by Sierra Pacific Mortgage Company, Inc. Rock Holdings acquires majority stake in Lendesk WMC Mortgage files Chapter 11 bankruptcy Reali acquires online direct mortgage lender Lenda Home Point Financial acquires wholesale division of Platinum Mortgage Inc. Colony Bank agrees to purchase PFB Mortgage Ditech to close St. Paul office, let go of 210 employees KeyBank acquires Laurel Road Bank’s digital lending business Renasant Bank to acquire FirstBank’s wholesale mortgage division Banc of California stops wholesale and correspondent lending AmWest Funding layoffs in Brea, CA Ocwen closing facilities, cutting 2,000+ jobs nationwide Member First Mortgage to acquire Platinum Financial Funding HomeStreet Bank to sell its stand-alone home loan centers to Homebridge Financial TIAA Bank to stop retail branch mortgage lending, sell some branches to U.S. Bank, potential layoffs Village Mortgage Company to shut down wholesale lending channel Thoma Bravo to buy Ellie Mae, layoffs BB&T Corp. to purchase SunTrust Banks, Inc. U.S. Bank to cut approximately 40 mortgage jobs in Brookfield, WI Provident Bank Mortgage to cease operations, 133 layoffs in CA Invitation Homes laying off 51 in Scottsdale, AZ Title365 cutting 70 jobs in Palm Bay, FL U.S. Bank Home Mortgage to cut jobs in Owensboro, KY Seterus, Inc. to shut mortgage servicing unit in Durham, NC, cut 310 jobs Mr. Cooper to cut 109 jobs in Santa Ana, CA Finance of America closing Roseville, CA office, 33 layoffs Renovate America, Inc. laying off 71 in San Diego, CA Movement Mortgage to acquire retail mortgage operations of Eagle Home Mortgage, LLC AmeriSave Mortgage Corp. buys origination business of The Money Source (TMS) First American Title Insurance cutting 116 jobs in Santa Ana, CA New Fed Mortgage Corp. to acquire Commonwealth Mortgage LLC New American Funding acquires Marketplace Home Mortgage Middletown Valley Bank to acquire Millennium Financial Group (MLend) Bridgeview Bank Mortgage to cut 97 jobs Franklin First Financial shut down Gateway Mortgage Group closing eight retail mortgage branches in California, 25 layoffs United Bank to cut mortgage loan officer jobs as part of restructuring SoFi cutting around 100 mortgage jobs Hometown Lenders acquires TotalChoice Mortgage Guaranteed Rate acquires assets/staff from Honolulu HomeLoans and Hawaii Lending Alliance Firstar Bank to acquire assets of Leader Mortgage loanDepot layoffs Wells Fargo to cut 900 mortgage jobs, including 400 in Des Moines Mr. Cooper to acquire Pacific Union Financial LLC Impac Mortgage layoffs Synergy One Lending to acquire BBMC Mortgage
这次会比08年糟糕,因为08年没有什么通胀,钱还是值钱的。现在这个局面,存钱都未必管用。感觉美国真的是在一步步走向分化和衰落。
另外,我一直反对网暴,楼主发表他的看法没错,就算有人搜他的过去贴子,知道为什么他比较情绪激动一点,也没必要在网上贴。楼主也没有咒什么人,就是兴奋了点,这种事情平常见多了,有些人不要那么玻璃心,网暴揭别人的底我觉得不对。
说真的,有多少不在湾区的华人眼红湾区的资产增值,也有多少在湾区的华人夸耀自吹惹人恨,大家都是人,都有弱点。我们习惯了国内那一套衡量价值的体系。我也是,但是只有不断的读书,才知道世界之大,精神世界如此辽阔,才能提高自身的修养和见识。
非常真实
感同身受,因为我也经历过那一波,哈哈 【泪中带笑】
那个我没看过楼主的别的帖子,也实在懒得去搜。就说一句哈,我自己看下来真的没觉得楼主有幸灾乐祸的感觉。那个“哈哈”在我听来更像是因为被骂又不能反抗时为了掩饰自己的尴尬说的话。不知道你是哪个年代的人,但是我当年读本科的时候有很长的一段时间,哈哈/呵呵/哦哦都是毫无意义的语气词,表示acknowledge了你刚刚说的话,所以有可能楼主也只是说话的习惯性问题也说不定?可能因为你恰好在湾区,所以觉得被针对了就有点敏感?
不过是不是我说的这种情况,只有楼主自己才知道了。希望楼主来澄清一下。要是真的是幸灾乐祸,那楼主也只能被骂了
这么玻璃心,还来上什么网? 哈哈都不能说,你比土工还文字狱啊
批个马甲来批楼主不善良,你好善良哦 暗搓搓,隐秘的善良哦~~~
哈哈,我也常用哈哈,看来得改。
太较真儿了,真的没必要在网上动真气!幸灾乐祸都被你提了多少遍了,我们路人还真没看出来多明显。哈哈,在我这里有好玩儿,无奈,好多意思,真没当冷嘲热讽用过。
嗯,楼主改了原帖,现在正常多了,起码加了引用供大家讨论。
不“幸灾乐祸”的能不能不用马甲? 说这段话,需要很大的勇气和一个马甲吗?
动气的说明有点信。呵呵,否则根本不点不对自己胃口的或者摆论据强力反击了
未雨绸缪,现在形势真的有点不妙,做好过几年苦日子的心理准备要有
就算是再大的牛市,也得允许看空喊空的声音啊。