支票用手机拍照存银行以后,还需要回去看有没有问题吗?

I
ILuvSunshine
楼主 (北美华人网)
从来没有回去看过,但是银行又说支票保留两个星期,以防有问题。最近家里收拾东西发现了一大堆这种支票,后面都签字了,我觉得应该要么被我要么老公都存过了,是不是就可以直接扔了?
有人这种情况出过问题吗?如果有问题,会收到银行的通知吗?谢谢
I
ILuvSunshine
自己顶一下
m
msbaby
同问,我一般存了就不管它了
i
iceblue
Chase 说两个business day 之后看一下存上了没。我一般看过就shred掉。
m
malenazou
我一般存了放两天,看到账了就扔了。还从来没出现存了后不到账的情况。
t
tigress
从来没有回去看过,但是银行又说支票保留两个星期,以防有问题。最近家里收拾东西发现了一大堆这种支票,后面都签字了,我觉得应该要么被我要么老公都存过了,是不是就可以直接扔了?
有人这种情况出过问题吗?如果有问题,会收到银行的通知吗?谢谢
ILuvSunshine 发表于 2022-03-23 09:48

请问您是网上开户吗?办理存支票等业务方便吗?
a
alloccupied
我存了以后一般保存1个月。但目前为止没有出过任何问题。
BTW, 用手机APP存支票真的是非常香,好多年前开始用这个之后,就再也没有现场去过银行存支票了。
I
ILuvSunshine
楼上几位mm好细心,还能记得回去看。 谢谢,我准备扔了
a
apple44
Yes, you should check if the amount was actually deposited and showing up in your bank account.
I recently deposited a check of over $78K. Maybe because of its size and the account that I tried to deposit it to (brokerage account), the status says "processing" for several days. I called the bank and they said they didn't see it (it only showed up on the app and I can see it, but the bank people can't). They told me to deposit it again, and I deposited the check into another account (checking), and this time it went through. So you definitely should check!
果小小
Yes, you should check if the amount was actually deposited and showing up in your bank account.
I recently deposited a check of over $78K. Maybe because of its size and the account that I tried to deposit it to (brokerage account), the status says "processing" for several days. I called the bank and they said they didn't see it (it only showed up on the app and I can see it, but the bank people can't). They told me to deposit it again, and I deposited the check into another account (checking), and this time it went through. So you definitely should check!
apple44 发表于 2022-03-23 13:51

一般好像支票5万刀以上需要去银行存
h
honolulu
我有过输入的存入金额和支票上不一致的情况,经过一个businessday都能修正,说明银行是有人工审核修正的步骤的。