401k sucks usually due to the limited amount of flexibility for you. I had a 401k for 7 years in the 2000s and it didn''t return anything. I ended up converting to IRA and managing it myself. That said, sounds like you wanna day trade... which maybe you get lucky. Buy and hold is historically the better strategy. Many people THINK they can beat the market by actively trading, but... let''s get real.
401k sucks usually due to the limited amount of flexibility for you. I had a 401k for 7 years in the 2000s and it didn''t return anything. I ended up converting to IRA and managing it myself. That said, sounds like you wanna day trade... which maybe you get lucky. Buy and hold is historically the better strategy. Many people THINK they can beat the market by actively trading, but... let''s get real. zicklingrad 发表于 2021-02-23 13:43
so what did you end up to buy in your IRA account? Any fund recommended? I plan not do any trade if I am not 99% sure, primarily buy and hold.
想的是不做太多交易， 每笔交易有个10%回报就行了， 几乎接近一年的回报了。 谢谢高手指导！
That said, sounds like you wanna day trade... which maybe you get lucky.
Buy and hold is historically the better strategy. Many people THINK they can beat the market by actively trading, but... let''s get real.
so what did you end up to buy in your IRA account?
Any fund recommended?
I plan not do any trade if I am not 99% sure, primarily buy and hold.