WHAT IS A CALIFORNIA MEDI-CAL ASSET PROTECTION TRUST? A Medi-Cal Asset Protection Trust is an Irrevocable Trust specifically created to hold assets (i.e. the home and savings accounts) to qualify for Medi-CAL Long Term Care Benefits and to prevent the State of California from “Medi-Cal Estate Recovery”. If set up properly and far enough in advance, a person’s entire estate can be protected and this person will have Medi-CAL help pay nursing home costs! “Estate Recovery” is the right of the State of California to seek reimbursement from any assets of the Decedent for funds the State paid in Medi-Cal benefits if it is in the name of the patient at the time of death. These claims can be quite large and will not be claimed until both spouses have passed away. So, if the first spouse is on Medi-CAL and the second spouse dies ( without using Medi-CAL), if there is any money in the surviving spouse’s name at the time of death, the State can and WILL recover… even if the assets were already distributed to the children after the death of last spouse. It is critical to set up an irrevocable trust and transfer the family house into the trust or it may be taken by the State!
WHAT IS A CALIFORNIA MEDI-CAL ASSET PROTECTION TRUST? A Medi-Cal Asset Protection Trust is an Irrevocable Trust specifically created to hold assets (i.e. the home and savings accounts) to qualify for Medi-CAL Long Term Care Benefits and to prevent the State of California from “Medi-Cal Estate Recovery”. If set up properly and far enough in advance, a person’s entire estate can be protected and this person will have Medi-CAL help pay nursing home costs! “Estate Recovery” is the right of the State of California to seek reimbursement from any assets of the Decedent for funds the State paid in Medi-Cal benefits if it is in the name of the patient at the time of death. These claims can be quite large and will not be claimed until both spouses have passed away. So, if the first spouse is on Medi-CAL and the second spouse dies ( without using Medi-CAL), if there is any money in the surviving spouse’s name at the time of death, the State can and WILL recover… even if the assets were already distributed to the children after the death of last spouse. It is critical to set up an irrevocable trust and transfer the family house into the trust or it may be taken by the State! ray_golden 发表于 2021-11-08 18:43
多生娃这个事呀借你个锅盖, 鲜花上调调都是穷是原罪, 穷人不配生孩子,不能上私校不给大学学费不给首付的都是不配做父母, 早死了算造福后代, 还多生几个给养老?
15左右一小时吧,节假日1.5倍,一般24小时需要最少两个倒班的,你一个人干不了24小时那么多钱的。对家庭来说是要出不少钱
多生也不一定有用,儿女们推来推去,一群儿女最后送养老院的也不少。还是手里有钱最好用。有钱人从来不缺孝子贤孙。哪怕没孩子,侄子外甥都来献殷勤。
能安乐死也行呀,可是现在有这个选项吗?
安乐死不行那就安眠药啦
歪歌总是在插科打诨间一针见血!
我也觉得是。对自己和家人都是折磨。
这里讨论的是中下产,有钱确实不用担心养老
国内的因为有人在住,也知道,一个月8000,小城市,有自己的房间和护工。
理想化了,现在的安眠药很难吃死,改了剂量防止自杀
安乐死也就十几万人民币,但有要求的,要得不治之症,要是那么容易地球人口减少一个亿不是问题
怎么会呢。 照顾老人怎么也不比照顾婴儿累吧。 住家保姆24小时陪睡的,不过5千,华人上还有人争相说是保姆托,她认识的都是$120一天。 照顾老人就是请两个也不过1万。
照顾baby多开心的事,你要考虑一下对象的可爱程度
老人可能有脾气,有病,记性不好,等等。小baby情况太不一样了。我说的就是今年的市场价。
听着很不错。这是国内一二线城市?
原来月嫂保姆是件多开心的事。难怪华人大妈觉得5000太多了。这么可爱这么开心简直应该白干。
中产和穷人本来就没区别 在富人眼里 你们都是穷人 之所以画出中产这道线 就是为了让你们穷人内斗的 另一方面也是给中产焦虑感 为了害怕变成穷人而更加努力的工作而已 本质上中产和穷人的区别就是一个做牛做马 一个躺平
安乐死都这么贵,焦虑的让人不想死了,死一次太贵了
WHAT IS A CALIFORNIA MEDI-CAL ASSET PROTECTION TRUST? A Medi-Cal Asset Protection Trust is an Irrevocable Trust specifically created to hold assets (i.e. the home and savings accounts) to qualify for Medi-CAL Long Term Care Benefits and to prevent the State of California from “Medi-Cal Estate Recovery”. If set up properly and far enough in advance, a person’s entire estate can be protected and this person will have Medi-CAL help pay nursing home costs! “Estate Recovery” is the right of the State of California to seek reimbursement from any assets of the Decedent for funds the State paid in Medi-Cal benefits if it is in the name of the patient at the time of death. These claims can be quite large and will not be claimed until both spouses have passed away. So, if the first spouse is on Medi-CAL and the second spouse dies ( without using Medi-CAL), if there is any money in the surviving spouse’s name at the time of death, the State can and WILL recover… even if the assets were already distributed to the children after the death of last spouse. It is critical to set up an irrevocable trust and transfer the family house into the trust or it may be taken by the State!
这算是白色谎言吗?
是养老院,因为离我弟家很近,环境也好,所以我们本来就排着队了。安排手术前就跟院方要求提前入院,住短期,收费是分级的,他这样完全不能自理的,需要交额外的护理费,我妈陪住,交个基本的费用就可以了。我
稍微像样的就这样,中部低房价低消费的也要好几大千,还要先交一大笔。亲戚的小孩去养老院演出拿回的册子上写的。
Mark一下!
和照顾老人比起来确实baby可爱啊……星际旅行的动画片里有一集就是他们来到了一个外星球,孩子一生下来是老人,越来越年轻直到变成婴儿,孩子们怀里抱着自己的父母照顾…外星人觉得这样的设定可以保证老人被年轻人抚养。
你说的哪个美国大城市,一天100,能找到人护理老人?
纽约的华人钟点工,至少20刀/小时
华人网上总是焦虑万一生活不能自理好多年,还不如年轻时养好身体,小概率事件不管在哪里都可能发生(更大的概率是不发生),没必要老想着。
确实如此,孤寡老人大概是弱势群体的极限案例了,养老院的人得真的天使心肠才能一直善待
看得好害怕这费用两口子都耗个几年妥妥的倾家荡产啊