从regular应税账号亏着卖出去再从Roth IRA账号买回来算wash sale么？

一直有一个迷思。如果我的股票亏着从应税的账号比如Robinhood里面卖出去了，再原价在Roth IRA里买回来（这样增值就不用交税了）。这样的话算是wash sale么？应税账号里亏的钱可以被deduct么？多谢大神解惑！！

算的

算的
serenallp 发表于 2021-04-15 18:08

这样啊。。。 多谢！

这样啊。。。 多谢！
sunnyshining 发表于 2021-04-15 20:03

专门看过, 算的. 而且配偶的IRA买好象也不行. 一直不明白查税的真能查得到吗.

可是ira账户不是不取钱的话都不需要报税啊

不算， 我在TDAmeritrade的两个账户去年发生了这样的情况， 没算。 今年又反过来操作， 结果很失望， 都没算成wash sale.

https://www.schwab.com/resource-center/insights/content/a-primer-on-wash-sales Q: What would happen if I sold a security at a loss in a taxable account and then immediately repurchased it in a retirement account, such as an IRA?

不算， 我在TDAmeritrade的两个账户去年发生了这样的情况， 没算。 今年又反过来操作， 结果很失望， 都没算成wash sale.
wsjcfa 发表于 2021-04-16 16:30

有的brokerage只报同一个账户内的wash sale 你需要自己负责检查跨账户的 即使是一个平台 比如https://www.schwab.com/resource-center/insights/content/a-primer-on-wash-sales IRS regulations require only that Schwab track and report wash sales on the same CUSIP number (a unique nine-character identifier for a security) within the same account. Ultimately, each individual is responsible for tracking sales in their accounts (and their spouse''s accounts) to ensure they don’t have a wash sale.

有的brokerage只报同一个账户内的wash sale 你需要自己负责检查跨账户的 即使是一个平台 比如https://www.schwab.com/resource-center/insights/content/a-primer-on-wash-sales IRS regulations require only that Schwab track and report wash sales on the same CUSIP number (a unique nine-character identifier for a security) within the same account. Ultimately, each individual is responsible for tracking sales in their accounts (and their spouse''s accounts) to ensure they don’t have a wash sale.
zejuanxiaoyu 发表于 2021-04-17 05:59

IRS的税法有效的打击了我的投资热情. 没赚几快钱,还得注意查税. 就在IRA玩玩算了. 要是有个小公司能存$58000的IRA就好了.