first：because i-bond you buy on last day of the month, you get the interest of the whole month. Thus you want to buy on the last day (business day) and sell/redeem on the first day of a month (also get the whole month''s interest). second: you should setup your treasury direct and bank account ready before 12/30 and buy on 30th.
hahaha of course. But it is the principle 😄😄😄 to provide the right answer. to each her own! I would pick up a dollar bill from the floor and you probably wont.
Exactly. Before tresuary started treasury direct with electronic I-bond, folks have paid homeless people $10 each for their name and SSN walk into a bank and buy/create a paper bond like this: primary owner: homeless guy/gal SSN secondary owner: your SSN beneficary: spouse or the kid. The homeless have no idea he is the primary owner of the bond. 30K limit (old limit) per year was only set on primary owner so you can buy as much 30K bond as the number of homeless you can find and willing to participate. To redeem you can walk into any bank and deposit the paper bond into your own bank account and give your SSN and get 1099-INT under your SSN (you pay the tax), without even the homeless guy/gal present.
谢谢你提供的信息，我刚注册后没法加beneficiary，现在钱到账后就可以用Manange Direct>Manage Securities>Edit a registration来加beneficiary了。
谢谢！
如果现金躺在saving account里，真没必要等到这个月的最后一天，早买早安心 😄
hahaha of course. But it is the principle 😄😄😄 to provide the right answer. to each her own! I would pick up a dollar bill from the floor and you probably wont.
真不算钱。3W的7%，也就2100一年，而且这个也就是理想状态下。以后就没这么高了
mark