万能的华人，问个health care FSA的问题

今年换了新工作。换得比较突然，所以去年年底旧工作enrollment的时候选了放$2750。但是我实际只花了$400。那新工作，我是还能再放$2750-$400吗?

2750 是 一年一年的限制，你去年放的2750 一般要去年就用完了，新的一年可以重新放

可以，记得你可以重新放2750。而且你旧的2750都花光了都没关系，倒赚了

什么情况下选择FSA呢？有没有人帮忙科普一下。

怎么放这么多？ 没什么大事，也就配眼镜，几次copay 什么的。俺就今年花的多。

回复 3楼sandasue的帖子
Second this.
Health FSA is covered under the uniform coverage rule, which does not allow employers to charge employees reimbursement if they spend more money from the FSA than they contributed.
For example, if an employee chooses to contribute a total of $1,000 to his or her FSA, the full amount ($1,000) will be available for the employee to spend at the beginning of the year. However, the employee will only have $83.33 deducted from his or her monthly paycheck.

回复 3楼sandasue的帖子
Second this.
Health FSA is covered under the uniform coverage rule, which does not allow employers to charge employees reimbursement if they spend more money from the FSA than they contributed.
For example, if an employee chooses to contribute a total of $1,000 to his or her FSA, the full amount ($1,000) will be available for the employee to spend at the beginning of the year. However, the employee will only have $83.33 deducted from his or her monthly paycheck.
MW_Poisonpill 发表于 2022-02-24 15:51

我们hr小秘也是这么跟我说的，有些不敢相信，可惜知道得太晚了，不然买买买该有多爽

可以，记得你可以重新放2750。而且你旧的2750都花光了都没关系，倒赚了
sandasue 发表于 2022-02-24 15:23

谢谢，跟我了解的一致

怎么放这么多？ 没什么大事，也就配眼镜，几次copay 什么的。俺就今年花的多。
meta0404 发表于 2022-02-24 15:49

我们之前几年放$2700都不够用。两人配眼睛，牙根管治疗，一些otc药像过敏药等，反正感觉很不经花

什么情况下选择FSA呢？有没有人帮忙科普一下。
katie1433 发表于 2022-02-24 15:31

你可以算算你一年看病买药配眼睛看牙需要花多少钱，如果不多的话，我觉得用不用FSA都无所谓。我们家花得多，用FSA还是合算的。

fsa不是不花就没有了吗？ 放多了岂不是亏。